Model valuation£417,0008 Busby Close
Local market context
20 Waterloo Street, Harrogate, HG1 5JD
4 sales on record
Estimated value
£206,000
- Since the 2021 sale (£180,000)+14%
- Against HG1 5JD's recent median (£190,000)+8%
Newest record on this page: July 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Mid terrace
Bedrooms
2
Bathroom
1
Floor area
56 m²
603 sq ft
Energy rating
D
Score 60
Council tax
Band B
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£206,000
- Against its 2021 sale (£180,000)+14%
- Against HG1 5JD's recent median (£190,000)+8%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 20 Waterloo Street is modelled from its 56 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in HG1 5JD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
56 m² from the EPC lodged in May 2015
Sales of this home
4 sales recorded, the latest in 2021
Recent sales in HG1 5JD
5 sales, median £190,000 (2025–2017)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: July 2025 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
The latest sale landed in the post-pandemic price surge — useful context when reading the figure.
Sales timeline
4 July 2021Most recent
£180,000
+12.5%over 5 years20 September 2015
£160,000
+15.9%over 7 years3 June 2008
£138,000
+23.2%over 1 year21 December 2006
£112,000
Median price across the last 5 sales in HG1 5JD: £190,000 (2025–2017).
Nearby sales in HG1 5JD
14 Waterloo Street, Harrogate, HG1 5JD
Sold Jul 2025
£190,0001 Bungalow, Waterloo Street, Harrogate, HG1 5JD
Sold Dec 2021
£230,00016 Waterloo Street, Harrogate, HG1 5JD
Sold Sept 2018
£183,00018 Waterloo Street, Harrogate, HG1 5JD
Sold May 2017
£190,00024 Waterloo Street, Harrogate, HG1 5JD
Sold Feb 2016
£153,000
What this page doesn't show
1 potential issue has already been flagged for 20 Waterloo Street, Harrogate, HG1 5JD. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 20 Waterloo Street
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Waterloo Street is a two-bedroom mid-terrace house in Harrogate (HG1 5JD). It has a recorded floor area of 56 m² (around 603 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (May 2015) shows a D (score 60), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 82), a 2-band jump. The latest certificate is from May 2015, so improvements made since then won't be reflected.
Last sale on file: £180,000 in July 2021. Across the public record there are 4 sales, relatively high churn for a single property. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend. Across 2006–2021, sale prices on this property compounded at 3.3% per year. Today's modelled estimate of £206,000 is 14.4% above the 2021 sale price. On a £-per-square-foot basis, the last sale (£299/sq ft) was about 35.2% above the typical sold price in the postcode.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms2
- Bathrooms1
Before you decide
Everything you need to know about 20 Waterloo Street
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the area
Pick your report · from £14.99
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 05 May 2025
Current Certificate
May 2015EPC Rating
A
B
C
D
D60
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
3.5 t/year
Occupancy
Owner Occupied
Certificate validity
Expired on 5 May 2025
Planning history
Applications and permits filed against 20 Waterloo Street, Harrogate, HG1 5JD, sourced from the PlanIt planning register.
20 Waterloo Street has no planning applications on record.
11
But the area is active
11 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Waterloo Street homes
Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.
20 Waterloo Street is notably below the street on co₂ emissions.
Price per m²
£3,214
Street avg £3,241
Floor Area
56 m²
Street avg 55 m²
Habitable Rooms
3 rooms
Street avg 3 rooms
CO₂ Emissions
3.5 t/year
Street avg 3.0 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Harrogate district page.
Crime
216/mo
Falling year-on-year across the wider district.
Nearest stop
0.1 km
Waterloo Street — bus stop.
Closest school
0.1 km
Harrogate, Grove Road Community Primary School. 21 schools nearby.
Nearest schools
- Harrogate, Grove Road Community Primary SchoolPrimary146m
- Harrogate, Bilton Grange Primary SchoolPrimary489m
- Coppice Valley Primary SchoolPrimary620m
- St Joseph's Catholic Primary School, Harrogate, A Voluntary AcademyPrimary722m
Nearest stops
- Waterloo StreetBus stop54m
- Grange AvenueBus stop184m
- Grange AvenueBus stop191m
- Woodfield Road TopBus stop201m
Most reported crime locally
- Violence & Sexual Offences1,085 reports33%
- Anti-social Behaviour686 reports21%
- Shoplifting440 reports14%
- Other Theft213 reports7%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around HG1 5JD from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
53.4dB
Night-time· 23:00 – 07:00
41.9dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £885 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£190k
1 Ashfield Road
HG1 5ES
2 bed1 bath
£183k
1 Allerton Mews
HG1 5RL
2 bed
£239k
1 Bungalow, Waterloo Street
HG1 5JD
2 bed1 bath
£168k
1 Mowbray Mews, Mowbray Square
HG1 5BS
2 bed1 bath
£260k
1 Mayfield Terrace
HG1 5EZ
3 bed2 bath
£272k
1 Ashfield Terrace
HG1 5ET
3 bed1 bath
£289k
1 Bartle Avenue
HG1 5FL
3 bed
£144k
1 Franklin Road
HG1 5ED
1 bed
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 20 Waterloo Street is modelled from its 56 m² EPC floor area, its 4 recorded sales and recent sales of comparable homes in HG1 5JD. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 4 sales are recorded for 20 Waterloo Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Waterloo Street was lodged in May 2015 at band D and expired in May 2025, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Waterloo Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 15 months, which places each incident at an approximate point. The 21 schools and 30 stops listed are measured in a straight line from HG1 5JD, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 20 Waterloo Street is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 20 Waterloo Street, Harrogate, HG1 5JD. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in HG1 5JDSold prices, values and energy ratings for the postcode
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- 20 Waterloo Street, Harrogate valuationHow the estimate is built and what moves it
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