What kind of home is 4 Hermitage Gardens, MK45 3AY?

4 Hermitage Gardens, MK45 3AY is a 4-bedroom detached house.

When did 4 Hermitage Gardens, MK45 3AY last change hands?

4 Hermitage Gardens, MK45 3AY last sold for £260,000 in December 2013, around 12 years ago. Land Registry has 3 sales on record going back to £93,950 in February 1995. Source: HM Land Registry.

Has 4 Hermitage Gardens, MK45 3AY appreciated in value?

Across 3 sales between February 1995 and December 2013, 4 Hermitage Gardens, MK45 3AY rose from £93,950 to £260,000, a change of £166,050. That works out to roughly +5.6% per year compounded over 19 years. Source: HM Land Registry.

How energy efficient is 4 Hermitage Gardens, MK45 3AY?

The current EPC rating for 4 Hermitage Gardens, MK45 3AY is D with a score of 59 out of 100, lodged in October 2013. The assessor estimates the property could reach a B. Source: EPC Register.

How big is 4 Hermitage Gardens, MK45 3AY?

4 Hermitage Gardens, MK45 3AY has a recorded floor area of 105 m² (1,130 sq ft), around 26 m² per bedroom. Source: EPC Register.

What heating system does 4 Hermitage Gardens, MK45 3AY use?

The latest EPC at 4 Hermitage Gardens, MK45 3AY records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 4 Hermitage Gardens, MK45 3AY?

4 Hermitage Gardens, MK45 3AY is in council tax band E.

Which area is 4 Hermitage Gardens, MK45 3AY in?

4 Hermitage Gardens, MK45 3AY sits in Cotton End, Bedford, Bedford. It falls within the MK45 postcode district.

Is 4 Hermitage Gardens, MK45 3AY in a safe area?

Police records around 4 Hermitage Gardens, MK45 3AY show an average of 2 reported crimes per month over the last 5 months. Violent crime makes up roughly 63% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 4 Hermitage Gardens, MK45 3AY?

The closest primary school to 4 Hermitage Gardens, MK45 3AY is Cotton End Forest School (283m), one of 3 primaries within walking distance.

What transport links are near 4 Hermitage Gardens, MK45 3AY?

The closest bus stop to 4 Hermitage Gardens, MK45 3AY is The Bell, 152m away. In total there are 30 bus stops within the surrounding area.

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4 Hermitage Gardens, Cotton End, Bedford, MK45 3AY

3 sales on record

Property type

Detached

Bedrooms

Floor area

105 m²

1130 sq ft

Energy rating

Score 59

Council tax

Band E

Tenure

Owner Occupied

Overview

About 4 Hermitage Gardens

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

4 Hermitage Gardens is a four-bedroom detached house in Cotton End, Bedford, Bedford (MK45 3AY). It has a recorded floor area of 105 m² (around 1130 sq ft), construction records dating it to 1991-1995 and council tax band E. The latest certificate (October 2013) shows a D (score 59), a step below the typical UK home. The recommended improvements would lift it to B (score 81), a 2-band jump. The latest certificate is from October 2013, so improvements made since then won't be reflected.

Across 1995–2013, sale prices on this property compounded at 5.6% per year. Today's modelled estimate of £420,000 sits 61.5% above the 2013 sale of £260,000. On a £-per-square-foot basis, the last sale (£230/sq ft) was about 86.4% above the typical sold price in the postcode. At 105 m² it's 15.4% larger than the typical home in the postcode (91 m² median across 9 EPCs). 12 years since the last transfer (December 2013).

Before you offer

Know exactly what you're buying at 4 Hermitage Gardens

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

Already flagged here

Larger development activity nearby

£14.99

Trusted by UK homebuyers

Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms4

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 06 Oct 2023

EPC Rating

D59

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

4.8 t/year

Occupancy

Owner Occupied

Planning

Planning history

Applications and permits filed against 4 Hermitage Gardens, Cotton End, Bedford, MK45 3AY, sourced from the PlanIt planning register.

4 Hermitage Gardens has no planning applications on record.

Notable planning nearby

8applications of note in the surrounding area

Before you offer

We flagged 1 thing worth checking at 4 Hermitage Gardens

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

Larger development activity nearby

£14.99

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Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Sale price has at least doubled since 1995.

Current estimate

£420,000

Modelled from EPC, postcode comparables and a sale-price growth of 5.6% per year over 19 years.

See how we calculated this

Last sold (2013)

£260,000

Growth on file: 5.6% per year over 19 years.

Sales timeline

9 December 2013Most recent
£260,000
+103.1%over 15 years
6 September 1998
£128,000
+36.2%over 3 years
10 February 1995
£93,950

Median price across the last 5 sales in MK45 3AY: £400,000 (2025–2020).

Nearby sales in MK45 3AY

Before you offer

Everything we know about 4 Hermitage Gardens, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

What we flagged

Larger development activity nearby

£14.99

Trusted by UK homebuyers

On the street

Versus other Hermitage Gardens homes

Four headline reads against 9 similar houses on this street, drawn from the latest EPC and Land Registry data.

Years Held for 4 Hermitage Gardens runs comfortably ahead of the street norm.

Price per m²

£2,476

Street avg £3,577

Below

Floor Area

105 m²

Street avg 93 m²

Strongly above

Habitable Rooms

6 rooms

Street avg 5 rooms

Above

CO₂ Emissions

4.8 t/year

Street avg 3.9 t/year

Strongly below

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£413k

1 Armstrong Close, Wilstead

MK45 3EA

4 bed2 bath

£426k

1 Banks Croft, Houghton Conquest

MK45 3GH

3 bed2 bath

£397k

1 Bedford Road, Houghton Conquest

MK45 3LS

3 bed2 bath

£359k

1 Barleycorn Close, Houghton Conquest

MK45 3NX

3 bed1 bath

£344k

1 Adelaide Close, Houghton Conquest

MK45 3EL

3 bed1 bath

£343k

1 Bunkers Drive, Cotton End

MK45 3AT

3 bed2 bath

£341k

1 Bedford Road, Wilstead

MK45 3HN

3 bed

£384k

1 Black Hat Close, Wilstead

MK45 3HE

2 bed2 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

2/mo

Steady year-on-year across the wider district.

Nearest stop

0.2 km

The Bell — bus stop.

Closest school

0.3 km

Cotton End Forest School. 3 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK45 3AY from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

44.5dB

Low

Night-time road noise heatmap for MK45 3AY

Night-time· 23:00 – 07:00

38.2dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 4 Hermitage Gardens, Cotton End, Bedford, MK45 3AY. Each answer is also embedded as structured data for search engines.