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28 City Exchange, Lowgate, Hull, HU1 1AA

Estimated value

£132,000

  • Since the 2002 sale (£89,950)+47%
  • Against HU1 1AA's recent median (£47,000)+181%

Newest record on this page: September 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Floor 2nd
Habitable rooms
3
From EPC
Floor area
73 m²
786 sq ft
Energy rating
E
Score 49
Council tax
Band D
Tenure
Private Rental
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£132,000

  • Against its 2002 sale (£89,950)+47%
  • Against HU1 1AA's recent median (£47,000)+181%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 28 City Exchange is modelled from its 73 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in HU1 1AA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    73 m² from the EPC lodged in September 2018

  • Sales of this home

    1 sale recorded, the latest in 2002

  • Recent sales in HU1 1AA

    5 sales, median £47,000 (2025–2023)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: September 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

28 City Exchange valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 11 August 2002Most recent

    £89,950

Median price across the last 5 sales in HU1 1AA: £47,000 (2025–2023).

Risks

What this page doesn't show

1 potential issue has already been flagged for 28 City Exchange, Lowgate, Hull, HU1 1AA. The detail, evidence and what to ask about it are in the Risks Report.
  • Environmental risk flaggedIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 28 City Exchange

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

28 City Exchange is a mid-terrace house in Hull (HU1 1AA). It has a recorded floor area of 73 m² (around 786 sq ft), construction records dating it to 2003-2006 and council tax band D. The latest certificate (September 2018) shows an E (score 49), well below the UK norm with real room to improve. When first surveyed in November 2009 the rating was G, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Good, roof efficiency went from Poor to Good and lighting went from Very Poor to Very Good. The recommended improvements would push it to D (score 58). Main heating runs on electricity. At 73 m² this is the 30th smallest of 39 units on EPC record in the building, where floor areas span 31–98 m². The building's EPC ratings span F to C across 39 units on file.

It hasn't traded since August 2002, a hold of 24 years that's notably long for the area. At 73 m² it's 20.4% larger than the typical home in the postcode (61 m² median across 38 EPCs). Today's modelled estimate of £132,000 is 46.7% above the 2002 sale price. On a £-per-square-foot basis, the last sale (£114/sq ft) was about 17.4% below the postcode norm.

Before you decide

Everything you need to know about 28 City Exchange

The true value, the hidden risks and the full sale history, in one report.

Environmental risk flagged

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Sept 2018

EPC Rating

A
B
C
D
E
E49
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Very Poor
CO2 Emissions
3.9 t/year
Occupancy
Rented

Certificate validity

Valid until 10 September 2028

1 year remaining

Property Improvements

Changes detected from historical EPC data

Sept 2018from Nov 2009
EPC improved fromG1toE49
Wall Insulation
Uninsulated SolidInsulated Cavity

Cavity wall insulation installed

Roof
PoorGood

Roof insulation improved

Low Energy Lighting
0%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 28 City Exchange, Lowgate, Hull, HU1 1AA, sourced from the PlanIt planning register.

28 City Exchange has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Lowgate homes

Four headline reads against 38 similar flats on this street, drawn from the latest EPC and Land Registry data.

On years held, 28 City Exchange stands well clear of the street.

Price per m²

£1,232

Street avg £1,650

Below

Floor Area

73 m²

Street avg 62 m²

Above

Habitable Rooms

3 rooms

Street avg 2 rooms

Strongly above

CO₂ Emissions

3.9 t/year

Street avg 3.2 t/year

Below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Hull district page.
Full Hull report

Crime

170/mo

Steady year-on-year across the wider district.

Nearest stop

0.0 km

Alfred Gelder Street E — bus stop.

Closest school

0.3 km

Hull College. 23 schools nearby.

Nearest schools

  • Hull College16 plus278m
  • Ron Dearing UTCSecondary524m
  • Victoria Dock Primary SchoolPrimary573m
  • St Charles Voluntary Catholic AcademyPrimary1.1km

Nearest stops

  • Alfred Gelder Street EBus stop38m
  • St Mary's ChurchBus stop51m
  • Alfred Gelder Street DBus stop60m
  • Bowlalley LaneBus stop88m

Most reported crime locally

  • Violence & Sexual Offences1,128 reports39%
  • Public Order405 reports14%
  • Shoplifting370 reports13%
  • Anti-social Behaviour183 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HU1 1AA from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for HU1 1AA

Daytime· 07:00 – 23:00

58.4dB

Moderate
Night-time road noise heatmap for HU1 1AA

Night-time· 23:00 – 07:00

49.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st century2nd Floor FlatEPC ENo mains gas

Because the property has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£128k

10 City Exchange, Lowgate

HU1 1AA

£137k

1 Ellermans House, Bishop Lane Staithe

HU1 1PW

£126k

10 11, Flat 2, Humber Street

HU1 1TG

Flat
£125k

10 11, Flat 4, Humber Street

HU1 1TG

Flat
£124k

1 Cogan Chambers, Exchange Court

HU1 1DB

£123k

1 Alfred Schofield House, Salthouse Lane

HU1 1HB

£144k

1 City Exchange, Lowgate

HU1 1AA

2 bed
£145k

10 11, Flat 1, Humber Street

HU1 1TG

Flat

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 28 City Exchange is modelled from its 73 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in HU1 1AA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 28 City Exchange. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 28 City Exchange was lodged in September 2018 at band E and is valid until September 2028. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 28 City Exchange. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 17 months, which places each incident at an approximate point. The 23 schools and 30 stops listed are measured in a straight line from HU1 1AA, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
28 City Exchange is in council tax band D. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 28 City Exchange, Lowgate, Hull, HU1 1AA. Each answer is also embedded as structured data for search engines.

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