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4 Bank Terrace, Simonstone, Burnley, BB12 7NW

Estimated value

£244,000

  • Since the 2016 sale (£167,000)+46%
  • Against BB12 7NW's recent median (£185,000)+32%

Newest record on this page: September 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Bedrooms
3
Floor area
114 m²
1227 sq ft
Energy rating
E
Score 46
Council tax
Band B
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£244,000

  • Against its 2016 sale (£167,000)+46%
  • Against BB12 7NW's recent median (£185,000)+32%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 4 Bank Terrace is modelled from its 114 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in BB12 7NW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    114 m² from the EPC lodged in October 2015

  • Sales of this home

    1 sale recorded, the latest in 2016

  • Recent sales in BB12 7NW

    5 sales, median £185,000 (2025–2016)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: September 2025Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

4 Bank Terrace valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 11 March 2016Most recent

    £167,000

Median price across the last 5 sales in BB12 7NW: £185,000 (2025–2016).

Risks

What this page doesn't show

1 potential issue has already been flagged for 4 Bank Terrace, Simonstone, Burnley, BB12 7NW. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 4 Bank Terrace

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

4 Bank Terrace is a three-bedroom mid-terrace house in Simonstone, Burnley, Burnley (BB12 7NW). It has a recorded floor area of 114 m² (around 1227 sq ft), construction records dating it to 1900-1929 and council tax band B. The latest certificate (October 2015) shows an E (score 46), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 78), a 2-band jump. The latest certificate is from October 2015, so improvements made since then won't be reflected. Other recorded features include a conservatory. The home occupies a corner plot.

On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Last changed hands 10 years ago, in March 2016. Today's modelled estimate of £244,000 is 46.1% above the 2016 sale price.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Dining roomYes
  • Utility roomYes
  • ConservatoryYes

Outside

  • Private gardenFront and rear
  • Corner plotYes
Before you decide

Everything you need to know about 4 Bank Terrace

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

4 Bank Terrace sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 28 Oct 2025

Current Certificate
Oct 2015

EPC Rating

A
B
C
D
E
E46
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Poor
Windows
Average
CO2 Emissions
8.3 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 28 October 2025

New assessment needed to sell or let
Planning

Planning history

Applications and permits filed against 4 Bank Terrace, Simonstone, Burnley, BB12 7NW, sourced from the PlanIt planning register.

4 Bank Terrace has no planning applications on record.

3

But the area is active

3 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Bank Terrace homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

On price per m², 4 Bank Terrace runs well behind the street norm.

Price per m²

£1,465

Street avg £1,801

Strongly below

Floor Area

114 m²

Street avg 117 m²

On par

Habitable Rooms

6 rooms

Street avg 6 rooms

On par

CO₂ Emissions

8.3 t/year

Street avg 5.7 t/year

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Burnley district page.
Full Burnley report

Crime

247/mo

Falling year-on-year across the wider district.

Nearest stop

0.4 km

Simonstone Lane — bus stop.

Closest school

0.8 km

Simonstone St Peter's Church of England Primary School. 9 schools nearby.

Nearest schools

  • Simonstone St Peter's Church of England Primary SchoolPrimary814m
  • Altham St James Church of England Primary SchoolPrimary1.1km
  • Read St John's CofE Primary SchoolPrimary1.1km
  • Padiham St Leonard's Voluntary Aided Church of England Primary SchoolPrimary1.8km

Nearest stops

  • Simonstone LaneBus stop448m
  • Simonstone Business ParkBus stop469m
  • School LaneBus stop723m
  • Haugh AvenueBus stop757m

Most reported crime locally

  • Violence & Sexual Offences1,444 reports37%
  • Anti-social Behaviour994 reports25%
  • Criminal Damage & Arson343 reports9%
  • Burglary273 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC EPre-1919 build

Because the property was built before 1919, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£286k

1 Bank Terrace, Simonstone

BB12 7NW

3 bed
£201k

1 College Close, Padiham

BB12 7DR

3 bed1 bath
£194k

1 Ashworth Road, Hapton

BB12 7AA

3 bed1 bath
£181k

1 Cambridge Close, Padiham

BB12 7DE

3 bed1 bath
£131k

1 Burns Street, Padiham

BB12 7EW

3 bed1 bath
£119k

1 Canning Street, Padiham

BB12 7EZ

3 bed1 bath
£114k

1 Castle Street, Hapton

BB12 7JT

3 bed
£199k

1 Clough Lane, Simonstone

BB12 7HW

2 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 4 Bank Terrace is modelled from its 114 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in BB12 7NW. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 4 Bank Terrace. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 4 Bank Terrace was lodged in October 2015 at band E and expired in October 2025, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 4 Bank Terrace. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 9 schools and 30 stops listed are measured in a straight line from BB12 7NW, not by walking route.
Council tax band
4 Bank Terrace is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 4 Bank Terrace, Simonstone, Burnley, BB12 7NW. Each answer is also embedded as structured data for search engines.

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