Model valuation£417,0008 Busby Close
Local market context
21 Moss Lane, Elstow, Bedford, MK42 9YT
Estimated value
£431,000
- Since the 2021 sale (£350,000)+23%
- Against MK42 9YT's recent median (£362,000)+19%
Newest record on this page: February 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Semi-detached
Bedrooms
3
Bathrooms
2
Floor area
118 m²
1270 sq ft
Energy rating
D
Score 56
Council tax
Band C
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£431,000
- Against its 2021 sale (£350,000)+23%
- Against MK42 9YT's recent median (£362,000)+19%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 21 Moss Lane is modelled from its 118 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK42 9YT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
118 m² from the EPC lodged in December 2020
Sales of this home
2 sales recorded, the latest in 2021
Recent sales in MK42 9YT
5 sales, median £362,000 (2026–2018)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: February 2026 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
Sale price has grown by over 3x since 1999.
Sales timeline
22 February 2021Most recent
£350,000
+274.3%over 21 years20 May 1999
£93,500
Median price across the last 5 sales in MK42 9YT: £362,000 (2026–2018).
Nearby sales in MK42 9YT
What this page doesn't show
2 potential issues have already been flagged for 21 Moss Lane, Elstow, Bedford, MK42 9YT. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 21 Moss Lane
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
21 Moss Lane is a three-bedroom semi-detached house in Elstow, Bedford, Bedford (MK42 9YT). It has a recorded floor area of 118 m² (around 1270 sq ft), construction records dating it to 1930-1949 and council tax band C. The latest certificate (December 2020) shows a D (score 56), a step below the typical UK home. The recommended improvements would push it to C (score 78). Main heating runs on oil. Other recorded features include a loft. Records show the property has been extended at some point in its history.
At 118 m² the property is well over the postcode median (89 m² across 15 EPCs), placing it in the larger end of the local stock. Across 1999–2021, sale prices on this property compounded at 6.3% per year. Today's modelled estimate of £431,000 is 23.1% above the 2021 sale price. On a £-per-square-foot basis, the last sale (£276/sq ft) was about 41.9% above the typical sold price in the postcode. Sold February 2021 for £350,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms3
- Bathrooms2
- Dining roomYes
- Utility roomYes
- EnsuiteYes
- StudyYes
- LoftYes
- FireplaceYes
Outside
- Private gardenRear
Building
- Previously extendedYes
Before you decide
Everything you need to know about 21 Moss Lane
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
21 Moss Lane's carbon output runs well above what efficient homes in the postcode produce.
Current Certificate
Dec 2020EPC Rating
A
B
C
D
D56
E
F
G
Main Heating
Gas
Main Fuel
Oil
Hot Water
Average
Windows
Good
CO2 Emissions
6.1 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 3 December 2030
Planning history
Applications and permits filed against 21 Moss Lane, Elstow, Bedford, MK42 9YT, sourced from the PlanIt planning register.
21 Moss Lane has no planning applications on record.
8
But the area is active
8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Moss Lane homes
Four headline reads against 15 similar houses on this street, drawn from the latest EPC and Land Registry data.
Floor Area for 21 Moss Lane runs comfortably ahead of the street norm.
Price per m²
£2,966
Street avg £2,863
Floor Area
118 m²
Street avg 96 m²
Habitable Rooms
5 rooms
Street avg 5 rooms
CO₂ Emissions
6.1 t/year
Street avg 5.3 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Crime
424/mo
Steady year-on-year across the wider district.
Nearest stop
0.3 km
Moss Lane — bus stop.
Closest school
0.7 km
Elstow School. 16 schools nearby.
Nearest schools
- Elstow SchoolPrimary697m
- Bedford AcademySecondary1.5km
- Lakeview SchoolPrimary1.7km
- Daubeney AcademySecondary1.8km
Nearest stops
- Moss LaneBus stop297m
- Elstow Lower SchoolBus stop709m
- Medical CentreBus stop850m
- Elstow LodgeBus stop918m
Most reported crime locally
- Violence & Sexual Offences2,356 reports35%
- Anti-social Behaviour1,049 reports15%
- Shoplifting807 reports12%
- Public Order518 reports8%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around MK42 9YT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
53.7dB
Night-time· 23:00 – 07:00
44.9dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Early 20th centurySemi-Detached HouseEPC DNo mains gasSolid (non-cavity) walls
Because the property has no mains gas supply and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £1,020 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 21 Moss Lane is modelled from its 118 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK42 9YT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 21 Moss Lane. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 21 Moss Lane was lodged in December 2020 at band D and is valid until December 2030. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 21 Moss Lane. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 16 schools and 30 stops listed are measured in a straight line from MK42 9YT, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 21 Moss Lane is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 21 Moss Lane, Elstow, Bedford, MK42 9YT. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in MK42 9YTSold prices, values and energy ratings for the postcode
- MK 42 property marketPrices, postcodes, schools and transport across the district
- 21 Moss Lane, Elstow, Bedford valuationHow the estimate is built and what moves it
- UK house price mapExplore prices by district, year by year
- Report on another addressLook up any home in England and Wales