2 Bank Cottages is a three-bedroom mid-terrace house in Hayfield, High Peak, High Peak (SK22 2EY). It has a recorded floor area of 98 m² (around 1055 sq ft), construction records dating it to before 1900 and council tax band C. The latest certificate (August 2020) shows an F (score 36), near the bottom of the EPC scale. Earlier certificates rated it D (July 2020); the latest reading is 2 bands lower. Between certificates, hot-water efficiency dropped from Good to Very Poor and lighting dropped from Very Good to Very Poor. The recommended improvements would lift it to B (score 84), a 4-band jump. Main heating runs on electricity. Other recorded features include notable views and a loft. Period features are noted in the property record. The home occupies a cul-de-sac position.
Sale prices here have outpaced High Peak HPI: 6% per year against 0% for the wider region. On a £-per-square-foot basis, the last sale (£270/sq ft) was about 47.8% above the typical sold price in the postcode. At 98 m² it's 24.1% larger than the typical home in the postcode (79 m² median across 5 EPCs). On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. A recent sale: £285,000 in December 2024.
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
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2 Bank Cottages sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
2 Bank Cottages has no planning applications on record.
Notable planning nearby
1applications of note in the surrounding area
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2 Bank Cottages has more than quadrupled in price since its earliest registered sale in 1996.
£301,000
Modelled from EPC, postcode comparables and a sale-price growth of 6.0% per year over 29 years.
£285,000
Growth on file: 6.0% per year over 29 years.
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
2 Bank Cottages is notably below the street on epc rating.
Price per m²
£2,908
Street avg £3,159
Floor Area
98 m²
Street avg 82 m²
Habitable Rooms
5 rooms
Street avg 4 rooms
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
3/mo
Steady year-on-year across the wider district.
Nearest stop
0.5 km

Daytime· 07:00 – 23:00
44.6dB

Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Changes detected from historical EPC data
Heating system changed
Changed to a more efficient fuel source
Heating controls changed
Hot water system changed
Low energy lighting percentage decreased
13 December 2024Most recent
£285,000
+427.8%over 28 years29 March 1996
£54,000
Median price across the last 5 sales in SK22 2EY: £295,000 (2025–2022).

CO₂ Emissions
13.0 t/year
Street avg 3.9 t/year
SK22 2JZ
Quarry — bus stop.
Closest school
0.4 km
Hayfield Primary School. 2 schools nearby.
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The full report breaks down crime, transport links, schools and air quality in depth.
Night-time· 23:00 – 07:00
38.1dB