What kind of home is 7 Bank Street, S40 1BH?

7 Bank Street, S40 1BH is a 2-bedroom end-of-terrace house.

When did 7 Bank Street, S40 1BH last change hands?

7 Bank Street, S40 1BH last sold for £83,000 in March 2016, around 10 years ago. Before that, it sold for £25,950 in May 2000, so prices have been rising over 16 years on record. Source: HM Land Registry.

Has 7 Bank Street, S40 1BH appreciated in value?

Across 2 sales between May 2000 and March 2016, 7 Bank Street, S40 1BH rose from £25,950 to £83,000, a change of £57,050. That works out to roughly +7.6% per year compounded over 16 years. Source: HM Land Registry.

What energy rating does 7 Bank Street, S40 1BH have?

The current EPC rating for 7 Bank Street, S40 1BH is D with a score of 64 out of 100, lodged in August 2025. The assessor estimates the property could reach a B. Source: EPC Register.

How big is 7 Bank Street, S40 1BH?

7 Bank Street, S40 1BH has a recorded floor area of 55 m² (592 sq ft), around 28 m² per bedroom. That makes it about 18% smaller than the median EPC-recorded property in S40 1BH. Source: EPC Register.

What heating system does 7 Bank Street, S40 1BH use?

The latest EPC at 7 Bank Street, S40 1BH records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 7 Bank Street, S40 1BH?

7 Bank Street, S40 1BH is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 7 Bank Street, S40 1BH in?

7 Bank Street, S40 1BH sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

Is 7 Bank Street, S40 1BH in a safe area?

Police records around 7 Bank Street, S40 1BH show an average of 4 reported crimes per month over the last 10 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 7 Bank Street, S40 1BH?

The closest primary school to 7 Bank Street, S40 1BH is Brampton Primary School (162m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (675m), with 5 secondaries in the surrounding area.

What is the nearest station to 7 Bank Street, S40 1BH?

The closest bus stop to 7 Bank Street, S40 1BH is Alma Street West, 109m away. In total there are 30 bus stops within the surrounding area.

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7 Bank Street, Chesterfield, S40 1BH

Property type

End terrace

Bedrooms

Bathroom

Floor area

55 m²

592 sq ft

Energy rating

Score 64

Council tax

Band A

Tenure

Owner Occupied

Overview

About 7 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

7 Bank Street is a two-bedroom end-of-terrace house in Chesterfield (S40 1BH). It has a recorded floor area of 55 m² (around 592 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (August 2025) shows a D (score 64), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since April 2015. Between certificates, lighting went from Very Poor to Poor; while roof efficiency dropped from Good to Average and window efficiency dropped from Average to Poor. The recommended improvements would lift it to B (score 81), a 2-band jump.

Across 2000–2016, sale prices on this property compounded at 7.6% per year. Today's modelled estimate of £131,000 sits 57.8% above the 2016 sale of £83,000. On a £-per-square-foot basis, the last sale (£140/sq ft) was about 29.7% above the typical sold price in the postcode. Last changed hands 10 years ago, in March 2016. At 55 m² it's 19.1% smaller than the typical home in the postcode (68 m² median across 23 EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Open-plan layoutYes
Dining roomYes

Outside

Private gardenYes
GarageYes

Before you decide

Everything you need to know about 7 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)

Aug 2025

EPC Rating

D64

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Poor

CO2 Emissions

2.7 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Aug 2025from Apr 2015

Heating Controls

Prog + TRVsFull

Heating controls upgraded for better temperature management

Low Energy Lighting

0%50%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraEnd-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 7 Bank Street, Chesterfield, S40 1BH, sourced from the PlanIt planning register.

7 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Sale price has grown by over 3x since 2000.

Current estimate

£131,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.6% per year over 16 years.

See how we calculated this

Last sold (2016)

£83,000

Growth on file: 7.6% per year over 16 years.

Sales timeline

30 March 2016Most recent
£83,000
+219.8%over 15 years
11 May 2000
£25,950

Median price across the last 5 sales in S40 1BH: £135,000 (2023–2022).

Nearby sales in S40 1BH

On the street

Versus other Bank Street homes

Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.

Floor Area for 7 Bank Street lags the street by a wide margin.

Price per m²

£1,509

Street avg £1,344

On par

Floor Area

55 m²

Street avg 72 m²

Strongly below

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

2.7 t/year

Street avg 4.1 t/year

Strongly above

Before you decide

Everything you need to know about 7 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£134k

1 Foljambe Road

S40 1NN

2 bed

£135k

1 Charles Street

S40 1DE

2 bed

£124k

1 Alford Close

S40 1YP

2 bed1 bath

£135k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£138k

1 Angel Yard

S40 1JP

3 bed1 bath

£228k

1 Albion Road

S40 1NB

3 bed1 bath

£275k

1 Churston Road

S40 1HR

3 bed1 bath

£304k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Alma Street West — bus stop.

Closest school

0.2 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BH from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for S40 1BH

Night-time· 23:00 – 07:00

41.4dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 7 Bank Street, Chesterfield, S40 1BH. Each answer is also embedded as structured data for search engines.