45 Waterloo Gardens, Cardiff, CF23 5AB
About 45 Waterloo Gardens
45 Waterloo Gardens is a mid-terrace house in Cardiff (CF23 5AB). It has a recorded floor area of 96 m² (around 1031 sq ft), construction records dating it to 1900-1929 and council tax band F. The latest certificate (October 2008) shows a D (score 57), a step below the typical UK home. The latest certificate is from October 2008, so improvements made since then won't be reflected.
Held since June 2009 — that's 17 years off the open market, well above the local norm. That sale fell during the post-crash dip, which often skews comparisons against later neighbouring sales. Across 2003–2009, sale prices on this property compounded at 4.4% per year. Today's modelled estimate of £413,000 sits 68.6% above the 2009 sale of £245,000. One planning record on file: a loft conversion approved in 2022. Past consents include a loft conversion, meaningful when judging how the property has evolved.
Energy performance
45 Waterloo Gardens's EPC is over a decade old — improvements since won't be reflected.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 04 Oct 2018
EPC Rating
Get a survey for this property
Level 3 Building Survey
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £1,020 · Includes VAT
Planning history
1 application on record at 45 Waterloo Gardens, Cardiff, CF23 5AB
- Dec 2022Loft ConversionOutlineOutcome in report
Rear dormer loft extension, tiled to match existing roof, with Velux windows to the front elevation
- Documents
- 6 docs on file
- Reference
- 22/02734/CLD
Unlock 45 Waterloo Gardens, Cardiff, CF23 5AB's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (1 on record)
- All 1 application on this property in full, plus 1 notable nearby
- The 6 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Sales history & valuation
45 Waterloo Gardens saw 3 transfers in just over a decade — high turnover for the postcode.
£413,000
Modelled from EPC, postcode comparables and a sale-price growth of 4.4% per year over 5 years.
£245,000
Growth on file: 4.4% per year over 5 years.
Sales timeline
18 June 2009Most recent
£245,000
+4.7%over 3 years30 August 2005
£234,000
+21.3%over 1 year22 December 2003
£192,950
Median price across the last 5 sales in CF23 5AB: £445,000 (2025–2023).
Nearby sales in CF23 5AB
Versus other Waterloo Gardens homes
On years held, 45 Waterloo Gardens stands well clear of the street.
Price per m²
£2,558
Street avg £3,272
Floor Area
96 m²
Street avg 111 m²
Habitable Rooms
5 rooms
Street avg 5 rooms
CO₂ Emissions
5.3 t/year
Street avg 5.0 t/year
Similar properties nearby
The neighbourhood at a glance
Reported crime in the wider district is trending notably upward year-on-year.
Crime
9/mo
Rising year-on-year across the wider district.
Nearest stop
0.2 km
Waterloo Gardens — bus stop.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.







