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1 Banks Lane, Stockport, SK1 4JT

Extendable1 planning record
Property type
Detached
Bedrooms
3
Bathrooms
2
Floor area
98 m²
1055 sq ft
Energy rating
E
Score 41
Council tax
Band A
Tenure
Owner Occupied
Overview

About 1 Banks Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

1 Banks Lane is a three-bedroom detached house in Stockport (SK1 4JT). It has a recorded floor area of 98 m² (around 1055 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (February 2016) shows an E (score 41), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 76), a 2-band jump. The latest certificate is from February 2016, so improvements made since then won't be reflected. Other recorded features include a basement. Period features are noted in the property record. Our model identifies extension potential, subject to local planning policy. The home occupies a corner plot.

Held since September 1999 — that's 27 years off the open market, well above the local norm. Only one transfer is on record with HM Land Registry, suggesting it has stayed in the same hands for a long time. One planning application is currently pending a decision in 2026. Today's modelled estimate of £243,000 sits 465.1% above the 1999 sale of £43,000. On a £-per-square-foot basis, the last sale (£41/sq ft) was about 73% below the postcode norm. It lags the bulk of the postcode on energy efficiency (less efficient than 88% of similar EPCs).

Before you offer

Know exactly what you're buying at 1 Banks Lane

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms2
  • Dining roomYes
  • BasementYes

Outside

  • Private gardenwrap_around
  • Corner plotYes

Building

  • Period featuresYes
  • Extension potentialPossible
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

1 Banks Lane's carbon output runs well above what efficient homes in the postcode produce.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 11 Feb 2026

EPC Rating

A
B
C
D
E
E41
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
7.6 t/year
Occupancy
Owner Occupied
Planning

Planning history

Applications and permits filed against 1 Banks Lane, Stockport, SK1 4JT, sourced from the PlanIt planning register.

An application for a basement excavation is currently awaiting a decision.

  1. Apr 2026
    BasementFull
    In report

    Extension: Two storey · Side and rear of property

    Two storey side and rear extension along with basement conversion.

    Agent
    TR Architectural Services
    Extension
    Documents
    13 docs on file
    Reference
    DC/098875
    View planning record

What's in 1 Banks Lane, Stockport, SK1 4JT's planning history?

Refusals, disputes and full decisions on this property and nearby, in the report.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

1 Banks Lane's modelled value sits at over four times its earliest registered sale price (1999).

Current estimate

£243,000

Modelled from EPC, postcode comparables.

See how we calculated this
Last sold (1999)

£43,000

Recorded with HM Land Registry.

Sales timeline

  1. 29 September 1999Most recent

    £43,000

Median price across the last 5 sales in SK1 4JT: £265,000 (2024–2022).

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Everything we know about 1 Banks Lane, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

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  • Is something wrong with it?
  • Is the agent's story true?
  • Will it hold its value?
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On the street

Versus other Banks Lane homes

Four headline reads against 16 similar houses on this street, drawn from the latest EPC and Land Registry data.

On price per m², 1 Banks Lane runs well behind the street norm.

Price per m²

£439

Street avg £2,238

Strongly below

Floor Area

98 m²

Street avg 103 m²

On par

Habitable Rooms

6 rooms

Street avg 5 rooms

Above

CO₂ Emissions

7.6 t/year

Street avg 4.8 t/year

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Stockport district page.

Crime

1/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Harold Street — bus stop.

Closest school

0.3 km

Banks Lane Infant School. 36 schools nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around SK1 4JT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for SK1 4JT

Daytime· 07:00 – 23:00

52.2dB

Low
Night-time road noise heatmap for SK1 4JT

Night-time· 23:00 – 07:00

41.2dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Map

Everything within walking distance

Schools, transport stops and scenic spots near this property — 66 points of interest in total.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 1 Banks Lane, Stockport, SK1 4JT. Each answer is also embedded as structured data for search engines.