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Flat 1, 22 St Stephens Road, Cheltenham, GL51 3AA

Estimated value

£126,000

  • Since the 2020 sale (£105,000)+20%
  • Against GL51 3AA's recent median (£215,000)-41%

Newest record on this page: May 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Floor -1
Habitable rooms
2
From EPC
Floor area
36 m²
388 sq ft
Energy rating
D
Score 55
Council tax
Band A
Tenure
Private Rental
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£126,000

  • Against its 2020 sale (£105,000)+20%
  • Against GL51 3AA's recent median (£215,000)-41%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 1 is modelled from its 36 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in GL51 3AA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    36 m² from the EPC lodged in September 2024

  • Sales of this home

    2 sales recorded, the latest in 2020

  • Recent sales in GL51 3AA

    5 sales, median £215,000 (2026–2025)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: May 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Sales timeline

  1. 11 February 2020Most recent

    £105,000

    +23.5%over 5 years

  2. 15 May 2014

    £85,000

Median price across the last 5 sales in GL51 3AA: £215,000 (2026–2025).

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Flat 1

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 1 is a mid-terrace house in Cheltenham (GL51 3AA). It has a recorded floor area of 36 m² (around 388 sq ft), construction records dating it to before 1900 and council tax band A. At 36 m² this is the 4th smallest of 8 units on EPC record in the building, where floor areas span 31–57 m². The building's EPC ratings span E to D, with this unit at the top. The latest certificate (September 2024) shows a D (score 55), a step below the typical UK home. The rating has held steady at D across 2 certificates since February 2009. Between certificates, window efficiency went from Very Poor to Good and lighting went from Good to Very Good; while hot-water efficiency dropped from Average to Very Poor. Main heating runs on electricity.

At 36 m² it's 28% smaller than the typical home in the postcode (50 m² median across 67 EPCs). Across 2014–2020, sale prices on this property compounded at 3.7% per year. Today's modelled estimate of £126,000 is 20% above the 2020 sale price. Last sale on file: £105,000 in February 2020.

Before you decide

Everything you need to know about Flat 1

The true value, the hidden risks and the full sale history, in one report.

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Sept 2024

EPC Rating

A
B
C
D
D55
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Very Poor
Windows
Good
CO2 Emissions
2.5 t/year
Occupancy
Rented

Certificate validity

Valid until 15 September 2034

7 years remaining

Property Improvements

Changes detected from historical EPC data

Sept 2024from Feb 2009
Hot Water
AverageVery Poor

Hot water efficiency decreased

Windows
SingleFull Double

Single glazing replaced with double or better glazing

Low Energy Lighting
50%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against Flat 1, 22 St Stephens Road, Cheltenham, GL51 3AA, sourced from the PlanIt planning register.

Flat 1 has no planning applications on record.

A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.

On the street

Versus other St Stephens Road homes

Four headline reads against 62 similar flats on this street, drawn from the latest EPC and Land Registry data.

Flat 1 is notably below the street on floor area.

Price per m²

£2,917

Street avg £4,312

Below

Floor Area

36 m²

Street avg 51 m²

Below

Habitable Rooms

2 rooms

Street avg 2 rooms

Below

CO₂ Emissions

2.5 t/year

Street avg 2.9 t/year

On par
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cheltenham district page.
Full Cheltenham report

Crime

284/mo

Falling year-on-year across the wider district.

Nearest stop

0.0 km

St Stephen's Church — bus stop.

Closest school

0.8 km

St James' Church of England Primary School. 25 schools nearby.

Nearest schools

  • St James' Church of England Primary SchoolPrimary750m
  • Christ Church CofE Primary SchoolPrimary931m
  • Cheltenham Bournside School and Sixth Form CentreSecondary963m
  • The Catholic School of Saint Gregory the GreatPrimary1.2km

Nearest stops

  • St Stephen's ChurchBus stop17m
  • St Stephen's ChurchBus stop83m
  • Texaco GarageBus stop141m
  • Lypiatt StreetBus stop153m

Most reported crime locally

  • Violence & Sexual Offences1,426 reports31%
  • Anti-social Behaviour1,004 reports22%
  • Shoplifting601 reports13%
  • Criminal Damage & Arson291 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around GL51 3AA from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for GL51 3AA

Daytime· 07:00 – 23:00

51.5dB

Low
Night-time road noise heatmap for GL51 3AA

Night-time· 23:00 – 07:00

41.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraBasement FlatEPC DPre-1919 buildNo mains gasSolid (non-cavity) walls

Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£128k

Flat 1, 24 St Stephens Road

GL51 3AA

Flat
£171k

58 60, Flat 5, Windermere Road

GL51 3PH

Flat
£173k

Flat 1, 6 St Stephens Road

GL51 3AA

Flat1 bed1 bath
£178k

86 88, Flat B, Salisbury Avenue

GL51 3BY

Flat
£185k

First Floor Flat, 10 St Stephens Road

GL51 3AA

Flat
£187k

Codenham Lodge, Flat 6, 27 St Stephens Road

GL51 3AB

Flat1 bed
£188k

58 60, Flat 1, Windermere Road

GL51 3PH

Flat
£188k

Codenham Lodge, Flat 4, 27 St Stephens Road

GL51 3AB

Flat1 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Flat 1 is modelled from its 36 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in GL51 3AA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for Flat 1. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 1 was lodged in September 2024 at band D and is valid until September 2034. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 1. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from GL51 3AA, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
Flat 1 is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 1, 22 St Stephens Road, Cheltenham, GL51 3AA. Each answer is also embedded as structured data for search engines.

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