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45 Waterloo Gardens, Cardiff, CF23 5AB

3 sales on record1 planning record
Property type
Mid terrace
Habitable rooms
5
From EPC
Floor area
96 m²
1031 sq ft
Energy rating
D
Score 57
Council tax
Band F
Tenure
Owner Occupied
Overview

About 45 Waterloo Gardens

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

45 Waterloo Gardens is a mid-terrace house in Cardiff (CF23 5AB). It has a recorded floor area of 96 m² (around 1031 sq ft), construction records dating it to 1900-1929 and council tax band F. The latest certificate (October 2008) shows a D (score 57), a step below the typical UK home. The latest certificate is from October 2008, so improvements made since then won't be reflected.

Held since June 2009 — that's 17 years off the open market, well above the local norm. That sale fell during the post-crash dip, which often skews comparisons against later neighbouring sales. Across 2003–2009, sale prices on this property compounded at 4.4% per year. Today's modelled estimate of £413,000 sits 68.6% above the 2009 sale of £245,000. One planning record on file: a loft conversion approved in 2022. Past consents include a loft conversion, meaningful when judging how the property has evolved.

Before you decide

Everything you need to know about 45 Waterloo Gardens

The true value, the hidden risks and the full sale history, in one report.

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

45 Waterloo Gardens's EPC is over a decade old — improvements since won't be reflected.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 04 Oct 2018

EPC Rating

A
B
C
D
D57
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Poor
CO2 Emissions
5.3 t/year
Occupancy
Owner Occupied
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £1,020 · Includes VAT

Planning

Planning history

Applications and permits filed against 45 Waterloo Gardens, Cardiff, CF23 5AB, sourced from the PlanIt planning register.

1 application on record at 45 Waterloo Gardens, Cardiff, CF23 5AB

1decisions1extensions6documents1nearby
  1. Dec 2022
    Loft ConversionOutline
    Outcome in report

    Rear dormer loft extension, tiled to match existing roof, with Velux windows to the front elevation

    Documents
    6 docs on file
    Reference
    22/02734/CLD
    Full record in report

Unlock 45 Waterloo Gardens, Cardiff, CF23 5AB's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (1 on record)
  • All 1 application on this property in full, plus 1 notable nearby
  • The 6 documents, officer reports & conditions
  • What the pattern means for extending or converting here
£14.99one-off · instant

One time fee only - money back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

45 Waterloo Gardens saw 3 transfers in just over a decade — high turnover for the postcode.

Current estimate

£413,000

Modelled from EPC, postcode comparables and a sale-price growth of 4.4% per year over 5 years.

See how we calculated this
Last sold (2009)

£245,000

Growth on file: 4.4% per year over 5 years.

Sales timeline

  1. 18 June 2009Most recent

    £245,000

    +4.7%over 3 years
  2. 30 August 2005

    £234,000

    +21.3%over 1 year
  3. 22 December 2003

    £192,950

Median price across the last 5 sales in CF23 5AB: £445,000 (2025–2023).

On the street

Versus other Waterloo Gardens homes

Four headline reads against 20 similar houses on this street, drawn from the latest EPC and Land Registry data.

On years held, 45 Waterloo Gardens stands well clear of the street.

Price per m²

£2,558

Street avg £3,272

Below

Floor Area

96 m²

Street avg 111 m²

Below

Habitable Rooms

5 rooms

Street avg 5 rooms

Below

CO₂ Emissions

5.3 t/year

Street avg 5.0 t/year

On par
Before you decide

Everything you need to know about 45 Waterloo Gardens

The true value, the hidden risks and the full sale history, in one report.

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.

Reported crime in the wider district is trending notably upward year-on-year.

Crime

9/mo

Rising year-on-year across the wider district.

Nearest stop

0.2 km

Waterloo Gardens — bus stop.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 45 Waterloo Gardens, Cardiff, CF23 5AB. Each answer is also embedded as structured data for search engines.