Bank Cottage, Church Lane, Cauldon, Stoke On Trent, ST10 3EL
About Bank Cottage
Bank Cottage is a three-bedroom end-of-terrace house in Cauldon, Stoke-On-Trent, Stoke On Trent (ST10 3EL). It has a recorded floor area of 70 m² (around 753 sq ft), construction records dating it to before 1900 and council tax band C. The latest certificate (December 2019) shows a D (score 57), a step below the typical UK home. The recommended improvements would lift it to B (score 83), a 2-band jump. Main heating runs on oil.
It hasn't traded since July 2008, a hold of 18 years that's notably long for the area. That sale landed at the peak of the pre-credit-crunch market, which is a useful reference point when interpreting the price. At 70 m² it sits well below the postcode median (119 m² across 3 EPCs), making it one of the more compact homes locally. One planning record on file: an extension approved in 2009. Past consents include an extension, meaningful when judging how the property has evolved. Today's modelled estimate of £241,000 is 33.9% above the 2008 sale price.
Know exactly what you're buying at Bank Cottage
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
What this property has
Inside
- Bedrooms3
Energy performance
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Rating
Planning history
Bank Cottage has an approved side and rear extension on the planning record.
- Feb 2009ExtensionFullIn report
Extension: Side and rear of property
Single storey side and rear extension
- Documents
- 7 docs on file
- Reference
- SMD/2008/1422
We flagged 1 thing worth checking at Bank Cottage
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Larger development activity nearby
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Sales history & valuation
The latest sale landed at the peak of the pre-credit-crunch market — a high-water reference point.
£241,000
Modelled from EPC, postcode comparables.
£180,000
Recorded with HM Land Registry.
Sales timeline
13 July 2008Most recent
£180,000
Median price across the last 3 sales in ST10 3EL: £170,000 (2015–2010).
Everything we know about Bank Cottage, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Larger development activity nearby
Versus other Church Lane homes
Bank Cottage outperforms the street on epc rating by a wide margin.
EPC Rating
57 (D)
Street avg 39 (E)
Floor Area
70 m²
Street avg 109 m²
CO₂ Emissions
4.8 t/year
Street avg 9.1 t/year
Habitable Rooms
4 rooms
Street avg 4 rooms
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1 Hamps Cottages, Leek Road, Waterhouses
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1 Central Square, Waterhouses
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1 Portland Place, Waterhouses
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1 Manifold Close, Waterhouses
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The neighbourhood at a glance
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Church Lane — bus stop.
Closest school
1.4 km
Waterhouses CofE Primary Academy. 1 school nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Daytime· 07:00 – 23:00
43.0dB
Night-time· 23:00 – 07:00
35.9dB