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Get startedThe Old Bank is a detached house in Harrold, Bedford, Bedford (MK43 7DA). It has a recorded floor area of 44 m² (around 474 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (November 2025) shows an E (score 40), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 79), a 2-band jump. Main heating runs on electricity. This certificate was lodged in the last six months, so the rating reflects current condition.
Untraded for 20 years, with the last transfer in March 2006. Sale prices here have outpaced Bedford HPI: 4.1% per year against 0% for the wider region. Today's modelled estimate of £124,000 sits 106.7% above the 2006 sale of £60,000. On a £-per-square-foot basis, the last sale (£127/sq ft) was about 34.9% below the postcode norm. 4 planning records sit against the property, 4 approved, 0 refused. Past consents include change of use to residential, meaningful when judging how the property has evolved. At 44 m² it's 24.1% smaller than the typical home in the postcode (58 m² median across 23 EPCs).
The Old Bank's carbon output is low for the local stock.
The Old Bank has been through 4 approved planning applications — a well-evolved property.
12/00216/FUL Condition 6 parking layout - Change of use of ground floor from commercial garage to fish and chip shop (A5 use) Installation of extraction flue.
£124,000
Modelled from EPC, postcode comparables and a sale-price growth of 4.1% per year over 2 years.
£60,000
Growth on file: 4.1% per year over 2 years.
On epc rating, The Old Bank runs well behind the street norm.
Price per m²
£1,364
Street avg £2,380
Floor Area
44 m²
Street avg 64 m²
Habitable Rooms
2 rooms
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km

Daytime· 07:00 – 23:00
43.7dB

12/00216/FUL Condition 5 shopfront details - Change of use of ground floor from commercial garage to fish and chip shop (A5 use) Installation of extraction flue.
2 more applications for this property
Join to see all planning history.
23 March 2006Most recent
£60,000
+9.1%over 2 years16 January 2004
£55,000
Median price across the last 5 sales in MK43 7DA: £165,000 (2025–2021).
7 Harrold Place High Street Harrold Bedford
Sold Mar 2025
11 Harrold Place High Street Harrold Bedford
Sold Mar 2024
12 Harrold Place High Street Harrold Bedford
Sold Mar 2023
4 Harrold Place High Street Harrold Bedford
Sold Nov 2021
13 Harrold Place High Street Harrold Bedford
Sold Aug 2021
Street avg 3 rooms
CO₂ Emissions
1.0 t/year
Street avg 3.6 t/year
The Magpie — bus stop.
Closest school
0.2 km
Harrold Primary Academy. 2 schools nearby.
Flood risk
Very low
From the Environment Agency.
Night-time· 23:00 – 07:00
35.9dB
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