What type of property is Flat 5, 5 Mill Street, MK40 3EU?

Flat 5, 5 Mill Street, MK40 3EU is a 2-bedroom end-of-terrace house.

What was the last sold price for Flat 5, 5 Mill Street, MK40 3EU?

Flat 5, 5 Mill Street, MK40 3EU last sold for £124,000 in August 2020, around 6 years ago. Before that, it sold for £115,500 in February 2010, so prices have been rising over 11 years on record. Source: HM Land Registry.

How has the value of Flat 5, 5 Mill Street, MK40 3EU changed over time?

Across 2 sales between February 2010 and August 2020, Flat 5, 5 Mill Street, MK40 3EU rose from £115,500 to £124,000, a change of £8,500. That works out to roughly +0.7% per year compounded over 11 years. Source: HM Land Registry.

What is the EPC rating for Flat 5, 5 Mill Street, MK40 3EU?

The current EPC rating for Flat 5, 5 Mill Street, MK40 3EU is C with a score of 77 out of 100, lodged in November 2019. It has improved from a D recorded in March 2009. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of Flat 5, 5 Mill Street, MK40 3EU?

Flat 5, 5 Mill Street, MK40 3EU has a recorded floor area of 49 m² (527 sq ft), around 25 m² per bedroom. That makes it about 13% smaller than the median EPC-recorded property in MK40 3EU. Source: EPC Register.

How is Flat 5, 5 Mill Street, MK40 3EU heated?

The latest EPC at Flat 5, 5 Mill Street, MK40 3EU records electricity as the main heating fuel. Source: EPC Register.

What council tax band is Flat 5, 5 Mill Street, MK40 3EU?

Flat 5, 5 Mill Street, MK40 3EU is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is Flat 5, 5 Mill Street, MK40 3EU located?

Flat 5, 5 Mill Street, MK40 3EU sits in Bedford. It falls within the MK40 postcode district.

What is crime like near Flat 5, 5 Mill Street, MK40 3EU?

Police records around Flat 5, 5 Mill Street, MK40 3EU show an average of 328 reported crimes per month over the last 18 months. Violent crime makes up roughly 39% of reports, the most common category. The overall trend is falling (17% versus the prior period). Source: Police UK.

Which schools serve Flat 5, 5 Mill Street, MK40 3EU?

The closest primary school to Flat 5, 5 Mill Street, MK40 3EU is Priory Primary School (675m), one of 22 primaries within walking distance. The closest secondary is Bedford College (436m), with 8 secondaries in the surrounding area.

What transport links are near Flat 5, 5 Mill Street, MK40 3EU?

The closest bus stop to Flat 5, 5 Mill Street, MK40 3EU is Cecil Higgins Gallery, 175m away. The nearest bus option is Bus Station, 373m away.

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Flat 5, 5 Mill Street, Bedford, MK40 3EU

Estimated value

£146,000

Since the 2020 sale (£124,000)+18%
Against MK40 3EU's recent median (£225,000)-35%

Newest record on this page: January 2023. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

End terrace

Floor 3rd

Bedrooms

Bathroom

Floor area

49 m²

527 sq ft

Energy rating

Score 77

Council tax

Band B

Tenure

Owner Occupied

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£146,000

Against its 2020 sale (£124,000)+18%
Against MK40 3EU's recent median (£225,000)-35%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 5 is modelled from its 49 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3EU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
49 m² from the EPC lodged in November 2019
Sales of this home
2 sales recorded, the latest in 2020
Recent sales in MK40 3EU
5 sales, median £225,000 (2023–2019)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: January 2023	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Flat 5's sale-price growth has lagged the wider UK trajectory across its history on file.

Sales timeline

26 August 2020Most recent
£124,000
+7.4%over 10 years
5 February 2010
£115,500

Median price across the last 5 sales in MK40 3EU: £225,000 (2023–2019).

Nearby sales in MK40 3EU

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.

Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About Flat 5

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 5 is a two-bedroom end-of-terrace house in Bedford (MK40 3EU). It has a recorded floor area of 49 m² (around 527 sq ft), construction records dating it to 1900-1929 and council tax band B. At 49 m² this is the 3rd smallest of 12 units on EPC record in the building, where floor areas span 41–87 m². The building's EPC ratings span F to C, with this unit at the top. The latest certificate (November 2019) shows a C (score 77), near the top of the C band. When first surveyed in March 2009 the rating was D, the property has climbed 1 band since. Between certificates, hot-water efficiency went from Very Poor to Poor. The recommended improvements would push it to B (score 83). Main heating runs on electricity.

At 49 m² it's 15.5% smaller than the typical home in the postcode (58 m² median across 17 EPCs). Its energy rating outperforms most of the postcode (better than 82% of similar EPCs). Across 2010–2020, sale prices on this property compounded at 0.7% per year. Today's modelled estimate of £146,000 is 17.7% above the 2020 sale price. Sold August 2020 for £124,000.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Open-plan layoutYes

Building

Heating systemElectric
RefurbishedYes

Before you decide

Everything you need to know about Flat 5

The true value, the hidden risks and the full sale history, in one report.

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Current Certificate(1 of 2)

Nov 2019

EPC Rating

C77

Main Heating

Electric

Main Fuel

Electric

Hot Water

Poor

Windows

Good

CO2 Emissions

1.8 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 1 November 2029

2 years remaining

Property Improvements

Changes detected from historical EPC data

Nov 2019from Mar 2009

EPC improved fromD64toC77

Heating System

UnderfloorRoom Heaters

Heating system changed

Heating Controls

ThermostatProg + Stat

Heating controls upgraded for better temperature management

Hot Water

ImmersionImmersion (Off-Peak)

Hot water system upgraded

Ventilation

MVHRNatural

Ventilation system changed

Planning

Planning history

Applications and permits filed against Flat 5, 5 Mill Street, Bedford, MK40 3EU, sourced from the PlanIt planning register.

Flat 5 has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Mill Street homes

Four headline reads against 17 similar flats on this street, drawn from the latest EPC and Land Registry data.

EPC Rating for Flat 5 runs comfortably ahead of the street norm.

Price per m²

£2,531

Street avg £2,903

Below

Floor Area

49 m²

Street avg 59 m²

Below

Habitable Rooms

3 rooms

Street avg 3 rooms

On par

CO₂ Emissions

1.8 t/year

Street avg 3.2 t/year

Above

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Crime

328/mo

Falling year-on-year across the wider district.

Nearest stop

0.2 km

Cecil Higgins Gallery — bus stop.

Closest school

0.4 km

Bedford College. 30 schools nearby.

Nearest schools

Bedford College16 plus436m
Bedford Free SchoolSecondary500m
Priory Primary SchoolPrimary675m
Castle Newnham SchoolPrimary845m

Nearest stops

Cecil Higgins GalleryBus stop175m
St Peters StreetBus stop252m
St Paul's SquareBus stop258m
Merton CentreBus stop280m

Most reported crime locally

Violence & Sexual Offences2,300 reports39%
Anti-social Behaviour897 reports15%
Public Order447 reports8%
Vehicle Crime353 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 3EU from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

55.2dB

Moderate

Night-time road noise heatmap for MK40 3EU

Night-time· 23:00 – 07:00

45.9dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

Get a survey for this property

Level 3 Building Survey

Victorian-era3rd Floor FlatEPC CPre-1919 buildNo mains gasSolid (non-cavity) walls

Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for Flat 5 is modelled from its 49 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3EU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Flat 5. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 5 was lodged in November 2019 at band C and is valid until November 2029. 2 certificates are on record, which shows how the home has changed.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 5. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 30 schools and 30 stops listed are measured in a straight line from MK40 3EU, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: Flat 5 is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 5, 5 Mill Street, Bedford, MK40 3EU. Each answer is also embedded as structured data for search engines.

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Flat 5, 5 Mill Street, Bedford, MK40 3EU

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in MK40 3EU

Inside

Building

Everything you need to know about Flat 5

EPC Rating

Property Improvements

Nearest schools

Nearest stops

Most reported crime locally

Level 3 Building Survey

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