20 Banks Lane, Stockport, SK1 4JT
About 20 Banks Lane
20 Banks Lane is a mid-terrace house in Stockport (SK1 4JT). It has a recorded floor area of 123 m² (around 1322 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (February 2009) shows an E (score 50), well below the UK norm with real room to improve. The recommended improvements would push it to D (score 61). The latest certificate is from February 2009, so improvements made since then won't be reflected.
It hasn't traded since May 2005, a hold of 21 years that's notably long for the area. At 123 m² the property is well over the postcode median (94 m² across 16 EPCs), placing it in the larger end of the local stock. It lags the bulk of the postcode on energy efficiency (less efficient than 88% of similar EPCs). Across 1998–2005, sale prices on this property compounded at 20.9% per year. Today's modelled estimate of £275,000 is 41% above the 2005 sale price. One historical planning record sits against the property in 2004.
Know exactly what you're buying at 20 Banks Lane
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Launch offer · save £5
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Energy performance
20 Banks Lane's carbon output runs well above what efficient homes in the postcode produce.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 26 Feb 2019
EPC Rating
Planning history
- Nov 2004RenovationFullIn report
Drive at front of property
- Documents
- 1 doc on file
- Reference
- DC/016862
What's in 20 Banks Lane, Stockport, SK1 4JT's planning history?
Refusals, disputes and full decisions on this property and nearby, in the report.
Sales history & valuation
20 Banks Lane has more than tripled in price since its earliest registered sale in 1998.
£275,000
Modelled from EPC, postcode comparables and a sale-price growth of 20.9% per year over 7 years.
£195,000
Growth on file: 20.9% per year over 7 years.
Sales timeline
12 May 2005Most recent
£195,000
+245.1%over 6 years2 November 1998
£56,500
Median price across the last 5 sales in SK1 4JT: £265,000 (2024–2022).
Everything we know about 20 Banks Lane, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
- Am I paying too much?
- Is something wrong with it?
- Is the agent's story true?
- Will it hold its value?
Versus other Banks Lane homes
20 Banks Lane is notably below the street on epc rating.
Price per m²
£1,588
Street avg £2,149
Floor Area
123 m²
Street avg 102 m²
Habitable Rooms
5 rooms
Street avg 6 rooms
CO₂ Emissions
6.9 t/year
Street avg 4.8 t/year
Similar properties nearby
The neighbourhood at a glance
Crime
1/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Harold Street — bus stop.
Closest school
0.3 km
Banks Lane Infant School. 36 schools nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Daytime· 07:00 – 23:00
52.2dB
Night-time· 23:00 – 07:00
41.2dB