The Cottage Flat, 15 Derby Square, Windermere, LA23 1EE

The Cottage Flat is a two-bedroom end-of-terrace house in Windermere (LA23 1EE). It has a recorded floor area of 58 m² (around 624 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (July 2025) shows a D (score 63), on the cusp of jumping into the C band. When first surveyed in April 2011 the rating was E, the property has climbed 1 band since. Between certificates, wall efficiency went from Very Poor to Poor; while window efficiency dropped from Average to Poor and lighting dropped from Good to Poor. The recommended improvements would push it to C (score 74).

Held since January 2009 — that's 17 years off the open market, well above the local norm. Across the public record there are 5 sales, relatively high churn for a single property. That sale fell during the post-crash dip, which often skews comparisons against later neighbouring sales. Across 1998–2009, sale prices on this property compounded at 15.1% per year. Today's modelled estimate of £219,000 is 44.1% above the 2009 sale price.