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20 Cross Penny Court, Cotton Lane, Bury St Edmunds, IP33 1XY

EPC B
Property type
Detached
Floor 03
Bedrooms
2
Bathroom
1
Floor area
71 m²
764 sq ft
Energy rating
B
Score 81
Council tax
Band C
Tenure
Owner Occupied
Overview

About 20 Cross Penny Court

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Cross Penny Court is a two-bedroom detached house in Bury St Edmunds (IP33 1XY). It has a recorded floor area of 71 m² (around 764 sq ft), construction records dating it to 2012-2021 and council tax band C. The latest certificate (February 2026) returns a B (score 81), comfortably above the UK average. The rating has held steady at B across 2 certificates since July 2014. Between certificates, main heating went from Very Poor to Average; while wall efficiency dropped from Very Good to Good and window efficiency dropped from Very Good to Average. Main heating runs on electricity. This certificate was lodged in the last six months, so the rating reflects current condition. At 71 m² this is the 43rd smallest of 56 units on EPC record in the building, where floor areas span 51–116 m². The building's EPC ratings span E to B, with this unit at the top.

Across 2014–2019, sale prices on this property compounded at 4.2% per year. Today's modelled estimate of £279,000 is 15.5% below the 2019 sale of £330,000, below the original sale price, which typically signals condition or completion-status changes worth verifying. On a £-per-square-foot basis, the last sale (£432/sq ft) was about 22.6% above the typical sold price in the postcode. At 71 m² it's 29.1% larger than the typical home in the postcode (55 m² median across 55 EPCs). Most recent transfer: August 2019 at £330,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1

Outside

  • Communal gardenYes

Building

  • RefurbishedYes
Before you decide

Everything you need to know about 20 Cross Penny Court

The true value, the hidden risks and the full sale history, in one report.

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

20 Cross Penny Court's carbon output is low for the local stock.

Current Certificate(1 of 2)
Feb 2026

EPC Rating

A
B
B81
C
D
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Poor
Windows
Average
CO2 Emissions
0.5 t/year
Occupancy
Owner Occupied
SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st century3rd Floor FlatEPC BNo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 Cross Penny Court, Cotton Lane, Bury St Edmunds, IP33 1XY, sourced from the PlanIt planning register.

20 Cross Penny Court has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

20 Cross Penny Court valuation sits well clear of the typical sold price in this postcode.

Current estimate

£279,000

Modelled from EPC, postcode comparables and a sale-price growth of 4.2% per year over 5 years.

See how we calculated this
Last sold (2019)

£330,000

Growth on file: 4.2% per year over 5 years.

Sales timeline

  1. 8 August 2019Most recent

    £330,000

    +23.2%over 5 years
  2. 23 July 2014

    £267,950

Median price across the last 5 sales in IP33 1XY: £185,000 (2025–2025).

On the street

Versus other Cotton Lane homes

Four headline reads against 55 similar flats on this street, drawn from the latest EPC and Land Registry data.

20 Cross Penny Court outperforms the street on price per m² by a wide margin.

Price per m²

£4,648

Street avg £3,773

Strongly above

Floor Area

71 m²

Street avg 62 m²

Above

Habitable Rooms

3 rooms

Street avg 2 rooms

Above

CO₂ Emissions

0.5 t/year

Street avg 1.4 t/year

Strongly above
Before you decide

Everything you need to know about 20 Cross Penny Court

The true value, the hidden risks and the full sale history, in one report.

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bury St Edmunds district page.

Rail-style transport is unusually close for this postcode.

Crime

5/mo

Rising year-on-year across the wider district.

Nearest stop

0.1 km

Cotton Lane — bus stop.

Closest school

0.5 km

Guildhall Feoffment Community Primary School. 16 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around IP33 1XY from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for IP33 1XY

Daytime· 07:00 – 23:00

53.8dB

Low
Night-time road noise heatmap for IP33 1XY

Night-time· 23:00 – 07:00

44.3dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Cross Penny Court, Cotton Lane, Bury St Edmunds, IP33 1XY. Each answer is also embedded as structured data for search engines.