Model valuation£417,0008 Busby Close
Local market context
45 Waterloo Gardens, Cardiff, CF23 5AB
3 sales on record1 planning record
Estimated value
£436,000
- Since the 2009 sale (£245,000)+78%
- Against CF23 5AB's recent median (£445,000)-2%
Newest record on this page: March 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Mid terrace
Habitable rooms
5
From EPC
Floor area
96 m²
1031 sq ft
Energy rating
D
Score 57
Council tax
Band F
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£436,000
- Against its 2009 sale (£245,000)+78%
- Against CF23 5AB's recent median (£445,000)-2%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 45 Waterloo Gardens is modelled from its 96 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in CF23 5AB. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
96 m² from the EPC lodged in October 2008
Sales of this home
3 sales recorded, the latest in 2009
Recent sales in CF23 5AB
5 sales, median £445,000 (2025–2023)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: March 2025 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 application | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
45 Waterloo Gardens saw 3 transfers in just over a decade — high turnover for the postcode.
Sales timeline
18 June 2009Most recent
£245,000
+4.7%over 3 years30 August 2005
£234,000
+21.3%over 1 year22 December 2003
£192,950
Median price across the last 5 sales in CF23 5AB: £445,000 (2025–2023).
Nearby sales in CF23 5AB
What this page doesn't show
Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 45 Waterloo Gardens
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
45 Waterloo Gardens is a mid-terrace house in Cardiff (CF23 5AB). It has a recorded floor area of 96 m² (around 1031 sq ft), construction records dating it to 1900-1929 and council tax band F. The latest certificate (October 2008) shows a D (score 57), a step below the typical UK home. The latest certificate is from October 2008, so improvements made since then won't be reflected.
Held since June 2009 — that's 17 years off the open market, well above the local norm. That sale fell during the post-crash dip, which often skews comparisons against later neighbouring sales. Across 2003–2009, sale prices on this property compounded at 4.4% per year. Today's modelled estimate of £436,000 sits 78% above the 2009 sale of £245,000. One planning record on file: a loft conversion approved in 2022. Past consents include a loft conversion, meaningful when judging how the property has evolved.
Before you decide
Everything you need to know about 45 Waterloo Gardens
The true value, the hidden risks and the full sale history, in one report.
Pick your report · from £14.99
One time fee only - money back guarantee
The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
45 Waterloo Gardens's EPC is over a decade old — improvements since won't be reflected.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 04 Oct 2018
Current Certificate
Oct 2008EPC Rating
A
B
C
D
D57
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Poor
CO2 Emissions
5.3 t/year
Occupancy
Owner Occupied
Certificate validity
Expired on 4 October 2018
Planning history
Applications and permits filed against 45 Waterloo Gardens, Cardiff, CF23 5AB, sourced from the PlanIt planning register.
1 application on record at 45 Waterloo Gardens, Cardiff, CF23 5AB
1decisions1extensions6documents1nearby
- Dec 2022Loft ConversionOutlineOutcome in report
Rear dormer loft extension, tiled to match existing roof, with Velux windows to the front elevation
- Documents
- 6 docs on file
- Reference
- 22/02734/CLD
Unlock 45 Waterloo Gardens, Cardiff, CF23 5AB's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (1 on record)
- All 1 application on this property in full, plus 1 notable nearby
- The 6 documents, officer reports & conditions
- What the pattern means for extending or converting here
£14.99one-off · instant
One time fee only - money back guarantee
Versus other Waterloo Gardens homes
Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.
On years held, 45 Waterloo Gardens stands well clear of the street.
Price per m²
£2,558
Street avg £3,272
Floor Area
96 m²
Street avg 110 m²
Habitable Rooms
5 rooms
Street avg 5 rooms
CO₂ Emissions
5.3 t/year
Street avg 4.9 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.
Crime
169/mo
Falling year-on-year across the wider district.
Nearest stop
0.2 km
Waterloo Gardens — bus stop.
Nearest stops
- Waterloo GardensBus stop189m
- Waterloo GardensBus stop192m
- Amesbury RoadBus stop283m
- Blenhiem RoadBus stop312m
Most reported crime locally
- Violence & Sexual Offences995 reports33%
- Anti-social Behaviour345 reports11%
- Public Order344 reports11%
- Shoplifting340 reports11%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £1,020 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
Property research, connected
Get up to date data on unlimited properties per month
Explore sale histories, valuations, energy ratings and local areas. Ask the assistant to connect the details and take your research further.
Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 45 Waterloo Gardens is modelled from its 96 m² EPC floor area, its 3 recorded sales and recent sales of comparable homes in CF23 5AB. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 3 sales are recorded for 45 Waterloo Gardens. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 45 Waterloo Gardens was lodged in October 2008 at band D and expired in October 2018, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 1 application is matched to 45 Waterloo Gardens. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF23 5AB.
- Council tax band
- 45 Waterloo Gardens is in council tax band F. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 45 Waterloo Gardens, Cardiff, CF23 5AB. Each answer is also embedded as structured data for search engines.
Know this home? Think our valuation is wrong?
Leave a note for other visitors about work done or anything the records miss, and say what you think it's worth. It takes about two minutes.
Keep exploring
- Every home in CF23 5ABSold prices, values and energy ratings for the postcode
- CF 23 property marketPrices, postcodes, schools and transport across the district
- 45 Waterloo Gardens, Cardiff valuationHow the estimate is built and what moves it
- UK house price mapExplore prices by district, year by year
- Report on another addressLook up any home in England and Wales