What type of property is 3 Bank Terrace, LA23 3BL?

3 Bank Terrace, LA23 3BL is a mid-terrace house.

When did 3 Bank Terrace, LA23 3BL last change hands?

3 Bank Terrace, LA23 3BL last sold for £400,000 in January 2021, around 5 years ago. Land Registry has 4 sales on record going back to £73,500 in July 1997. Source: HM Land Registry.

Has 3 Bank Terrace, LA23 3BL appreciated in value?

Across 4 sales between July 1997 and January 2021, 3 Bank Terrace, LA23 3BL rose from £73,500 to £400,000, a change of £326,500. That works out to roughly +7.5% per year compounded over 24 years. Source: HM Land Registry.

How energy efficient is 3 Bank Terrace, LA23 3BL?

The current EPC rating for 3 Bank Terrace, LA23 3BL is D with a score of 64 out of 100, lodged in September 2020. It has improved from a E recorded in October 2009. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 3 Bank Terrace, LA23 3BL?

3 Bank Terrace, LA23 3BL has a recorded floor area of 121 m² (1,302 sq ft). That makes it about 29% larger than the median EPC-recorded property in LA23 3BL. Source: EPC Register.

How is 3 Bank Terrace, LA23 3BL heated?

The latest EPC at 3 Bank Terrace, LA23 3BL records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 3 Bank Terrace, LA23 3BL?

3 Bank Terrace, LA23 3BL is in council tax band D.

Where is 3 Bank Terrace, LA23 3BL located?

3 Bank Terrace, LA23 3BL sits in Bowness-on-windermere, Windermere, Windermere. It falls within the LA23 postcode district in Cumbria.

How safe is the area around 3 Bank Terrace, LA23 3BL?

Police records around 3 Bank Terrace, LA23 3BL show an average of 2 reported crimes per month over the last 12 months. Violent crime makes up roughly 48% of reports, the most common category. The overall trend is rising (64% versus the prior period). Source: Police UK.

Which schools serve 3 Bank Terrace, LA23 3BL?

The closest primary school to 3 Bank Terrace, LA23 3BL is Goodly Dale Primary School (532m), one of 3 primaries within walking distance. The closest secondary is The Lakes School (2.9km).

What is the nearest station to 3 Bank Terrace, LA23 3BL?

The closest ferry stop to 3 Bank Terrace, LA23 3BL is Bowness on Windermere Ferry Terminal, 554m away. The nearest rail option is Windermere Rail Station, 1.8km away.

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3 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL

4 sales on record

Property type

Mid terrace

Habitable rooms

From EPC

Floor area

121 m²

1302 sq ft

Energy rating

Score 64

Council tax

Band D

Tenure

Owner Occupied

Overview

About 3 Bank Terrace

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

3 Bank Terrace is a mid-terrace house in Bowness-On-Windermere, Windermere, Windermere (LA23 3BL). It has a recorded floor area of 121 m² (around 1302 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (September 2020) shows a D (score 64), on the cusp of jumping into the C band. When first surveyed in October 2009 the rating was E, the property has climbed 1 band since. Between certificates, window efficiency went from Poor to Good and lighting went from Good to Very Good; while wall efficiency dropped from Good to Very Poor. The recommended improvements would lift it to B (score 84), a 2-band jump.

Most recent transfer: January 2021 at £400,000. Across the public record there are 4 sales, relatively high churn for a single property. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend. At 121 m² it's 17.5% larger than the typical home in the postcode (103 m² median across 6 EPCs). Across 1997–2021, sale prices on this property compounded at 7.5% per year.

Before you offer

Know exactly what you're buying at 3 Bank Terrace

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

Already flagged here

Larger development activity nearby

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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)

Sept 2020

EPC Rating

D64

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

5.0 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Sept 2020from Oct 2009

EPC improved fromE47toD64

Heating Controls

Prog + StatFull

Heating controls upgraded for better temperature management

Windows

Partial DoubleFull Double

Windows upgraded, improving insulation

Low Energy Lighting

55%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 3 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL, sourced from the PlanIt planning register.

3 Bank Terrace has no planning applications on record.

Notable planning nearby

3applications of note in the surrounding area

Before you offer

We flagged 1 thing worth checking at 3 Bank Terrace

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

Larger development activity nearby

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Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

3 Bank Terrace has more than quadrupled in price since its earliest registered sale in 1997.

Current estimate

£396,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.5% per year over 24 years.

See how we calculated this

Last sold (2021)

£400,000

Growth on file: 7.5% per year over 24 years.

Sales timeline

20 January 2021Most recent
£400,000
+73.9%over 10 years
26 March 2010
£230,000
+130.0%over 10 years
10 October 1999
£99,990
+36.0%over 2 years
6 July 1997
£73,500

Median price across the last 5 sales in LA23 3BL: £275,000 (2023–2016).

Nearby sales in LA23 3BL

Before you offer

Everything we know about 3 Bank Terrace, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

What we flagged

Larger development activity nearby

£14.99

Trusted by UK homebuyers

On the street

Versus other Bank Terrace homes

Four headline reads against 5 similar houses on this street, drawn from the latest EPC and Land Registry data.

On years held, 3 Bank Terrace runs well behind the street norm.

Price per m²

£3,306

Street avg £3,757

On par

Floor Area

121 m²

Street avg 128 m²

On par

Habitable Rooms

6 rooms

Street avg 6 rooms

Above

CO₂ Emissions

5.0 t/year

Street avg 6.4 t/year

Above

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£412k

1 Brantfell Walk, Bowness On Windermere

LA23 3AT

3 bed

£352k

1 Glebe Drive, Bowness On Windermere

LA23 3HD

£347k

1 Fellside Cottages, Rayrigg Road, Bowness On Windermere

LA23 3DA

£341k

1 Brantfield, Brantfell Road, Bowness On Windermere

LA23 3AE

£467k

1 Firtree Crescent, Bowness On Windermere

LA23 3HA

3 bed1 bath

£473k

1 Belsfield Court, Bowness On Windermere

LA23 3EY

4 bed

£476k

1 Bryan House Barn, Winster

LA23 3NU

£322k

1 Brantfell Cottages, Brantfell Road, Bowness On Windermere

LA23 3AD

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Windermere district page.

Full Windermere report

Reported crime in the wider district is trending notably upward year-on-year.

Crime

2/mo

Rising year-on-year across the wider district.

Nearest stop

0.6 km

Bowness on Windermere Ferry Terminal — ferry terminal.

Closest school

0.5 km

Goodly Dale Primary School. 4 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around LA23 3BL from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

48.3dB

Low

Night-time road noise heatmap for LA23 3BL

Night-time· 23:00 – 07:00

40.1dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 3 Bank Terrace, Bowness On Windermere, Windermere, LA23 3BL. Each answer is also embedded as structured data for search engines.