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3 Moss Lane, Elstow, Bedford, MK42 9YT

2 planning records

Estimated value

£419,000

  • Since the 2013 sale (£246,000)+70%
  • Against MK42 9YT's recent median (£362,000)+16%

Newest record on this page: February 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Bedrooms
4
Floor area
131 m²
1410 sq ft
Energy rating
C
Score 71
Council tax
Band C
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£419,000

  • Against its 2013 sale (£246,000)+70%
  • Against MK42 9YT's recent median (£362,000)+16%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 3 Moss Lane is modelled from its 131 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK42 9YT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    131 m² from the EPC lodged in July 2014

  • Sales of this home

    1 sale recorded, the latest in 2013

  • Recent sales in MK42 9YT

    5 sales, median £362,000 (2026–2020)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: February 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
Planning1 of 2 applicationsFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

3 Moss Lane valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 6 June 2013Most recent

    £246,000

Median price across the last 5 sales in MK42 9YT: £362,000 (2026–2020).

Risks

What this page doesn't show

2 potential issues have already been flagged for 3 Moss Lane, Elstow, Bedford, MK42 9YT. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 3 Moss Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

3 Moss Lane is a four-bedroom semi-detached house in Elstow, Bedford, Bedford (MK42 9YT). It has a recorded floor area of 131 m² (around 1410 sq ft), construction records dating it to 1900-1929 and council tax band C. The latest certificate (July 2014) shows a C (score 71). When first surveyed in October 2012 the rating was E, the property has climbed 2 bands since. Between certificates, roof efficiency went from Poor to Average, window efficiency went from Average to Good and hot-water efficiency went from Poor to Average. The recommended improvements would push it to B (score 88). Main heating runs on oil. The latest certificate is from July 2014, so improvements made since then won't be reflected. Records show the property has been extended at some point in its history.

At 131 m² the property is well over the postcode median (89 m² across 15 EPCs), placing it in the larger end of the local stock. Its energy rating outperforms most of the postcode (better than 80% of similar EPCs). Today's modelled estimate of £419,000 sits 70.3% above the 2013 sale of £246,000. 2 planning records sit against the property, 2 approved, 0 refused. Past consents include an extension, meaningful when judging how the property has evolved. 13 years since the last transfer (June 2013).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms4
  • EnsuiteYes

Outside

  • Private gardenYes
  • GarageDouble

Building

  • Previously extendedYes
Before you decide

Everything you need to know about 3 Moss Lane

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

3 Moss Lane's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 10 Jul 2024

Current Certificate(1 of 2)
Jul 2014

EPC Rating

A
B
C
C71
D
E
F
G
Main Heating
Gas
Main Fuel
Oil
Hot Water
Average
Windows
Good
CO2 Emissions
5.3 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 10 July 2024

New assessment needed to sell or let

Property Improvements

Changes detected from historical EPC data

Jul 2014from Oct 2012
EPC improved fromE46toC71
Hot Water
PoorAverage

Hot water efficiency improved

Windows
AverageGood

Window efficiency improved

Roof Insulation
PartialInsulated

Roof insulation improved

Planning

Planning history

Applications and permits filed against 3 Moss Lane, Elstow, Bedford, MK42 9YT, sourced from the PlanIt planning register.

3 Moss Lane has an approved single-storey rear extension on the planning record.

2 applications on record at 3 Moss Lane, Elstow, Bedford, MK42 9YT

2decisions1extensions10documents8nearby
  1. Nov 2017
    ExtensionFull
    Outcome in report

    Extension: Single storey · Rear of property

    Erection of single storey rear extension.

    Documents
    10 docs on file
    Reference
    17/02870/FUL
    Full record in report
  2. More recent applications — locked
  3. OutbuildingDecision

Unlock 3 Moss Lane, Elstow, Bedford, MK42 9YT's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (2 on record)
  • All 2 applications on this property in full, plus 8 notable nearby
  • The 10 documents, officer reports & conditions
  • What the pattern means for extending or converting here
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On the street

Versus other Moss Lane homes

Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.

3 Moss Lane is notably below the street on price per m².

Price per m²

£1,878

Street avg £2,954

Strongly below

Floor Area

131 m²

Street avg 95 m²

Strongly above

Habitable Rooms

7 rooms

Street avg 5 rooms

Strongly above

CO₂ Emissions

5.3 t/year

Street avg 5.3 t/year

On par
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Full Bedford report

Crime

424/mo

Steady year-on-year across the wider district.

Nearest stop

0.3 km

Moss Lane — bus stop.

Closest school

0.7 km

Elstow School. 16 schools nearby.

Nearest schools

  • Elstow SchoolPrimary697m
  • Bedford AcademySecondary1.5km
  • Lakeview SchoolPrimary1.7km
  • Daubeney AcademySecondary1.8km

Nearest stops

  • Moss LaneBus stop297m
  • Elstow Lower SchoolBus stop709m
  • Medical CentreBus stop850m
  • Elstow LodgeBus stop918m

Most reported crime locally

  • Violence & Sexual Offences2,356 reports35%
  • Anti-social Behaviour1,049 reports15%
  • Shoplifting807 reports12%
  • Public Order518 reports8%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK42 9YT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK42 9YT

Daytime· 07:00 – 23:00

53.7dB

Low
Night-time road noise heatmap for MK42 9YT

Night-time· 23:00 – 07:00

44.9dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC CPre-1919 buildExtended multiple times (2+ extensions)No mains gasSolid (non-cavity) walls

Because the property was built before 1919, has been extended more than once, and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £1,020 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£363k

1 Aspley Road

MK42 9JU

4 bed3 bath
£365k

1 Brackley Road

MK42 9SD

3 bed2 bath
£324k

1 Berkeley Road

MK42 9UZ

3 bed1 bath
£314k

1 Cosmic Avenue

MK42 9RP

3 bed2 bath
£311k

1 Armstrong Drive

MK42 9JW

3 bed2 bath
£280k

1 Belfry Close, Elstow

MK42 9RQ

3 bed
£280k

1 Blundell Place

MK42 9XB

3 bed
£274k

1 Bridge Road

MK42 9LJ

3 bed

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 3 Moss Lane is modelled from its 131 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK42 9YT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 3 Moss Lane. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 3 Moss Lane was lodged in July 2014 at band C and expired in July 2024, so a new one is needed to sell or let. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. 2 applications are matched to 3 Moss Lane. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 16 schools and 30 stops listed are measured in a straight line from MK42 9YT, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
3 Moss Lane is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 3 Moss Lane, Elstow, Bedford, MK42 9YT. Each answer is also embedded as structured data for search engines.

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