14 Swans Hope, Loughton, IG10 2NA

14 Swans Hope is a two-bedroom end-of-terrace house in Loughton (IG10 2NA). It has a recorded floor area of 51 m² (around 549 sq ft), construction records dating it to 1983-1990 and council tax band C. The latest certificate (August 2019) shows an E (score 46), well below the UK norm with real room to improve. When first surveyed in July 2009 the rating was F, the property has climbed 1 band since. Between certificates, window efficiency went from Very Poor to Average and lighting went from Very Poor to Good. The recommended improvements would lift it to C (score 75), a 2-band jump. Main heating runs on to be used only when there is no heating/hot. At 51 m² this is the 39th smallest of 45 units on EPC record in the building, where floor areas span 36–54 m². The building's EPC ratings span F to C across 45 units on file.

Held since November 2003 — that's 23 years off the open market, well above the local norm. Across the public record there are 4 sales, relatively high churn for a single property. At 51 m² it's 27.5% larger than the typical home in the postcode (40 m² median across 44 EPCs). On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Across 1997–2003, sale prices on this property compounded at 16.4% per year. Today's modelled estimate of £256,000 sits 96.9% above the 2003 sale of £130,000.