Model valuation£417,0008 Busby Close
Local market context
20 Banks Lane, Stockport, SK1 4JT
1 planning record
Property type
Mid terrace
Habitable rooms
5
From EPC
Floor area
123 m²
1322 sq ft
Energy rating
E
Score 50
Council tax
Band B
Tenure
Owner Occupied
About 20 Banks Lane
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Banks Lane is a mid-terrace house in Stockport (SK1 4JT). It has a recorded floor area of 123 m² (around 1322 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (February 2009) shows an E (score 50), well below the UK norm with real room to improve. The recommended improvements would push it to D (score 61). The latest certificate is from February 2009, so improvements made since then won't be reflected.
It hasn't traded since May 2005, a hold of 21 years that's notably long for the area. At 123 m² it's 29.3% larger than the typical home in the postcode (95 m² median across 17 EPCs). On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Across 1998–2005, sale prices on this property compounded at 20.9% per year. Today's modelled estimate of £301,000 sits 54.4% above the 2005 sale of £195,000. One historical planning record sits against the property in 2004.
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
20 Banks Lane sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 26 Feb 2019
Current Certificate
Feb 2009EPC Rating
A
B
C
D
E
E50
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
6.9 t/year
Occupancy
Owner Occupied
Certificate validity
Expired on 26 February 2019
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC EPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £955 · Includes VAT
Planning history
Applications and permits filed against 20 Banks Lane, Stockport, SK1 4JT, sourced from the PlanIt planning register.
1 application on record at 20 Banks Lane, Stockport, SK1 4JT
1decisions1documents
- Nov 2004RenovationFullOutcome in report
Drive at front of property
- Documents
- 1 doc on file
- Reference
- DC/016862
Unlock 20 Banks Lane, Stockport, SK1 4JT's full planning history
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- Every decision — granted, refused or withdrawn (1 on record)
- All 1 application on this property in full
- The 1 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Sales history & valuation
Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
20 Banks Lane has more than tripled in price since its earliest registered sale in 1998.
Current estimate
See how we calculated this£301,000
Modelled from EPC, postcode comparables and a sale-price growth of 20.9% per year over 7 years.
Last sold (2005)
£195,000
Growth on file: 20.9% per year over 7 years.
Sales timeline
12 May 2005Most recent
£195,000
+245.1%over 6 years2 November 1998
£56,500
Median price across the last 5 sales in SK1 4JT: £265,000 (2024–2022).
Versus other Banks Lane homes
Four headline reads against 17 similar houses on this street, drawn from the latest EPC and Land Registry data.
20 Banks Lane is notably below the street on epc rating.
Price per m²
£1,588
Street avg £2,150
Floor Area
123 m²
Street avg 101 m²
Habitable Rooms
5 rooms
Street avg 6 rooms
CO₂ Emissions
6.9 t/year
Street avg 4.6 t/year
Property research, connected
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Start your researchSimilar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Stockport district page.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Harold Street — bus stop.
Closest school
0.3 km
Banks Lane Infant School. 36 schools nearby.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around SK1 4JT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
52.2dB
Night-time· 23:00 – 07:00
41.2dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4Common questions
The questions buyers, sellers and homeowners most often ask about 20 Banks Lane, Stockport, SK1 4JT. Each answer is also embedded as structured data for search engines.