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43 Waterloo Gardens, Cardiff, CF23 5AB

5 sales on record2 planning records
Property type
Mid terrace
Bedrooms
3
Bathroom
1
Floor area
110 m²
1184 sq ft
Energy rating
C
Score 76
Council tax
Band F
Tenure
Owner Occupied
Overview

About 43 Waterloo Gardens

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

43 Waterloo Gardens is a three-bedroom mid-terrace house in Cardiff (CF23 5AB). It has a recorded floor area of 110 m² (around 1184 sq ft), construction records dating it to 1900-1929 and council tax band F. The latest certificate (March 2025) shows a C (score 76), near the top of the C band. When first surveyed in March 2010 the rating was E, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Poor, roof efficiency went from Average to Good and window efficiency went from Poor to Good. The recommended improvements would push it to B (score 88). The home occupies a cul-de-sac position.

Across 1997–2014, sale prices on this property compounded at 7.4% per year. Today's modelled estimate of £523,000 sits 66.8% above the 2014 sale of £313,500. On a £-per-square-foot basis, the last sale (£265/sq ft) was about 16.2% above the typical sold price in the postcode. Last sold in October 2014, so it's been off the market for around 12 years. Across the public record there are 5 sales, relatively high churn for a single property. 2 planning records sit against the property, 2 approved, 0 refused. Past consents include a loft conversion and an extension, meaningful when judging how the property has evolved. Its energy rating outperforms most of the postcode (better than 81% of similar EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms3
  • Bathrooms1
  • Dining roomYes

Outside

  • Cul-de-sacYes

Building

  • RefurbishedYes
Before you decide

Everything you need to know about 43 Waterloo Gardens

The true value, the hidden risks and the full sale history, in one report.

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Mar 2025

EPC Rating

A
B
C
C76
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
2.7 t/year
Occupancy
Owner Occupied

Property Improvements

Changes detected from historical EPC data

Mar 2025from Mar 2010
EPC improved fromE45toC76
Heating Controls
Prog + TRVsFull

Heating controls upgraded for better temperature management

Windows
Partial DoubleFull Double

Windows upgraded, improving insulation

Walls
Very PoorPoor

Wall insulation improved

Roof
AverageGood

Roof insulation improved

Low Energy Lighting
35%100%

More low energy lighting installed

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC CPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £1,085 · Includes VAT

Planning

Planning history

Applications and permits filed against 43 Waterloo Gardens, Cardiff, CF23 5AB, sourced from the PlanIt planning register.

Planning history includes both a loft conversion and an extension — the classic family-home expansion.

2 applications on record at 43 Waterloo Gardens, Cardiff, CF23 5AB

2decisions2extensions12documents1nearby
  1. Jul 2017
    ExtensionOutline
    Outcome in report

    Extension: Single storey · Rear of property

    SINGLE STOREY REAR EXTENSION TO INCREASE AND ENHANCE KITCHEN AND DINING SPACE

    Documents
    8 docs on file
    Reference
    17/01191/DCH
    Full record in report
  2. More recent applications — locked
  3. Loft ConversionDecision

Unlock 43 Waterloo Gardens, Cardiff, CF23 5AB's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (2 on record)
  • All 2 applications on this property in full, plus 1 notable nearby
  • The 12 documents, officer reports & conditions
  • What the pattern means for extending or converting here
£14.99one-off · instant

One time fee only - money back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

43 Waterloo Gardens has more than tripled in price since its earliest registered sale in 1997.

Current estimate

£523,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.4% per year over 18 years.

See how we calculated this
Last sold (2014)

£313,500

Growth on file: 7.4% per year over 18 years.

Sales timeline

  1. 31 October 2014Most recent

    £313,500

    +16.1%over 4 years
  2. 12 July 2010

    £269,950

    +10.2%over 4 years
  3. 5 July 2006

    £244,950

    +2.1%over 2 years
  4. 1 July 2004

    £239,950

    +166.8%over 7 years
  5. 10 April 1997

    £89,950

Median price across the last 5 sales in CF23 5AB: £445,000 (2025–2023).

On the street

Versus other Waterloo Gardens homes

Four headline reads against 20 similar houses on this street, drawn from the latest EPC and Land Registry data.

43 Waterloo Gardens outperforms the street on epc rating by a wide margin.

Price per m²

£2,850

Street avg £3,256

On par

Floor Area

110 m²

Street avg 111 m²

On par

Habitable Rooms

5 rooms

Street avg 5 rooms

Below

CO₂ Emissions

2.7 t/year

Street avg 5.1 t/year

Strongly above
Before you decide

Everything you need to know about 43 Waterloo Gardens

The true value, the hidden risks and the full sale history, in one report.

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.

Reported crime in the wider district is trending notably upward year-on-year.

Crime

9/mo

Rising year-on-year across the wider district.

Nearest stop

0.2 km

Waterloo Gardens — bus stop.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 43 Waterloo Gardens, Cardiff, CF23 5AB. Each answer is also embedded as structured data for search engines.