What type of property is The Old Bank, 43 High Street, MK43 7DA?

The Old Bank, 43 High Street, MK43 7DA is a detached house.

When did The Old Bank, 43 High Street, MK43 7DA last change hands?

The Old Bank, 43 High Street, MK43 7DA last sold for £60,000 in March 2006, around 20 years ago. Before that, it sold for £55,000 in January 2004, so prices have been rising over 2 years on record. Source: HM Land Registry.

How has the value of The Old Bank, 43 High Street, MK43 7DA changed over time?

Across 2 sales between January 2004 and March 2006, The Old Bank, 43 High Street, MK43 7DA rose from £55,000 to £60,000, a change of £5,000. That works out to roughly +4.1% per year compounded over 2 years. Source: HM Land Registry.

What energy rating does The Old Bank, 43 High Street, MK43 7DA have?

The current EPC rating for The Old Bank, 43 High Street, MK43 7DA is E with a score of 40 out of 100, lodged in November 2025. It has improved from a G recorded in October 2010 (2 bands). The assessor estimates the property could reach a C. Source: EPC Register.

What is the floor area of The Old Bank, 43 High Street, MK43 7DA?

The Old Bank, 43 High Street, MK43 7DA has a recorded floor area of 44 m² (474 sq ft). That makes it about 24% smaller than the median EPC-recorded property in MK43 7DA. Source: EPC Register.

How is The Old Bank, 43 High Street, MK43 7DA heated?

The latest EPC at The Old Bank, 43 High Street, MK43 7DA records electricity as the main heating fuel. Source: EPC Register.

Has The Old Bank, 43 High Street, MK43 7DA had any planning applications?

The Old Bank, 43 High Street, MK43 7DA has 4 planning records on file (4 approved), most recent in February 2014. Source: PlanIt planning register.

What council tax band is The Old Bank, 43 High Street, MK43 7DA?

The Old Bank, 43 High Street, MK43 7DA is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is The Old Bank, 43 High Street, MK43 7DA located?

The Old Bank, 43 High Street, MK43 7DA sits in Harrold, Bedford, Bedford. It falls within the MK43 postcode district.

What is crime like near The Old Bank, 43 High Street, MK43 7DA?

Police records around The Old Bank, 43 High Street, MK43 7DA show an average of 123 reported crimes per month over the last 14 months. Violent crime makes up roughly 39% of reports, the most common category. The overall trend is falling (22% versus the prior period). Source: Police UK.

Which schools serve The Old Bank, 43 High Street, MK43 7DA?

The closest primary school to The Old Bank, 43 High Street, MK43 7DA is Harrold Primary Academy (227m), one of 2 primaries within walking distance.

What is the nearest station to The Old Bank, 43 High Street, MK43 7DA?

The closest bus stop to The Old Bank, 43 High Street, MK43 7DA is The Magpie, 57m away. In total there are 17 bus stops within the surrounding area.

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The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA

4 planning records

Estimated value

£131,000

Since the 2006 sale (£60,000)+118%
Against MK43 7DA's recent median (£165,000)-21%

Newest record on this page: March 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

Detached

Floor 01

Habitable rooms

From EPC

Floor area

44 m²

474 sq ft

Energy rating

Score 40

Council tax

Band A

Tenure

Private Rental

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£131,000

Against its 2006 sale (£60,000)+118%
Against MK43 7DA's recent median (£165,000)-21%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for The Old Bank is modelled from its 44 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK43 7DA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
44 m² from the EPC lodged in November 2025
Sales of this home
2 sales recorded, the latest in 2006
Recent sales in MK43 7DA
5 sales, median £165,000 (2026–2021)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: March 2026	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	1 of 4 applications	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sales timeline

23 March 2006Most recent
£60,000
+9.1%over 2 years
16 January 2004
£55,000

Median price across the last 5 sales in MK43 7DA: £165,000 (2026–2021).

Nearby sales in MK43 7DA

Risks

What this page doesn't show

1 potential issue has already been flagged for The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA. The detail, evidence and what to ask about it are in the Risks Report.

Larger development activity nearbyIn report
Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About The Old Bank

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

The Old Bank is a detached house in Harrold, Bedford, Bedford (MK43 7DA). It has a recorded floor area of 44 m² (around 474 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (November 2025) shows an E (score 40), well below the UK norm with real room to improve. When first surveyed in October 2010 the rating was G, the property has climbed 2 bands since. Between certificates, window efficiency went from Very Poor to Average and lighting went from Good to Very Good. The recommended improvements would lift it to C (score 79), a 2-band jump. Main heating runs on electricity.

Untraded for 20 years, with the last transfer in March 2006. Across 2004–2006, sale prices on this property compounded at 4.1% per year. Today's modelled estimate of £131,000 sits 118.3% above the 2006 sale of £60,000. On a £-per-square-foot basis, the last sale (£127/sq ft) was about 35.2% below the postcode norm. 4 planning records sit against the property, 4 approved, 0 refused. Past consents include change of use to residential, meaningful when judging how the property has evolved. At 44 m² it's 26.1% smaller than the typical home in the postcode (60 m² median across 24 EPCs).

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Everything you need to know about The Old Bank

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

The Old Bank's carbon output is low for the local stock.

Current Certificate(1 of 3)

Nov 2025

EPC Rating

E40

Main Heating

Electric

Main Fuel

Electric

Hot Water

Very Poor

Windows

Average

CO2 Emissions

1.0 t/year

Occupancy

Rented

Certificate validity

Valid until 17 November 2035

9 years remaining

Property Improvements

Changes detected from historical EPC data

May 2019from Oct 2010

EPC improved fromG15toE46

Heating System

Room HeatersStorage Heaters

Heating system upgraded to a more efficient system

Heating Controls

ThermostatManual

Heating controls changed

Hot Water

InstantaneousImmersion (Off-Peak)

Hot water system upgraded

Windows

SingleMostly Double

Single glazing replaced with double or better glazing

Low Energy Lighting

50%80%

More low energy lighting installed

Nov 2025from May 2019

Heating System

Storage HeatersRoom Heaters

Heating system changed

Heating Controls

ManualProg + Stat

Heating controls upgraded for better temperature management

Hot Water

Immersion (Off-Peak)Immersion

Hot water system changed

Windows

Mostly DoubleFull Double

Windows upgraded, improving insulation

Walls

Very PoorPoor

Wall insulation improved

Low Energy Lighting

80%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA, sourced from the PlanIt planning register.

The Old Bank has been through 4 approved planning applications — a well-evolved property.

4 applications on record at The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA

4decisions10documents1nearby

Flagged:Change of use

Feb 2006
Change of UseAmendment
Outcome in report
Change of use of ground floor office to single residential flat.
Documents
5 docs on file
Reference
05/02719/COU
Full record in report
More recent applications — locked
ConditionsFeb 2014Decision
ConditionsFeb 2014Decision

+ 1 more application in the report

Unlock The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA's full planning history

You're seeing the shape of it. The report has the substance.

Every decision — granted, refused or withdrawn (4 on record)
All 4 applications on this property in full, plus 1 notable nearby
The 10 documents, officer reports & conditions
What the pattern means for extending or converting here

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On the street

Versus other High Street homes

Four headline reads against 17 similar flats on this street, drawn from the latest EPC and Land Registry data.

On price per m², The Old Bank runs well behind the street norm.

Price per m²

£1,364

Street avg £2,519

Strongly below

Floor Area

44 m²

Street avg 66 m²

Strongly below

Habitable Rooms

2 rooms

Street avg 3 rooms

Strongly below

CO₂ Emissions

1.0 t/year

Street avg 3.5 t/year

Strongly above

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

123/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

The Magpie — bus stop.

Closest school

0.2 km

Harrold Primary Academy. 2 schools nearby.

Nearest schools

Harrold Primary AcademyPrimary227m
Carlton CofE Primary SchoolPrimary1.2km

Nearest stops

The MagpieBus stop57m
Harrold Priory AcademyBus stop175m
The InstituteBus stop230m
High StreetBus stop332m

Most reported crime locally

Violence & Sexual Offences666 reports39%
Anti-social Behaviour304 reports18%
Criminal Damage & Arson139 reports8%
Vehicle Crime116 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK43 7DA from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

43.7dB

Low

Night-time road noise heatmap for MK43 7DA

Night-time· 23:00 – 07:00

35.9dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

Get a survey for this property

Level 3 Building Survey

Victorian-era1st Floor FlatEPC EPre-1919 buildNo mains gasSolid (non-cavity) walls

Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£180k

1 Court Lane, Stevington

MK43 7QS

£241k

1 Bramley Court, Harrold

MK43 7BG

2 bed1 bath

£255k

1 Baileys Villas, Pavenham Road, Felmersham

MK43 7EY

3 bed1 bath

£295k

1 Close Road, Pavenham

MK43 7PP

£307k

1 Eagle Way, Harrold

MK43 7EW

3 bed

£313k

1 Church Lane, Pavenham

MK43 7PT

2 bed1 bath

£318k

1 Brook Lane, Harrold

MK43 7BW

£320k

1 Copthorne Close, Oakley

MK43 7SQ

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for The Old Bank is modelled from its 44 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK43 7DA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for The Old Bank. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for The Old Bank was lodged in November 2025 at band E and is valid until November 2035. 3 certificates are on record, which shows how the home has changed.
Planning records: Planning applications are collected from local authority registers through PlanIt. 4 applications are matched to The Old Bank. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 14 months, which places each incident at an approximate point. The 2 schools and 17 stops listed are measured in a straight line from MK43 7DA, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: The Old Bank is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA. Each answer is also embedded as structured data for search engines.

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The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in MK43 7DA

Everything you need to know about The Old Bank

EPC Rating

Property Improvements

Unlock The Old Bank, 43 High Street, Harrold, Bedford, MK43 7DA's full planning history

Nearest schools

Nearest stops

Most reported crime locally

Level 3 Building Survey

1 Court Lane, Stevington

1 Bramley Court, Harrold

1 Baileys Villas, Pavenham Road, Felmersham

1 Close Road, Pavenham

1 Eagle Way, Harrold

1 Church Lane, Pavenham

1 Brook Lane, Harrold

1 Copthorne Close, Oakley

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