What type of property is Flat 3, 45 Mill Street, MK40 3EU?

Flat 3, 45 Mill Street, MK40 3EU is a mid-terrace house.

When did Flat 3, 45 Mill Street, MK40 3EU last change hands?

Flat 3, 45 Mill Street, MK40 3EU last sold for £145,000 in July 2019, around 7 years ago. Before that, it sold for £139,950 in September 2016, so prices have been flat over 3 years on record. Source: HM Land Registry.

Has Flat 3, 45 Mill Street, MK40 3EU appreciated in value?

Across 2 sales between September 2016 and July 2019, Flat 3, 45 Mill Street, MK40 3EU rose from £139,950 to £145,000, a change of £5,050. That works out to roughly +1.3% per year compounded over 3 years. Source: HM Land Registry.

How energy efficient is Flat 3, 45 Mill Street, MK40 3EU?

The current EPC rating for Flat 3, 45 Mill Street, MK40 3EU is E with a score of 40 out of 100, lodged in August 2016. Source: EPC Register.

What is the floor area of Flat 3, 45 Mill Street, MK40 3EU?

Flat 3, 45 Mill Street, MK40 3EU has a recorded floor area of 46 m² (495 sq ft). That makes it about 15% smaller than the median EPC-recorded property in MK40 3EU. Source: EPC Register.

How is Flat 3, 45 Mill Street, MK40 3EU heated?

The latest EPC at Flat 3, 45 Mill Street, MK40 3EU records electricity: electricity, unspecified tariff as the main heating fuel. Source: EPC Register.

Where is Flat 3, 45 Mill Street, MK40 3EU located?

Flat 3, 45 Mill Street, MK40 3EU sits in Bedford. It falls within the MK40 postcode district.

Is Flat 3, 45 Mill Street, MK40 3EU in a safe area?

Police records around Flat 3, 45 Mill Street, MK40 3EU show an average of 328 reported crimes per month over the last 18 months. Violent crime makes up roughly 39% of reports, the most common category. The overall trend is falling (17% versus the prior period). Source: Police UK.

Which schools serve Flat 3, 45 Mill Street, MK40 3EU?

The closest primary school to Flat 3, 45 Mill Street, MK40 3EU is Priory Primary School (675m), one of 22 primaries within walking distance. The closest secondary is Bedford College (436m), with 8 secondaries in the surrounding area.

What is the nearest station to Flat 3, 45 Mill Street, MK40 3EU?

The closest bus stop to Flat 3, 45 Mill Street, MK40 3EU is Cecil Higgins Gallery, 175m away. The nearest bus option is Bus Station, 373m away.

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Flat 3, 45 Mill Street, Bedford, MK40 3EU

Estimated value

£162,000

Since the 2019 sale (£145,000)+12%
Against MK40 3EU's recent median (£225,000)-28%

Newest record on this page: January 2023. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

Mid terrace

Floor top floor

Floor area

46 m²

495 sq ft

Energy rating

Score 40

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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£162,000

Against its 2019 sale (£145,000)+12%
Against MK40 3EU's recent median (£225,000)-28%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 3 is modelled from its 46 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3EU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
46 m² from the EPC lodged in August 2016
Sales of this home
2 sales recorded, the latest in 2019
Recent sales in MK40 3EU
5 sales, median £225,000 (2023–2020)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: January 2023	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Sales timeline

14 July 2019Most recent
£145,000
+3.6%over 2 years
29 September 2016
£139,950

Median price across the last 5 sales in MK40 3EU: £225,000 (2023–2020).

Nearby sales in MK40 3EU

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.

Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About Flat 3

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 3 is a mid-terrace house in Bedford (MK40 3EU). It has a recorded floor area of 46 m² (around 495 sq ft). The latest certificate (August 2016) shows an E (score 40), well below the UK norm with real room to improve. Main heating runs on electricity: electricity, unspecified tariff. The latest certificate is from August 2016, so improvements made since then won't be reflected. At 46 m² this is the 2nd smallest of 4 units on EPC record in the building, where floor areas span 41–61 m².

Across 2016–2019, sale prices on this property compounded at 1.3% per year. Today's modelled estimate of £162,000 is 11.7% above the 2019 sale price. On a £-per-square-foot basis, the last sale (£293/sq ft) was about 29% above the typical sold price in the postcode. At 46 m² it's 20.7% smaller than the typical home in the postcode (58 m² median across 17 EPCs). Sold July 2019 for £145,000.

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 04 Aug 2026

Current Certificate

Aug 2016

EPC Rating

E40

Main Heating

Electric & Gas

Main Fuel

Electric

Hot Water

Very Poor

Windows

Good

CO2 Emissions

3.5 t/year

Occupancy

—

Certificate validity

Expired on 4 August 2026

New assessment needed to sell or let

Planning

Planning history

Applications and permits filed against Flat 3, 45 Mill Street, Bedford, MK40 3EU, sourced from the PlanIt planning register.

Flat 3 has no planning applications on record.

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Mill Street homes

Four headline reads against 17 similar flats on this street, drawn from the latest EPC and Land Registry data.

On floor area, Flat 3 runs well behind the street norm.

Price per m²

£3,152

Street avg £2,855

On par

Floor Area

46 m²

Street avg 59 m²

Strongly below

CO₂ Emissions

3.5 t/year

Street avg 3.1 t/year

On par

Years Held

7 years

Street avg 11 years

Below

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Full Bedford report

Crime

328/mo

Falling year-on-year across the wider district.

Nearest stop

0.2 km

Cecil Higgins Gallery — bus stop.

Closest school

0.4 km

Bedford College. 30 schools nearby.

Nearest schools

Bedford College16 plus436m
Bedford Free SchoolSecondary500m
Priory Primary SchoolPrimary675m
Castle Newnham SchoolPrimary845m

Nearest stops

Cecil Higgins GalleryBus stop175m
St Peters StreetBus stop252m
St Paul's SquareBus stop258m
Merton CentreBus stop280m

Most reported crime locally

Violence & Sexual Offences2,300 reports39%
Anti-social Behaviour897 reports15%
Public Order447 reports8%
Vehicle Crime353 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 3EU from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

55.2dB

Moderate

Night-time road noise heatmap for MK40 3EU

Night-time· 23:00 – 07:00

45.9dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

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Comparables

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for Flat 3 is modelled from its 46 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 3EU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Flat 3. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 3 was lodged in August 2016 at band E and expired in August 2026, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 3. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 30 schools and 30 stops listed are measured in a straight line from MK40 3EU, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 3, 45 Mill Street, Bedford, MK40 3EU. Each answer is also embedded as structured data for search engines.

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Flat 3, 45 Mill Street, Bedford, MK40 3EU

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in MK40 3EU

Everything you need to know about Flat 3

EPC Expired

EPC Rating

Nearest schools

Nearest stops

Most reported crime locally

Level 2 HomeBuyer Report

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