What kind of home is 43 Bank Street, S40 1BH?

43 Bank Street, S40 1BH is a 2-bedroom end-of-terrace house.

What did 43 Bank Street, S40 1BH sell for?

43 Bank Street, S40 1BH last sold for £135,000 in March 2022, around 4 years ago. Before that, it sold for £107,500 in July 2008, so prices have been rising over 14 years on record. Source: HM Land Registry.

How has the value of 43 Bank Street, S40 1BH changed over time?

Across 2 sales between July 2008 and March 2022, 43 Bank Street, S40 1BH rose from £107,500 to £135,000, a change of £27,500. That works out to roughly +1.7% per year compounded over 14 years. Source: HM Land Registry.

What is the EPC rating for 43 Bank Street, S40 1BH?

The current EPC rating for 43 Bank Street, S40 1BH is D with a score of 64 out of 100, lodged in July 2021. The assessor estimates the property could reach a B. Source: EPC Register.

How big is 43 Bank Street, S40 1BH?

43 Bank Street, S40 1BH has a recorded floor area of 92 m² (990 sq ft), around 46 m² per bedroom. That makes it about 39% larger than the median EPC-recorded property in S40 1BH. Source: EPC Register.

What heating system does 43 Bank Street, S40 1BH use?

The latest EPC at 43 Bank Street, S40 1BH records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 43 Bank Street, S40 1BH?

43 Bank Street, S40 1BH is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 43 Bank Street, S40 1BH in?

43 Bank Street, S40 1BH sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

What is crime like near 43 Bank Street, S40 1BH?

Police records around 43 Bank Street, S40 1BH show an average of 338 reported crimes per month over the last 16 months. Violent crime makes up roughly 37% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 43 Bank Street, S40 1BH?

The closest primary school to 43 Bank Street, S40 1BH is Brampton Primary School (162m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (675m), with 5 secondaries in the surrounding area.

What transport links are near 43 Bank Street, S40 1BH?

The closest bus stop to 43 Bank Street, S40 1BH is Alma Street West, 109m away. In total there are 30 bus stops within the surrounding area.

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43 Bank Street, Chesterfield, S40 1BH

Estimated value

£174,000

Since the 2022 sale (£135,000)+29%
Against S40 1BH's recent median (£135,000)+29%

Newest record on this page: November 2023. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation

Property type

End terrace

Bedrooms

Bathroom

Floor area

92 m²

990 sq ft

Energy rating

Score 64

Council tax

Band A

Tenure

Freehold

Get directions

Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£174,000

Against its 2022 sale (£135,000)+29%
Against S40 1BH's recent median (£135,000)+29%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 43 Bank Street is modelled from its 92 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in S40 1BH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

Floor area
92 m² from the EPC lodged in July 2021
Sales of this home
2 sales recorded, the latest in 2022
Recent sales in S40 1BH
5 sales, median £135,000 (2023–2021)

This page or the full report?

Data	This page	Full report
Sales	Latest sale shown: November 2023	Latest available records, read when you order
Valuation	Estimate from the last refresh	Analysed against comparable sales
Planning	None on this home	Full history, plus nearby schemes
Flood risk	Not shown	Included

Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Sales timeline

25 March 2022Most recent
£135,000
+25.6%over 13 years
17 July 2008
£107,500

Median price across the last 5 sales in S40 1BH: £135,000 (2023–2021).

Nearby sales in S40 1BH

Risks

What this page doesn't show

2 potential issues have already been flagged for 43 Bank Street, Chesterfield, S40 1BH. The detail, evidence and what to ask about it are in the Risks Report.

Signs of HMO activity in the areaIn report
Larger development activity nearbyIn report
Flood risk from rivers, sea and surface waterIn report
Subsidence and ground-stability signalsIn report
Refusals, enforcement and big schemes nearbyIn report

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Overview

About 43 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

43 Bank Street is a two-bedroom end-of-terrace house in Chesterfield (S40 1BH). It has a recorded floor area of 92 m² (around 990 sq ft), construction records dating it to 1967-1975 and council tax band A. Tenure is freehold. The latest certificate (July 2021) shows a D (score 64), on the cusp of jumping into the C band. The recommended improvements would lift it to B (score 81), a 2-band jump.

At 92 m² the property is well over the postcode median (67 m² across 23 EPCs), placing it in the larger end of the local stock. Across 2008–2022, sale prices on this property compounded at 1.7% per year. Today's modelled estimate of £174,000 is 28.9% above the 2022 sale price. On a £-per-square-foot basis, the last sale (£136/sq ft) was about 28.9% above the typical sold price in the postcode. Last sale on file: £135,000 in March 2022. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Dining roomYes
CloakroomYes
FireplaceYes

Outside

Private gardenRear
GarageYes

Building

TenureFreehold
RefurbishedYes

Before you decide

Everything you need to know about 43 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate

Jul 2021

EPC Rating

D64

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

4.2 t/year

Occupancy

Owner Occupied

Certificate validity

Valid until 6 July 2031

4 years remaining

Planning

Planning history

Applications and permits filed against 43 Bank Street, Chesterfield, S40 1BH, sourced from the PlanIt planning register.

43 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Bank Street homes

Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.

43 Bank Street outperforms the street on floor area by a wide margin.

Price per m²

£1,467

Street avg £1,346

On par

Floor Area

92 m²

Street avg 70 m²

Strongly above

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

4.2 t/year

Street avg 4.0 t/year

Below

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

338/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Alma Street West — bus stop.

Closest school

0.2 km

Brampton Primary School. 25 schools nearby.

Nearest schools

Brampton Primary SchoolPrimary162m
William Rhodes Primary and Nursery SchoolPrimary651m
Parkside Community SchoolSecondary675m
St Mary's Catholic PrimaryPrimary684m

Nearest stops

Alma Street WestBus stop109m
Wheatbridge RoadBus stop210m
Mecca BingoBus stop225m
West Bars RoundaboutBus stop226m

Most reported crime locally

Violence & Sexual Offences2,017 reports37%
Anti-social Behaviour937 reports17%
Shoplifting586 reports11%
Public Order520 reports10%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BH from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for S40 1BH

Night-time· 23:00 – 07:00

41.4dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

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Late 20th centuryEnd-Terrace HouseFreeholdEPC D

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Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£145k

1 Foljambe Road

S40 1NN

2 bed

£131k

1 Charles Street

S40 1DE

2 bed

£124k

1 Alford Close

S40 1YP

2 bed1 bath

£197k

1 Albion Road

S40 1NB

3 bed1 bath

£140k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£139k

1 Angel Yard

S40 1JP

3 bed1 bath

£283k

1 Churston Road

S40 1HR

3 bed1 bath

£328k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.

Valuation method in detail

How the estimate is made: The estimate for 43 Bank Street is modelled from its 92 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in S40 1BH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from: Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 43 Bank Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC: Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 43 Bank Street was lodged in July 2021 at band D and is valid until July 2031. Floor area, heating and insulation details on this page come from it.
Planning records: Planning applications are collected from local authority registers through PlanIt. None is matched to 43 Bank Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures: Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from S40 1BH, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band: 43 Bank Street is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 43 Bank Street, Chesterfield, S40 1BH. Each answer is also embedded as structured data for search engines.

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43 Bank Street, Chesterfield, S40 1BH

How the estimate is made

What it's based on

This page or the full report?

Sales timeline

Nearby sales in S40 1BH

Inside

Outside

Building

Everything you need to know about 43 Bank Street

EPC Rating

Nearest schools

Nearest stops

Most reported crime locally

Level 2 HomeBuyer Report

1 Foljambe Road

1 Charles Street

1 Alford Close

1 Albion Road

1 Angel Apartments, Angel Yard

1 Angel Yard

1 Churston Road

1 Ashgate Avenue

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