Model valuation£417,0008 Busby Close
Local market context
20 Moss Lane, Elstow, Bedford, MK42 9YT
1 planning record
Estimated value
£379,000
- Since the 2020 sale (£340,000)+11%
- Against MK42 9YT's recent median (£362,000)+5%
Newest record on this page: February 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Semi-detached
Bedrooms
3
Bathroom
1
Floor area
97 m²
1044 sq ft
Energy rating
E
Score 50
Council tax
Band C
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£379,000
- Against its 2020 sale (£340,000)+11%
- Against MK42 9YT's recent median (£362,000)+5%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 20 Moss Lane is modelled from its 97 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK42 9YT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
97 m² from the EPC lodged in August 2020
Sales of this home
1 sale recorded, the latest in 2020
Recent sales in MK42 9YT
5 sales, median £362,000 (2026–2018)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: February 2026 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 application | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
The latest sale landed in the post-pandemic price surge — useful context when reading the figure.
Sales timeline
6 September 2020Most recent
£340,000
Median price across the last 5 sales in MK42 9YT: £362,000 (2026–2018).
Nearby sales in MK42 9YT
What this page doesn't show
2 potential issues have already been flagged for 20 Moss Lane, Elstow, Bedford, MK42 9YT. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 20 Moss Lane
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Moss Lane is a three-bedroom semi-detached house in Elstow, Bedford, Bedford (MK42 9YT). It has a recorded floor area of 97 m² (around 1044 sq ft), construction records dating it to 1930-1949 and council tax band C. The latest certificate (August 2020) shows an E (score 50), well below the UK norm with real room to improve. The recommended improvements would lift it to B (score 85), a 3-band jump. Main heating runs on oil. Other recorded features include a conservatory.
One planning record on file: an extension approved in 2020. Past consents include an extension and a loft conversion, meaningful when judging how the property has evolved. Today's modelled estimate of £379,000 is 11.5% above the 2020 sale price. On a £-per-square-foot basis, the last sale (£326/sq ft) was about 68.3% above the typical sold price in the postcode. Sold September 2020 for £340,000.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms3
- Bathrooms1
- Dining roomYes
- CloakroomYes
- ConservatoryYes
Outside
- Private gardenRear
- GarageYes
Before you decide
Everything you need to know about 20 Moss Lane
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
20 Moss Lane's carbon output runs well above what efficient homes in the postcode produce.
Current Certificate
Aug 2020EPC Rating
A
B
C
D
E
E50
F
G
Main Heating
Gas
Main Fuel
Oil
Hot Water
Average
Windows
Good
CO2 Emissions
6.1 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 10 August 2030
Planning history
Applications and permits filed against 20 Moss Lane, Elstow, Bedford, MK42 9YT, sourced from the PlanIt planning register.
1 application on record at 20 Moss Lane, Elstow, Bedford, MK42 9YT
1decisions1extensions8documents8nearby
- Nov 2020Loft ConversionFullOutcome in report
Extension: Side and rear of property
One and two storey front side and rear extensions with loft conversion including dormer to rear and rooflights to front elevation
Extension- Documents
- 8 docs on file
- Reference
- 20/02184/FUL
Unlock 20 Moss Lane, Elstow, Bedford, MK42 9YT's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (1 on record)
- All 1 application on this property in full, plus 8 notable nearby
- The 8 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Versus other Moss Lane homes
Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.
Price per m² for 20 Moss Lane runs comfortably ahead of the street norm.
Price per m²
£3,505
Street avg £2,819
Floor Area
97 m²
Street avg 97 m²
Habitable Rooms
4 rooms
Street avg 5 rooms
CO₂ Emissions
6.1 t/year
Street avg 5.3 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Crime
424/mo
Steady year-on-year across the wider district.
Nearest stop
0.3 km
Moss Lane — bus stop.
Closest school
0.7 km
Elstow School. 16 schools nearby.
Nearest schools
- Elstow SchoolPrimary697m
- Bedford AcademySecondary1.5km
- Lakeview SchoolPrimary1.7km
- Daubeney AcademySecondary1.8km
Nearest stops
- Moss LaneBus stop297m
- Elstow Lower SchoolBus stop709m
- Medical CentreBus stop850m
- Elstow LodgeBus stop918m
Most reported crime locally
- Violence & Sexual Offences2,356 reports35%
- Anti-social Behaviour1,049 reports15%
- Shoplifting807 reports12%
- Public Order518 reports8%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around MK42 9YT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
53.7dB
Night-time· 23:00 – 07:00
44.9dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Early 20th centurySemi-Detached HouseEPC ENo mains gasSolid (non-cavity) walls
Because the property has no mains gas supply and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £955 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 20 Moss Lane is modelled from its 97 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in MK42 9YT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 20 Moss Lane. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Moss Lane was lodged in August 2020 at band E and is valid until August 2030. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 1 application is matched to 20 Moss Lane. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 16 schools and 30 stops listed are measured in a straight line from MK42 9YT, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 20 Moss Lane is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 20 Moss Lane, Elstow, Bedford, MK42 9YT. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in MK42 9YTSold prices, values and energy ratings for the postcode
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