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20 Cross Penny Court, Cotton Lane, Bury St Edmunds, IP33 1XY

EPC B

Estimated value

£278,000

  • Since the 2019 sale (£330,000)-16%
  • Against IP33 1XY's recent median (£197,000)+41%

Newest record on this page: February 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Detached
Floor 03
Bedrooms
2
Bathroom
1
Floor area
71 m²
764 sq ft
Energy rating
B
Score 81
Council tax
Band C
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£278,000

  • Against its 2019 sale (£330,000)-16%
  • Against IP33 1XY's recent median (£197,000)+41%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 20 Cross Penny Court is modelled from its 71 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in IP33 1XY. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    71 m² from the EPC lodged in February 2026

  • Sales of this home

    2 sales recorded, the latest in 2019

  • Recent sales in IP33 1XY

    5 sales, median £197,000 (2025–2025)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: August 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

20 Cross Penny Court valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 8 August 2019Most recent

    £330,000

    +23.2%over 5 years

  2. 23 July 2014

    £267,950

Median price across the last 5 sales in IP33 1XY: £197,000 (2025–2025).

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 20 Cross Penny Court

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Cross Penny Court is a two-bedroom detached house in Bury St Edmunds (IP33 1XY). It has a recorded floor area of 71 m² (around 764 sq ft), construction records dating it to 2012-2021 and council tax band C. The latest certificate (February 2026) returns a B (score 81), comfortably above the UK average. The rating has held steady at B across 2 certificates since July 2014. Between certificates, main heating went from Very Poor to Average; while wall efficiency dropped from Very Good to Good and window efficiency dropped from Very Good to Average. Main heating runs on electricity. This certificate was lodged in the last six months, so the rating reflects current condition. At 71 m² this is the 43rd smallest of 56 units on EPC record in the building, where floor areas span 51–116 m². The building's EPC ratings span E to B, with this unit at the top.

Across 2014–2019, sale prices on this property compounded at 4.2% per year. Today's modelled estimate of £278,000 is 15.8% below the 2019 sale of £330,000, below the original sale price, which typically signals condition or completion-status changes worth verifying. On a £-per-square-foot basis, the last sale (£432/sq ft) was about 22.6% above the typical sold price in the postcode. At 71 m² it's 29.1% larger than the typical home in the postcode (55 m² median across 55 EPCs). Most recent transfer: August 2019 at £330,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1

Outside

  • Communal gardenYes

Building

  • RefurbishedYes
Before you decide

Everything you need to know about 20 Cross Penny Court

The true value, the hidden risks and the full sale history, in one report.

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

20 Cross Penny Court's carbon output is low for the local stock.

Current Certificate(1 of 2)
Feb 2026

EPC Rating

A
B
B81
C
D
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Poor
Windows
Average
CO2 Emissions
0.5 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 8 February 2036

9 years remaining
Planning

Planning history

Applications and permits filed against 20 Cross Penny Court, Cotton Lane, Bury St Edmunds, IP33 1XY, sourced from the PlanIt planning register.

20 Cross Penny Court has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Cotton Lane homes

Four headline reads against 55 similar flats on this street, drawn from the latest EPC and Land Registry data.

20 Cross Penny Court outperforms the street on price per m² by a wide margin.

Price per m²

£4,648

Street avg £3,779

Strongly above

Floor Area

71 m²

Street avg 62 m²

Above

Habitable Rooms

3 rooms

Street avg 2 rooms

Strongly above

CO₂ Emissions

0.5 t/year

Street avg 1.4 t/year

Strongly above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bury St Edmunds district page.
Full Bury St Edmunds report

Rail-style transport is unusually close for this postcode.

Crime

134/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Cotton Lane — bus stop.

Closest school

0.5 km

Guildhall Feoffment Community Primary School. 16 schools nearby.

Nearest schools

  • Guildhall Feoffment Community Primary SchoolPrimary549m
  • St Edmund's Catholic Primary SchoolPrimary763m
  • King Edward VI CEVC SchoolSecondary1.1km
  • St Edmundsbury CofE Primary AcademyPrimary1.1km

Nearest stops

  • Cotton LaneBus stop53m
  • Abbey GardensBus stop171m
  • Schoolhall LaneBus stop193m
  • The GreyhoundBus stop353m

Most reported crime locally

  • Violence & Sexual Offences1,059 reports44%
  • Shoplifting294 reports12%
  • Public Order230 reports10%
  • Criminal Damage & Arson211 reports9%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IP33 1XY from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for IP33 1XY

Daytime· 07:00 – 23:00

53.8dB

Low
Night-time road noise heatmap for IP33 1XY

Night-time· 23:00 – 07:00

44.3dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st century3rd Floor FlatEPC BNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£231k

1 Cadney Lane

IP33 1JP

2 bed1 bath
£198k

1 Bishops Road

IP33 1TQ

2 bed1 bath
£370k

1 All Saints Court

IP33 1TF

3 bed1 bath
£192k

1 Chapter House, Lower Baxter Street

IP33 1EG

1 bed1 bath
£191k

1 Cross Penny Court, Cotton Lane

IP33 1XY

1 bed
£455k

1 Boughton Way

IP33 1AG

3 bed
£465k

1 Bridewell Lane

IP33 1RE

1 bed1 bath
£494k

1 Foundry Terrace, St Johns Street

IP33 1SA

3 bed2 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 20 Cross Penny Court is modelled from its 71 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in IP33 1XY. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 20 Cross Penny Court. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Cross Penny Court was lodged in February 2026 at band B and is valid until February 2036. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Cross Penny Court. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 16 schools and 30 stops listed are measured in a straight line from IP33 1XY, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
20 Cross Penny Court is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Cross Penny Court, Cotton Lane, Bury St Edmunds, IP33 1XY. Each answer is also embedded as structured data for search engines.

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