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20 Swan Bank, Hay On Wye, Hereford, HR3 5DW

3 sales on record
Property type
Mid terrace
Bedrooms
3
Bathroom
1
Floor area
119 m²
1281 sq ft
Energy rating
D
Score 62
Council tax
Band D
Tenure
Owner Occupied
Overview

About 20 Swan Bank

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Swan Bank is a three-bedroom mid-terrace house in Hay-On-Wye, Hereford, Hereford (HR3 5DW). It has a recorded floor area of 119 m² (around 1281 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (August 2021) shows a D (score 62), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 82), a 2-band jump. Other recorded features include outbuildings.

Across 1997–2022, sale prices on this property compounded at 7.4% per year. On a £-per-square-foot basis, the last sale (£304/sq ft) was about 59.2% above the typical sold price in the postcode. Most recent transfer: January 2022 at £390,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms1
  • Dining roomYes
  • Utility roomYes
  • CloakroomYes
  • FireplaceYes

Outside

  • Private gardenYes
  • OutbuildingsYes

Building

  • Heating systemGas
Before you decide

Everything you need to know about 20 Swan Bank

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Rating

A
B
C
D
D62
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
5.5 t/year
Occupancy
Owner Occupied
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildExtended multiple times (2+ extensions)Permanent outbuildings

Because the property was built before 1919, has been extended more than once, and has permanent outbuildings, we believe a Level 3 building survey should be considered.

From £955 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 Swan Bank, Hay On Wye, Hereford, HR3 5DW, sourced from the PlanIt planning register.

20 Swan Bank has no planning applications on record.

5

But the area is active

5 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Latest sale on 20 Swan Bank was the highest on Land Registry record across the postcode.

Current estimate

£400,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.4% per year over 25 years.

See how we calculated this
Last sold (2022)

£390,000

Growth on file: 7.4% per year over 25 years.

Sales timeline

  1. 18 January 2022Most recent

    £390,000

    +88.0%over 16 years

  2. 14 November 2005

    £207,500

    +219.2%over 8 years

  3. 7 February 1997

    £65,000

Median price across the last 5 sales in HR3 5DW: £230,000 (2022–2013).

On the street

Versus other Swan Bank homes

Four headline reads against 11 similar houses on this street, drawn from the latest EPC and Land Registry data.

20 Swan Bank is notably below the street on years held.

Price per m²

£3,277

Street avg £2,398

Above

Floor Area

119 m²

Street avg 114 m²

Below

Habitable Rooms

5 rooms

Street avg 5 rooms

On par

CO₂ Emissions

5.5 t/year

Street avg 6.2 t/year

Below
Before you decide

Everything you need to know about 20 Swan Bank

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£454k

1 Brookside, Glasbury

HR3 5NF

3 bed
£338k

1 Begwyns Bluff, Clyro

HR3 5SR

3 bed
£319k

1 Coronation Terrace, Cusop, Hay On Wye

HR3 5RD

3 bed1 bath
£272k

1 Black Lion Green, Hay On Wye

HR3 5AR

3 bed1 bath
£400k

1 Buttercup Meadow, Clyro

HR3 5JZ

4 bed2 bath
£393k

1 Baskerville Court, Clyro

HR3 5SS

4 bed
£363k

1 Bookers Edge, Newport Street, Hay On Wye

HR3 5FF

4 bed3 bath
£537k

1 Chancery Court, Heol Y Dwr, Hay On Wye

HR3 5BP

4 bed
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Hereford district page.
Full Hereford report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

2/mo

Steady year-on-year across the wider district.

Nearest stop

0.3 km

Hay Castle — bus stop.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HR3 5DW from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for HR3 5DW

Daytime· 07:00 – 23:00

41.7dB

Low
Night-time road noise heatmap for HR3 5DW

Night-time· 23:00 – 07:00

35.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Swan Bank, Hay On Wye, Hereford, HR3 5DW. Each answer is also embedded as structured data for search engines.