5 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
About 5 Bank Terrace
5 Bank Terrace is a five-bedroom mid-terrace house in Bowness-On-Windermere, Windermere, Windermere (LA23 3BL). It has a recorded floor area of 41 m² (around 441 sq ft), construction records dating it to before 1900 and council tax band D. At 41 m² this is the smallest unit on EPC record across the building (41–125 m²). The building's EPC ratings span F to C across 7 units on file. The latest certificate (November 2023) shows a D (score 65), on the cusp of jumping into the C band. Earlier certificates rated it C (September 2010); the latest reading is one band lower. Between certificates, lighting went from Very Poor to Very Good; while wall efficiency dropped from Good to Very Poor. The recommended improvements would push it to C (score 77).
At 41 m² it sits well below the postcode median (117 m² across 6 EPCs), making it one of the more compact homes locally. 5 bedrooms is on the larger side for this postcode, where 4 is the typical count. Across 2001–2015, sale prices on this property compounded at 11.3% per year. Today's modelled estimate of £401,000 is 40.7% above the 2015 sale price. On a £-per-square-foot basis, the last sale (£646/sq ft) was about 182.9% above the typical sold price in the postcode. On the market in August 2015 and unlisted since — roughly 11 years.
Know exactly what you're buying at 5 Bank Terrace
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
What this property has
Inside
- Bedrooms5
- Bathrooms3
Energy performance
EPC Rating
Property Improvements
Changes detected from historical EPC data
More low energy lighting installed
More low energy lighting installed
Planning history
5 Bank Terrace has no planning applications on record.
Notable planning nearby
3applications of note in the surrounding area
We flagged 1 thing worth checking at 5 Bank Terrace
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Larger development activity nearby
30-day money-back guarantee
Sales history & valuation
5 Bank Terrace has more than quadrupled in price since its earliest registered sale in 2001.
£401,000
Modelled from EPC, postcode comparables and a sale-price growth of 11.3% per year over 15 years.
£285,000
Growth on file: 11.3% per year over 15 years.
Sales timeline
17 August 2015Most recent
£285,000
+67.6%over 14 years7 June 2001
£170,000
+183.3%7 February 2001
£60,000
Median price across the last 5 sales in LA23 3BL: £380,000 (2023–2017).
Nearby sales in LA23 3BL
6 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Aug 2023
£475,0003 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Jan 2021
£400,0001 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Oct 2018
£200,0004 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Feb 2017
£224,0002 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Mar 2016
£275,000
Everything we know about 5 Bank Terrace, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Larger development activity nearby

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The neighbourhood at a glance
Reported crime in the wider district is trending notably upward year-on-year.
Crime
2/mo
Rising year-on-year across the wider district.
Nearest stop
0.6 km
Bowness on Windermere Ferry Terminal — ferry terminal.
Closest school
0.5 km
Goodly Dale Primary School. 4 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
48.3dB

Night-time· 23:00 – 07:00
40.1dB