Model valuation£417,0008 Busby Close
Local market context
20 Banks Lane, Stockport, SK1 4JT
1 planning record
Estimated value
£301,000
- Since the 2005 sale (£195,000)+54%
- Against SK1 4JT's recent median (£265,000)+14%
Newest record on this page: October 2024. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Mid terrace
Habitable rooms
5
From EPC
Floor area
123 m²
1322 sq ft
Energy rating
E
Score 50
Council tax
Band B
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£301,000
- Against its 2005 sale (£195,000)+54%
- Against SK1 4JT's recent median (£265,000)+14%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 20 Banks Lane is modelled from its 123 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in SK1 4JT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
123 m² from the EPC lodged in February 2009
Sales of this home
2 sales recorded, the latest in 2005
Recent sales in SK1 4JT
5 sales, median £265,000 (2024–2022)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: October 2024 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 application | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
20 Banks Lane has more than tripled in price since its earliest registered sale in 1998.
Sales timeline
12 May 2005Most recent
£195,000
+245.1%over 6 years2 November 1998
£56,500
Median price across the last 5 sales in SK1 4JT: £265,000 (2024–2022).
What this page doesn't show
Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About 20 Banks Lane
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Banks Lane is a mid-terrace house in Stockport (SK1 4JT). It has a recorded floor area of 123 m² (around 1322 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (February 2009) shows an E (score 50), well below the UK norm with real room to improve. The recommended improvements would push it to D (score 61). The latest certificate is from February 2009, so improvements made since then won't be reflected.
It hasn't traded since May 2005, a hold of 21 years that's notably long for the area. At 123 m² it's 29.3% larger than the typical home in the postcode (95 m² median across 17 EPCs). On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Across 1998–2005, sale prices on this property compounded at 20.9% per year. Today's modelled estimate of £301,000 sits 54.4% above the 2005 sale of £195,000. One historical planning record sits against the property in 2004.
Before you decide
Everything you need to know about 20 Banks Lane
The true value, the hidden risks and the full sale history, in one report.
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
20 Banks Lane sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 26 Feb 2019
Current Certificate
Feb 2009EPC Rating
A
B
C
D
E
E50
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
6.9 t/year
Occupancy
Owner Occupied
Certificate validity
Expired on 26 February 2019
Planning history
Applications and permits filed against 20 Banks Lane, Stockport, SK1 4JT, sourced from the PlanIt planning register.
1 application on record at 20 Banks Lane, Stockport, SK1 4JT
1decisions1documents
- Nov 2004RenovationFullOutcome in report
Drive at front of property
- Documents
- 1 doc on file
- Reference
- DC/016862
Unlock 20 Banks Lane, Stockport, SK1 4JT's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (1 on record)
- All 1 application on this property in full
- The 1 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Versus other Banks Lane homes
Four headline reads against 17 similar houses on this street, drawn from the latest EPC and Land Registry data.
20 Banks Lane is notably below the street on epc rating.
Price per m²
£1,588
Street avg £2,150
Floor Area
123 m²
Street avg 101 m²
Habitable Rooms
5 rooms
Street avg 6 rooms
CO₂ Emissions
6.9 t/year
Street avg 4.6 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Stockport district page.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Harold Street — bus stop.
Closest school
0.3 km
Banks Lane Infant School. 36 schools nearby.
Nearest schools
- Banks Lane Infant SchoolPrimary328m
- Banks Lane Junior SchoolPrimary328m
- Aquinas College16 plus999m
- Vernon Park Primary SchoolPrimary1.1km
Nearest stops
- Harold StreetBus stop52m
- Health CentreBus stop99m
- Offerton LaneBus stop105m
- Turncroft LaneBus stop202m
Most reported crime locally
- Violence & Sexual Offences3 reports60%
- Other Crime1 reports20%
- Vehicle Crime1 reports20%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around SK1 4JT from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
52.2dB
Night-time· 23:00 – 07:00
41.2dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC EPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £955 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 20 Banks Lane is modelled from its 123 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in SK1 4JT. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 20 Banks Lane. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Banks Lane was lodged in February 2009 at band E and expired in February 2019, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 1 application is matched to 20 Banks Lane. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 3 months, which places each incident at an approximate point. The 36 schools and 30 stops listed are measured in a straight line from SK1 4JT, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 20 Banks Lane is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 20 Banks Lane, Stockport, SK1 4JT. Each answer is also embedded as structured data for search engines.
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