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About 45 Bank Street
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
45 Bank Street is an end-of-terrace house in Herne Bay (CT6 5AW). It has a recorded floor area of 97 m² (around 1044 sq ft), construction records dating it to 1900-1929 and council tax band C. The latest certificate (November 2025) shows an E (score 54), well below the UK norm with real room to improve. Earlier certificates rated it C (December 2013); the latest reading is 2 bands lower. Between certificates, lighting went from Very Poor to Very Good; while roof efficiency dropped from Good to Average and window efficiency dropped from Poor to Very Poor. The recommended improvements would lift it to C (score 74), a 2-band jump. This certificate was lodged in the last six months, so the rating reflects current condition.
At 97 m² the property is well over the postcode median (49 m² across 11 EPCs), placing it in the larger end of the local stock. It lags the bulk of the postcode on energy efficiency (less efficient than 73% of similar EPCs).
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
Current Certificate(1 of 2)
Nov 2025
EPC Rating
A
B
C
D
E
E54
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
4.9 t/year
Occupancy
Owner Occupied
Sales history & valuation
Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
45 Bank Street has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
Current estimate
See how we calculated this£233,000
Modelled from EPC, postcode comparables.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Versus other Bank Street homes
Four headline reads against 5 similar houses on this street, drawn from the latest EPC and Land Registry data.
CO₂ Emissions for 45 Bank Street lags the street by a wide margin.
EPC Rating
54 (E)
Street avg 62 (D)
Floor Area
97 m²
Street avg 80 m²
CO₂ Emissions
4.9 t/year
Street avg 3.4 t/year
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Herne Bay district page.
Reported crime in the wider district is trending notably upward year-on-year.
Crime
6/mo
Rising year-on-year across the wider district.
Nearest stop
0.1 km
Road noise across the postcode
Modelled day and night-time noise levels around CT6 5AW from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
50.8dB
Everything within walking distance
Schools, transport stops and scenic spots near this property — 37 points of interest in total.
Beautiful places to visit nearby
Curated scenic spots within reach of this postcode, served by Beautifulplaces.ai. Photography and tagging come from their open dataset.
Common questions
The questions buyers, sellers and homeowners most often ask about 45 Bank Street, Herne Bay, CT6 5AW. Each answer is also embedded as structured data for search engines.