Flat 5, 5 Mill Street, Bedford, MK40 3EU
About Flat 5
Flat 5 is a two-bedroom end-of-terrace house in Bedford (MK40 3EU). It has a recorded floor area of 49 m² (around 527 sq ft), construction records dating it to 1900-1929 and council tax band B. At 49 m² this is the 3rd smallest of 12 units on EPC record in the building, where floor areas span 41–87 m². The building's EPC ratings span F to C, with this unit at the top. The latest certificate (November 2019) shows a C (score 77), near the top of the C band. When first surveyed in March 2009 the rating was D, the property has climbed 1 band since. Between certificates, hot-water efficiency went from Very Poor to Poor. The recommended improvements would push it to B (score 83). Main heating runs on electricity.
At 49 m² it's 15.5% smaller than the typical home in the postcode (58 m² median across 17 EPCs). Its energy rating outperforms most of the postcode (better than 82% of similar EPCs). Across 2010–2020, sale prices on this property compounded at 0.7% per year. Today's modelled estimate of £156,000 is 25.8% above the 2020 sale price. On a £-per-square-foot basis, the last sale (£235/sq ft) was about 17.4% below the postcode norm. Sold August 2020 for £124,000.
What this property has
Inside
- Bedrooms2
- Bathrooms1
- Open-plan layoutYes
Building
- Heating systemElectric
- RefurbishedYes
Energy performance
EPC Rating
Property Improvements
Changes detected from historical EPC data
Heating system changed
Heating controls upgraded for better temperature management
Hot water system upgraded
Ventilation system changed
Get a survey for this property
Level 3 Building Survey
Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Planning history
Flat 5 has no planning applications on record.
But the area is active
1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Sales history & valuation
Flat 5's sale-price growth has lagged the wider UK trajectory across its history on file.
£156,000
Modelled from EPC, postcode comparables and a sale-price growth of 0.7% per year over 11 years.
£124,000
Growth on file: 0.7% per year over 11 years.
Sales timeline
26 August 2020Most recent
£124,000
+7.4%over 10 years5 February 2010
£115,500
Median price across the last 5 sales in MK40 3EU: £225,000 (2023–2019).
Nearby sales in MK40 3EU
41 43, Apartment E, Mill Street, Bedford, MK40 3EU
Sold Jan 2023
£265,00041 43, Apartment B, Mill Street, Bedford, MK40 3EU
Sold Dec 2022
£245,000Flat 7, 5 Mill Street, Bedford, MK40 3EU
Sold Sept 2021
£134,00041 43, Apartment A, Mill Street, Bedford, MK40 3EU
Sold Nov 2019
£210,000Flat 3, 45 Mill Street, Bedford, MK40 3EU
Sold Jul 2019
£145,000
Versus other Mill Street homes
EPC Rating for Flat 5 runs comfortably ahead of the street norm.
Price per m²
£2,531
Street avg £2,718
Floor Area
49 m²
Street avg 59 m²
Habitable Rooms
3 rooms
Street avg 3 rooms
CO₂ Emissions
1.8 t/year
Street avg 3.4 t/year
Similar properties nearby
41 43, Apartment A, Mill Street
MK40 3EU
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81a, Flat 1, Goldington Avenue
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39 41, Flat 3, Goldington Avenue
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39 41, Flat 1, Goldington Avenue
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39 41, Flat 8, Goldington Avenue
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2a, Flat 3, Goldington Avenue
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39 41, Flat 4, Goldington Avenue
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The neighbourhood at a glance
Reported crime in the wider district is trending notably upward year-on-year.
Crime
7/mo
Rising year-on-year across the wider district.
Nearest stop
0.2 km
Cecil Higgins Gallery — bus stop.
Closest school
0.4 km
Bedford College. 30 schools nearby.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
55.2dB

Night-time· 23:00 – 07:00
45.9dB







