2 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
About 2 Bank Terrace
2 Bank Terrace is a two-bedroom mid-terrace house in Bowness-On-Windermere, Windermere, Windermere (LA23 3BL). It has a recorded floor area of 112 m² (around 1206 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (November 2015) shows an F (score 36), near the bottom of the EPC scale. The recommended improvements would lift it to D (score 55), a 2-band jump. Main heating runs on wood logs. The latest certificate is from November 2015, so improvements made since then won't be reflected. The property has underfloor heating on record, all of which lower running costs and tend to lift resale appeal.
On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Last changed hands 10 years ago, in March 2016. Today's modelled estimate of £367,000 is 33.5% above the 2016 sale price.
Know exactly what you're buying at 2 Bank Terrace
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
What this property has
Inside
- Bedrooms2
- Bathrooms1
- Dining roomYes
- FireplaceYes
Outside
- Private gardenYes
- ParkingOff road
Building
- Central heatingYes
- Underfloor heatingYes
Energy performance
2 Bank Terrace sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 09 Nov 2025
EPC Rating
Planning history
2 Bank Terrace has no planning applications on record.
Notable planning nearby
3applications of note in the surrounding area
We flagged 1 thing worth checking at 2 Bank Terrace
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Larger development activity nearby
30-day money-back guarantee
Sales history & valuation
2 Bank Terrace valuation sits well clear of the typical sold price in this postcode.
£367,000
Modelled from EPC, postcode comparables.
£275,000
Recorded with HM Land Registry.
Sales timeline
18 March 2016Most recent
£275,000
Median price across the last 5 sales in LA23 3BL: £380,000 (2023–2017).
Nearby sales in LA23 3BL
6 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Aug 2023
£475,0003 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Jan 2021
£400,0001 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Oct 2018
£200,0004 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Feb 2017
£224,0005 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL
Sold Aug 2015
£285,000
Everything we know about 2 Bank Terrace, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Larger development activity nearby

Versus other Bank Terrace homes
On epc rating, 2 Bank Terrace runs well behind the street norm.
Price per m²
£2,455
Street avg £3,970
Floor Area
112 m²
Street avg 129 m²
Habitable Rooms
4 rooms
Street avg 6 rooms
CO₂ Emissions
5.5 t/year
Street avg 6.3 t/year
Similar properties nearby
1 Belle Isle View, Bowness On Windermere
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1 Brantfell Walk, Bowness On Windermere
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1 Firtree Crescent, Bowness On Windermere
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1 Bellman Close
LA23 3QP
1 Fairfield, Bowness On Windermere
LA23 3AL
1 Beechwood Close, Bowness On Windermere
LA23 3AB
1 Enigma House Apartments, Lake Road, Bowness On Windermere
LA23 3AP
1 Crown Rigg, Kendal Road, Bowness On Windermere
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The neighbourhood at a glance
Reported crime in the wider district is trending notably upward year-on-year.
Crime
2/mo
Rising year-on-year across the wider district.
Nearest stop
0.6 km
Bowness on Windermere Ferry Terminal — ferry terminal.
Closest school
0.5 km
Goodly Dale Primary School. 4 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
48.3dB

Night-time· 23:00 – 07:00
40.1dB