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20 City Exchange, Lowgate, Hull, HU1 1AA

Property type
End terrace
Floor 02
Bedrooms
2
Bathrooms
2
Floor area
74 m²
797 sq ft
Energy rating
E
Score 52
Council tax
Band E
Tenure
Private Rental
Overview

About 20 City Exchange

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 City Exchange is a two-bedroom end-of-terrace house in Hull (HU1 1AA). It has a recorded floor area of 74 m² (around 797 sq ft), construction records dating it to 2003-2006 and council tax band E. The latest certificate (November 2021) shows an E (score 52), well below the UK norm with real room to improve. When first surveyed in May 2011 the rating was F, the property has climbed 1 band since. Between certificates, roof efficiency went from Very Poor to Good and lighting went from Good to Very Good; while window efficiency dropped from Good to Poor. The recommended improvements would lift it to C (score 73), a 2-band jump. Main heating runs on electricity. At 74 m² this is the 31st smallest of 39 units on EPC record in the building, where floor areas span 31–98 m². The building's EPC ratings span F to C across 39 units on file.

Today's modelled estimate of £154,000 is 20.2% below the 2005 sale of £193,000, running counter to the wider postcode trend, which makes the EPC and condition history especially worth a look. On a £-per-square-foot basis, the last sale (£242/sq ft) was about 76.3% above the typical sold price in the postcode. Untraded for 21 years, with the last transfer in November 2005. At 74 m² it's 22% larger than the typical home in the postcode (61 m² median across 38 EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms2
  • Open-plan layoutYes

Outside

  • Communal gardenYes
  • ParkingYes

Building

  • Heating systemElectric
  • RefurbishedYes
Before you decide

Everything you need to know about 20 City Exchange

The true value, the hidden risks and the full sale history, in one report.

Environmental risk flagged

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)
Nov 2021

EPC Rating

A
B
C
D
E
E52
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Poor
CO2 Emissions
3.7 t/year
Occupancy
Rented

Property Improvements

Changes detected from historical EPC data

Nov 2021from May 2011
EPC improved fromF21toE52
Heating Controls
Prog + StatThermostat

Heating controls changed

Wall Insulation
Uninsulated SolidInsulated Cavity

Cavity wall insulation installed

Roof Insulation
UninsulatedWell Insulated

Loft insulation installed or upgraded to 250mm+

Low Energy Lighting
67%100%

More low energy lighting installed

SDL Surveying

Get a survey for this property

Level 3 Building Survey

21st century2nd Floor FlatEPC EExtended multiple times (2+ extensions)No mains gas

Because the property has been extended more than once and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 City Exchange, Lowgate, Hull, HU1 1AA, sourced from the PlanIt planning register.

20 City Exchange has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

20 City Exchange valuation sits well clear of the typical sold price in this postcode.

Current estimate

£154,000

Modelled from EPC, postcode comparables.

See how we calculated this
Last sold (2005)

£193,000

Recorded with HM Land Registry.

Sales timeline

  1. 18 November 2005Most recent

    £193,000

Median price across the last 5 sales in HU1 1AA: £47,000 (2025–2023).

On the street

Versus other Lowgate homes

Four headline reads against 38 similar flats on this street, drawn from the latest EPC and Land Registry data.

Habitable Rooms for 20 City Exchange runs comfortably ahead of the street norm.

Price per m²

£2,608

Street avg £1,603

Strongly above

Floor Area

74 m²

Street avg 62 m²

Above

Habitable Rooms

4 rooms

Street avg 2 rooms

Strongly above

CO₂ Emissions

3.7 t/year

Street avg 3.3 t/year

Below
Before you decide

Everything you need to know about 20 City Exchange

The true value, the hidden risks and the full sale history, in one report.

Environmental risk flagged

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Hull district page.

Reported crime in the wider district is trending notably upward year-on-year.

Crime

10/mo

Rising year-on-year across the wider district.

Nearest stop

0.0 km

Alfred Gelder Street E — bus stop.

Closest school

0.3 km

Hull College. 23 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HU1 1AA from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for HU1 1AA

Daytime· 07:00 – 23:00

58.4dB

Moderate
Night-time road noise heatmap for HU1 1AA

Night-time· 23:00 – 07:00

49.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 City Exchange, Lowgate, Hull, HU1 1AA. Each answer is also embedded as structured data for search engines.