What type of property is Flat 3, 5 Mill Street, MK40 3EU?

Flat 3, 5 Mill Street, MK40 3EU is a 2-bedroom mid-terrace house.

What did Flat 3, 5 Mill Street, MK40 3EU sell for?

Flat 3, 5 Mill Street, MK40 3EU last sold for £105,000 in September 2013, around 13 years ago. Before that, it sold for £130,000 in December 2009, so prices have been falling over 4 years on record. Source: HM Land Registry.

How has the value of Flat 3, 5 Mill Street, MK40 3EU changed over time?

Across 2 sales between December 2009 and September 2013, Flat 3, 5 Mill Street, MK40 3EU fell from £130,000 to £105,000, a change of £25,000. That works out to roughly -5.5% per year compounded over 4 years. Source: HM Land Registry.

How energy efficient is Flat 3, 5 Mill Street, MK40 3EU?

The current EPC rating for Flat 3, 5 Mill Street, MK40 3EU is C with a score of 76 out of 100, lodged in August 2020. It has improved from a D recorded in March 2009. Source: EPC Register.

What is the floor area of Flat 3, 5 Mill Street, MK40 3EU?

Flat 3, 5 Mill Street, MK40 3EU has a recorded floor area of 60 m² (646 sq ft), around 30 m² per bedroom. That makes it about 20% larger than the median EPC-recorded property in MK40 3EU. Source: EPC Register.

How is Flat 3, 5 Mill Street, MK40 3EU heated?

The latest EPC at Flat 3, 5 Mill Street, MK40 3EU records electricity as the main heating fuel. Source: EPC Register.

What council tax band is Flat 3, 5 Mill Street, MK40 3EU?

Flat 3, 5 Mill Street, MK40 3EU is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is Flat 3, 5 Mill Street, MK40 3EU located?

Flat 3, 5 Mill Street, MK40 3EU sits in Bedford. It falls within the MK40 postcode district.

Is Flat 3, 5 Mill Street, MK40 3EU in a safe area?

Police records around Flat 3, 5 Mill Street, MK40 3EU show an average of 328 reported crimes per month over the last 18 months. Violent crime makes up roughly 39% of reports, the most common category. The overall trend is falling (17% versus the prior period). Source: Police UK.

Which schools serve Flat 3, 5 Mill Street, MK40 3EU?

The closest primary school to Flat 3, 5 Mill Street, MK40 3EU is Priory Primary School (675m), one of 22 primaries within walking distance. The closest secondary is Bedford College (436m), with 8 secondaries in the surrounding area.

What is the nearest station to Flat 3, 5 Mill Street, MK40 3EU?

The closest bus stop to Flat 3, 5 Mill Street, MK40 3EU is Cecil Higgins Gallery, 175m away. The nearest bus option is Bus Station, 373m away.

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Flat 3, 5 Mill Street, Bedford, MK40 3EU

Estimated value

£166,000

Since the 2013 sale (£105,000)+58%
Against MK40 3EU's recent median (£225,000)-26%

Newest record on this page: January 2023. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

Mid terrace

Floor 2nd

Bedrooms

Floor area

60 m²

646 sq ft

Energy rating

Score 76

Council tax

Band B

Tenure

Private Rental

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£166,000

Against its 2013 sale (£105,000)+58%
Against MK40 3EU's recent median (£225,000)-26%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 3 is modelled from its 60 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3EU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
60 m² from the EPC lodged in August 2020
Sales of this home
2 sales recorded, the latest in 2013
Recent sales in MK40 3EU
5 sales, median £225,000 (2023–2020)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: January 2023	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Latest sale on Flat 3 was the lowest on Land Registry record across the postcode.

Sales timeline

19 September 2013Most recent
£105,000
-19.2%over 3 years
18 December 2009
£130,000

Median price across the last 5 sales in MK40 3EU: £225,000 (2023–2020).

Nearby sales in MK40 3EU

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.

Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About Flat 3

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 3 is a two-bedroom mid-terrace house in Bedford (MK40 3EU). It has a recorded floor area of 60 m² (around 646 sq ft), construction records dating it to 2007 onwards and council tax band B. At 60 m² this is the 7th smallest of 12 units on EPC record in the building, where floor areas span 41–87 m². The building's EPC ratings span F to C, with this unit at the top. The latest certificate (August 2020) shows a C (score 76), near the top of the C band. When first surveyed in March 2009 the rating was D, the property has climbed 1 band since. Main heating runs on electricity.

Across 2009–2013, sale prices on this property compounded at -5.5% per year. Today's modelled estimate of £166,000 sits 58.1% above the 2013 sale of £105,000. On a £-per-square-foot basis, the last sale (£163/sq ft) was about 40.9% below the postcode norm. Its energy rating outperforms most of the postcode (better than 82% of similar EPCs). On the market in September 2013 and unlisted since — roughly 13 years.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2

Before you decide

Everything you need to know about Flat 3

The true value, the hidden risks and the full sale history, in one report.

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Aug 2020

EPC Rating

C76

Main Heating

Electric

Main Fuel

Electric

Hot Water

Very Poor

Windows

Good

CO2 Emissions

1.6 t/year

Occupancy

Rented

Certificate validity

Valid until 23 August 2030

3 years remaining

Property Improvements

Changes detected from historical EPC data

Aug 2020from Mar 2009

EPC improved fromD61toC76

Heating Controls

ThermostatFull Control

Heating controls upgraded for better temperature management

Ventilation

MVHRNatural

Ventilation system changed

Planning

Planning history

Applications and permits filed against Flat 3, 5 Mill Street, Bedford, MK40 3EU, sourced from the PlanIt planning register.

Flat 3 has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Mill Street homes

Four headline reads against 17 similar flats on this street, drawn from the latest EPC and Land Registry data.

On co₂ emissions, Flat 3 stands well clear of the street.

Price per m²

£1,750

Street avg £2,963

Strongly below

Floor Area

60 m²

Street avg 58 m²

On par

Habitable Rooms

3 rooms

Street avg 3 rooms

On par

CO₂ Emissions

1.6 t/year

Street avg 3.2 t/year

Strongly above

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Crime

328/mo

Falling year-on-year across the wider district.

Nearest stop

0.2 km

Cecil Higgins Gallery — bus stop.

Closest school

0.4 km

Bedford College. 30 schools nearby.

Nearest schools

Bedford College16 plus436m
Bedford Free SchoolSecondary500m
Priory Primary SchoolPrimary675m
Castle Newnham SchoolPrimary845m

Nearest stops

Cecil Higgins GalleryBus stop175m
St Peters StreetBus stop252m
St Paul's SquareBus stop258m
Merton CentreBus stop280m

Most reported crime locally

Violence & Sexual Offences2,300 reports39%
Anti-social Behaviour897 reports15%
Public Order447 reports8%
Vehicle Crime353 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 3EU from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

55.2dB

Moderate

Night-time road noise heatmap for MK40 3EU

Night-time· 23:00 – 07:00

45.9dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

Get a survey for this property

Level 3 Building Survey

21st century2nd Floor FlatEPC CNo mains gasSolid (non-cavity) walls

Because the property has no mains gas supply and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

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Comparables

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for Flat 3 is modelled from its 60 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3EU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Flat 3. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 3 was lodged in August 2020 at band C and is valid until August 2030. 2 certificates are on record, which shows how the home has changed.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 3. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 30 schools and 30 stops listed are measured in a straight line from MK40 3EU, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: Flat 3 is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 3, 5 Mill Street, Bedford, MK40 3EU. Each answer is also embedded as structured data for search engines.

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Flat 3, 5 Mill Street, Bedford, MK40 3EU

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in MK40 3EU

Inside

Everything you need to know about Flat 3

EPC Rating

Property Improvements

Nearest schools

Nearest stops

Most reported crime locally

Level 3 Building Survey

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20 22, Flat K, St Cuthberts Street

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20 22, Flat E, St Cuthberts Street

39 41, Flat 2, Goldington Avenue

20 22, Flat J, St Cuthberts Street

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