Model valuation£417,0008 Busby Close
Local market context
43 Waterloo Gardens, Cardiff, CF23 5AB
5 sales on record2 planning records
Estimated value
£487,000
- Since the 2014 sale (£313,500)+55%
- Against CF23 5AB's recent median (£445,000)+9%
Newest record on this page: March 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Mid terrace
Bedrooms
3
Bathroom
1
Floor area
110 m²
1184 sq ft
Energy rating
C
Score 76
Council tax
Band F
Tenure
Owner Occupied
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£487,000
- Against its 2014 sale (£313,500)+55%
- Against CF23 5AB's recent median (£445,000)+9%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 43 Waterloo Gardens is modelled from its 110 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in CF23 5AB. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
110 m² from the EPC lodged in March 2025
Sales of this home
5 sales recorded, the latest in 2014
Recent sales in CF23 5AB
5 sales, median £445,000 (2025–2023)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: March 2025 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | 1 of 2 applications | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
43 Waterloo Gardens has more than tripled in price since its earliest registered sale in 1997.
Sales timeline
31 October 2014Most recent
£313,500
+16.1%over 4 years12 July 2010
£269,950
+10.2%over 4 years5 July 2006
£244,950
+2.1%over 2 years1 July 2004
£239,950
+166.8%over 7 years10 April 1997
£89,950
Median price across the last 5 sales in CF23 5AB: £445,000 (2025–2023).
Nearby sales in CF23 5AB
What this page doesn't show
Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About 43 Waterloo Gardens
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
43 Waterloo Gardens is a three-bedroom mid-terrace house in Cardiff (CF23 5AB). It has a recorded floor area of 110 m² (around 1184 sq ft), construction records dating it to 1900-1929 and council tax band F. The latest certificate (March 2025) shows a C (score 76), near the top of the C band. When first surveyed in March 2010 the rating was E, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Poor, roof efficiency went from Average to Good and window efficiency went from Poor to Good. The recommended improvements would push it to B (score 88). The home occupies a cul-de-sac position.
Across 1997–2014, sale prices on this property compounded at 7.4% per year. Today's modelled estimate of £487,000 sits 55.3% above the 2014 sale of £313,500. On a £-per-square-foot basis, the last sale (£265/sq ft) was about 16.2% above the typical sold price in the postcode. Last sold in October 2014, so it's been off the market for around 12 years. Across the public record there are 5 sales, relatively high churn for a single property. 2 planning records sit against the property, 2 approved, 0 refused. Past consents include a loft conversion and an extension, meaningful when judging how the property has evolved. Its energy rating outperforms most of the postcode (better than 82% of similar EPCs).
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms3
- Bathrooms1
- Dining roomYes
Outside
- Cul-de-sacYes
Building
- RefurbishedYes
Before you decide
Everything you need to know about 43 Waterloo Gardens
The true value, the hidden risks and the full sale history, in one report.
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 2)
Mar 2025
EPC Rating
A
B
C
C76
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Good
CO2 Emissions
2.7 t/year
Occupancy
Owner Occupied
Certificate validity
Valid until 27 March 2035
Property Improvements
Changes detected from historical EPC data
Mar 2025from Mar 2010
EPC improved fromE45toC76
Heating Controls
Prog + TRVsFull
Heating controls upgraded for better temperature management
Windows
Partial DoubleFull Double
Windows upgraded, improving insulation
Walls
Very PoorPoor
Wall insulation improved
Roof
AverageGood
Roof insulation improved
Low Energy Lighting
35%100%
More low energy lighting installed
Planning history
Applications and permits filed against 43 Waterloo Gardens, Cardiff, CF23 5AB, sourced from the PlanIt planning register.
Planning history includes both a loft conversion and an extension — the classic family-home expansion.
2 applications on record at 43 Waterloo Gardens, Cardiff, CF23 5AB
2decisions2extensions12documents1nearby
- Jul 2017ExtensionOutlineOutcome in report
Extension: Single storey · Rear of property
SINGLE STOREY REAR EXTENSION TO INCREASE AND ENHANCE KITCHEN AND DINING SPACE
- Documents
- 8 docs on file
- Reference
- 17/01191/DCH
- More recent applications — locked
- Loft ConversionMar 2025Decision
Unlock 43 Waterloo Gardens, Cardiff, CF23 5AB's full planning history
You're seeing the shape of it. The report has the substance.
- Every decision — granted, refused or withdrawn (2 on record)
- All 2 applications on this property in full, plus 1 notable nearby
- The 12 documents, officer reports & conditions
- What the pattern means for extending or converting here
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Versus other Waterloo Gardens homes
Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.
43 Waterloo Gardens outperforms the street on epc rating by a wide margin.
Price per m²
£2,850
Street avg £3,256
Floor Area
110 m²
Street avg 109 m²
Habitable Rooms
5 rooms
Street avg 5 rooms
CO₂ Emissions
2.7 t/year
Street avg 5.0 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Cardiff district page.
Crime
169/mo
Falling year-on-year across the wider district.
Nearest stop
0.2 km
Waterloo Gardens — bus stop.
Nearest stops
- Waterloo GardensBus stop189m
- Waterloo GardensBus stop192m
- Amesbury RoadBus stop283m
- Blenhiem RoadBus stop312m
Most reported crime locally
- Violence & Sexual Offences995 reports33%
- Anti-social Behaviour345 reports11%
- Public Order344 reports11%
- Shoplifting340 reports11%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Get a survey for this property
Level 3 Building Survey
Victorian-eraMid-Terrace HouseEPC CPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £1,020 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 43 Waterloo Gardens is modelled from its 110 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in CF23 5AB. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 5 sales are recorded for 43 Waterloo Gardens. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 43 Waterloo Gardens was lodged in March 2025 at band C and is valid until March 2035. 2 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. 2 applications are matched to 43 Waterloo Gardens. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. Schools and stops are measured in a straight line from CF23 5AB.
- Council tax band
- 43 Waterloo Gardens is in council tax band F. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 43 Waterloo Gardens, Cardiff, CF23 5AB. Each answer is also embedded as structured data for search engines.
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- Every home in CF23 5ABSold prices, values and energy ratings for the postcode
- CF 23 property marketPrices, postcodes, schools and transport across the district
- 43 Waterloo Gardens, Cardiff valuationHow the estimate is built and what moves it
- UK house price mapExplore prices by district, year by year
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