What kind of home is 20 Waterloo Street, HG1 5JD?

20 Waterloo Street, HG1 5JD is a 2-bedroom mid-terrace house.

When did 20 Waterloo Street, HG1 5JD last change hands?

20 Waterloo Street, HG1 5JD last sold for £180,000 in July 2021, around 5 years ago. Land Registry has 4 sales on record going back to £112,000 in December 2006. Source: HM Land Registry.

Has 20 Waterloo Street, HG1 5JD appreciated in value?

Across 4 sales between December 2006 and July 2021, 20 Waterloo Street, HG1 5JD rose from £112,000 to £180,000, a change of £68,000. That works out to roughly +3.3% per year compounded over 15 years. Source: HM Land Registry.

What is the EPC rating for 20 Waterloo Street, HG1 5JD?

The current EPC rating for 20 Waterloo Street, HG1 5JD is D with a score of 60 out of 100, lodged in May 2015. The assessor estimates the property could reach a B. Source: EPC Register.

How big is 20 Waterloo Street, HG1 5JD?

20 Waterloo Street, HG1 5JD has a recorded floor area of 56 m² (603 sq ft), around 28 m² per bedroom. Source: EPC Register.

What heating system does 20 Waterloo Street, HG1 5JD use?

The latest EPC at 20 Waterloo Street, HG1 5JD records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 20 Waterloo Street, HG1 5JD?

20 Waterloo Street, HG1 5JD is in council tax band B. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 20 Waterloo Street, HG1 5JD in?

20 Waterloo Street, HG1 5JD sits in Harrogate. It falls within the HG1 postcode district in North Yorkshire.

How safe is the area around 20 Waterloo Street, HG1 5JD?

Police records around 20 Waterloo Street, HG1 5JD show an average of 2 reported crimes per month over the last 9 months. Violent crime makes up roughly 76% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 20 Waterloo Street, HG1 5JD?

The closest primary school to 20 Waterloo Street, HG1 5JD is Harrogate, Grove Road Community Primary School (146m), one of 17 primaries within walking distance. The closest secondary is Harrogate High School (982m), with 4 secondaries in the surrounding area.

What is the nearest station to 20 Waterloo Street, HG1 5JD?

The closest bus stop to 20 Waterloo Street, HG1 5JD is Waterloo Street, 54m away. In total there are 30 bus stops within the surrounding area.

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20 Waterloo Street, Harrogate, HG1 5JD

4 sales on record

Property type

Mid terrace

Bedrooms

Bathroom

Floor area

56 m²

603 sq ft

Energy rating

Score 60

Council tax

Band B

Tenure

Owner Occupied

Overview

About 20 Waterloo Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Waterloo Street is a two-bedroom mid-terrace house in Harrogate (HG1 5JD). It has a recorded floor area of 56 m² (around 603 sq ft), construction records dating it to before 1900 and council tax band B. The latest certificate (May 2015) shows a D (score 60), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 82), a 2-band jump. The latest certificate is from May 2015, so improvements made since then won't be reflected.

Last sale on file: £180,000 in July 2021. Across the public record there are 4 sales, relatively high churn for a single property. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend. Across 2006–2021, sale prices on this property compounded at 3.3% per year. On a £-per-square-foot basis, the last sale (£299/sq ft) was about 35.2% above the typical sold price in the postcode.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1

Before you decide

Everything you need to know about 20 Waterloo Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the area

Pick your report · every report is £14.99

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 05 May 2025

EPC Rating

D60

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

3.5 t/year

Occupancy

Owner Occupied

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 Waterloo Street, Harrogate, HG1 5JD, sourced from the PlanIt planning register.

20 Waterloo Street has no planning applications on record.

But the area is active

12 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Current estimate

£191,000

Modelled from EPC, postcode comparables and a sale-price growth of 3.3% per year over 15 years.

See how we calculated this

Last sold (2021)

£180,000

Growth on file: 3.3% per year over 15 years.

Sales timeline

4 July 2021Most recent
£180,000
+12.5%over 5 years
20 September 2015
£160,000
+15.9%over 7 years
3 June 2008
£138,000
+23.2%over 1 year
21 December 2006
£112,000

Median price across the last 5 sales in HG1 5JD: £190,000 (2025–2017).

Nearby sales in HG1 5JD

On the street

Versus other Waterloo Street homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

20 Waterloo Street is notably below the street on co₂ emissions.

Price per m²

£3,214

Street avg £3,241

On par

Floor Area

56 m²

Street avg 55 m²

On par

Habitable Rooms

3 rooms

Street avg 3 rooms

Below

CO₂ Emissions

3.5 t/year

Street avg 3.0 t/year

Below

Before you decide

Everything you need to know about 20 Waterloo Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the area

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£184k

1 Allerton Mews

HG1 5RL

2 bed

£182k

1 Ashfield Road

HG1 5ES

2 bed1 bath

£240k

1 Mowbray Mews, Mowbray Square

HG1 5BS

2 bed1 bath

£247k

1 Bungalow, Waterloo Street

HG1 5JD

2 bed1 bath

£151k

1 Franklin Road

HG1 5ED

1 bed

£259k

1 Mayfield Terrace

HG1 5EZ

3 bed2 bath

£272k

1 Ashfield Terrace

HG1 5ET

3 bed1 bath

£284k

1 Bartle Avenue

HG1 5FL

3 bed

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Harrogate district page.

Full Harrogate report

Crime

2/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Waterloo Street — bus stop.

Closest school

0.1 km

Harrogate, Grove Road Community Primary School. 21 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HG1 5JD from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

53.4dB

Low

Night-time road noise heatmap for HG1 5JD

Night-time· 23:00 – 07:00

41.9dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Waterloo Street, Harrogate, HG1 5JD. Each answer is also embedded as structured data for search engines.