Model valuation£417,0008 Busby Close
Local market context
21 Banks Lane, Stockport, SK1 4JT
1 planning record
Estimated value
£228,000
- Against SK1 4JT's recent median (£265,000)-14%
Newest record on this page: June 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Mid terrace
Habitable rooms
5
From EPC
Floor area
98 m²
1055 sq ft
Energy rating
D
Score 65
Council tax
Band B
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£228,000
- Against SK1 4JT's recent median (£265,000)-14%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 21 Banks Lane is modelled from its 98 m² EPC floor area, the absence of a recorded sale and recent sales of comparable homes in SK1 4JT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
98 m² from the EPC lodged in June 2026
Sales of this home
No sale recorded since 1995
Recent sales in SK1 4JT
5 sales, median £265,000 (2024–2022)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: October 2024 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 application | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
21 Banks Lane has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Median price across the last 5 sales in SK1 4JT: £265,000 (2024–2022).
What this page doesn't show
Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About 21 Banks Lane
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
21 Banks Lane is a mid-terrace house in Stockport (SK1 4JT). It has a recorded floor area of 98 m² (around 1055 sq ft), construction records dating it to 1900-1929 and council tax band B. The latest certificate (June 2026) shows a D (score 65), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 82), a 2-band jump. This certificate was lodged in the last six months, so the rating reflects current condition.
One historical planning record sits against the property in 2007.
Before you decide
Everything you need to know about 21 Banks Lane
The true value, the hidden risks and the full sale history, in one report.
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
Current Certificate
Jun 2026EPC Rating
A
B
C
D
D65
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Average
Windows
Average
CO2 Emissions
3.9 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 1 June 2036
Planning history
Applications and permits filed against 21 Banks Lane, Stockport, SK1 4JT, sourced from the PlanIt planning register.
1 application on record at 21 Banks Lane, Stockport, SK1 4JT
1decisions2documents
- Jun 2007RenovationFullOutcome in report
Formation of dropped crossing
- Documents
- 2 docs on file
- Reference
- DC/026337
Unlock 21 Banks Lane, Stockport, SK1 4JT's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (1 on record)
- All 1 application on this property in full
- The 2 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Versus other Banks Lane homes
Four headline reads against 17 similar houses on this street, drawn from the latest EPC and Land Registry data.
EPC Rating
65 (D)
Street avg 61 (D)
Floor Area
98 m²
Street avg 103 m²
CO₂ Emissions
3.9 t/year
Street avg 4.8 t/year
Habitable Rooms
5 rooms
Street avg 6 rooms
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Stockport district page.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Harold Street — bus stop.
Closest school
0.3 km
Banks Lane Infant School. 36 schools nearby.
Nearest schools
- Banks Lane Infant SchoolPrimary328m
- Banks Lane Junior SchoolPrimary328m
- Aquinas College16 plus999m
- Vernon Park Primary SchoolPrimary1.1km
Nearest stops
- Harold StreetBus stop52m
- Health CentreBus stop99m
- Offerton LaneBus stop105m
- Turncroft LaneBus stop202m
Most reported crime locally
- Violence & Sexual Offences3 reports60%
- Other Crime1 reports20%
- Vehicle Crime1 reports20%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around SK1 4JT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
52.2dB
Night-time· 23:00 – 07:00
41.2dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £885 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 21 Banks Lane is modelled from its 98 m² EPC floor area, the absence of a recorded sale and recent sales of comparable homes in SK1 4JT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. No sale is recorded for 21 Banks Lane, which usually means it hasn't changed hands since 1995 or the sale was not for value. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 21 Banks Lane was lodged in June 2026 at band D and is valid until June 2036. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 1 application is matched to 21 Banks Lane. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 3 months, which places each incident at an approximate point. The 36 schools and 30 stops listed are measured in a straight line from SK1 4JT, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 21 Banks Lane is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 21 Banks Lane, Stockport, SK1 4JT. Each answer is also embedded as structured data for search engines.
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