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Flat 3, 106 High Street, Kempston, Bedford, MK42 7BN

Estimated value

£178,000

  • Since the 2022 sale (£180,000)-1%
  • Against MK42 7BN's recent median (£265,000)-33%

Newest record on this page: May 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Floor 01
Bedrooms
2
Bathroom
1
Floor area
54 m²
581 sq ft
Energy rating
D
Score 68
Council tax
Band A
Tenure
Freehold
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£178,000

  • Against its 2022 sale (£180,000)-1%
  • Against MK42 7BN's recent median (£265,000)-33%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 3 is modelled from its 54 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK42 7BN. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    54 m² from the EPC lodged in June 2022

  • Sales of this home

    2 sales recorded, the latest in 2022

  • Recent sales in MK42 7BN

    5 sales, median £265,000 (2026–2022)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: May 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Sales timeline

  1. 21 August 2022Most recent

    £180,000

    +69.4%over 16 years

  2. 19 December 2005

    £106,250

Median price across the last 5 sales in MK42 7BN: £265,000 (2026–2022).

Risks

What this page doesn't show

2 potential issues have already been flagged for Flat 3, 106 High Street, Kempston, Bedford, MK42 7BN. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Environmental risk flaggedIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Flat 3

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 3 is a two-bedroom semi-detached house in Kempston, Bedford, Bedford (MK42 7BN). It has a recorded floor area of 54 m² (around 581 sq ft), construction records dating it to 2003-2006 and council tax band A. Tenure is freehold. At 54 m² this is the 3rd smallest of 4 units on EPC record in the building, where floor areas span 49–58 m². The building's EPC ratings span D to C, with this unit at the bottom. The latest certificate (June 2022) shows a D (score 68), on the cusp of jumping into the C band. Earlier certificates rated it C (November 2008); the latest reading is one band lower. Between certificates, lighting went from Poor to Very Good; while main heating dropped from Poor to Very Poor. The recommended improvements would push it to C (score 69). Main heating runs on electricity.

At 54 m² it sits well below the postcode median (102 m² across 13 EPCs), making it one of the more compact homes locally. Across 2005–2022, sale prices on this property compounded at 3.2% per year. On a £-per-square-foot basis, the last sale (£310/sq ft) was about 44.5% above the typical sold price in the postcode. Sold August 2022 for £180,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1

Outside

  • Communal gardenYes
  • ParkingAllocated

Building

  • TenureFreehold
Before you decide

Everything you need to know about Flat 3

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearbyEnvironmental risk flagged

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Jun 2022

EPC Rating

A
B
C
D
D68
E
F
G
Main Heating
Electric & Gas
Main Fuel
Electric
Hot Water
Poor
Windows
Good
CO2 Emissions
2.4 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 23 June 2032

5 years remaining

Property Improvements

Changes detected from historical EPC data

Jun 2022from Nov 2008
EPC improved fromC71toD68
Low Energy Lighting
10%75%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Flat 3, 106 High Street, Kempston, Bedford, MK42 7BN, sourced from the PlanIt planning register.

Flat 3 has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other High Street homes

Four headline reads against 3 similar flats on this street, drawn from the latest EPC and Land Registry data.

Flat 3 outperforms the street on years held by a wide margin.

Price per m²

£3,333

Street avg £3,381

Below

Floor Area

54 m²

Street avg 52 m²

Above

Habitable Rooms

3 rooms

Street avg 3 rooms

On par

CO₂ Emissions

2.4 t/year

Street avg 2.4 t/year

On par
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Full Bedford report

Crime

424/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Lodge Avenue — bus stop.

Closest school

0.4 km

Balliol Primary School. 16 schools nearby.

Nearest schools

  • Balliol Primary SchoolPrimary385m
  • Kempston AcademySecondary528m
  • Kempston Rural Primary SchoolPrimary621m
  • Bedford Road Primary AcademyPrimary888m

Nearest stops

  • Lodge AvenueBus stop122m
  • Deacon AvenueBus stop182m
  • King William RoadBus stop237m
  • Burr CloseBus stop263m

Most reported crime locally

  • Violence & Sexual Offences2,356 reports35%
  • Anti-social Behaviour1,049 reports15%
  • Shoplifting807 reports12%
  • Public Order518 reports8%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK42 7BN from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK42 7BN

Daytime· 07:00 – 23:00

50.1dB

Low
Night-time road noise heatmap for MK42 7BN

Night-time· 23:00 – 07:00

41.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st century1st Floor FlatFreeholdEPC DNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£175k

Flat 4, 106 High Street, Kempston

MK42 7BN

Flat2 bed1 bath
£182k

Flat 1, 106 High Street, Kempston

MK42 7BN

Flat2 bed1 bath
£181k

Field View, Flat 1, Dennis Court, Kempston

MK42 7PY

Flat
£181k

Green Acres, Flat 1, Dennis Court, Kempston

MK42 7PY

Flat
£175k

Meadow View, Flat 1, Dennis Court, Kempston

MK42 7PY

Flat
£183k

Flat 2, 106 High Street, Kempston

MK42 7BN

Flat
£186k

Flat 7, 60 Balliol Road, Kempston

MK42 7PQ

Flat
£190k

Flat 9, 60 Balliol Road, Kempston

MK42 7PQ

Flat

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Flat 3 is modelled from its 54 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK42 7BN. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Flat 3. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 3 was lodged in June 2022 at band D and is valid until June 2032. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 3. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 16 schools and 30 stops listed are measured in a straight line from MK42 7BN, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
Flat 3 is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 3, 106 High Street, Kempston, Bedford, MK42 7BN. Each answer is also embedded as structured data for search engines.

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