What type of property is 39 Bank Street, S40 1BH?

39 Bank Street, S40 1BH is a 3-bedroom mid-terrace house.

What was the last sold price for 39 Bank Street, S40 1BH?

39 Bank Street, S40 1BH last sold for £115,000 in April 2021, around 5 years ago. Before that, it sold for £65,000 in August 2013, so prices have been rising over 8 years on record. Source: HM Land Registry.

How has the value of 39 Bank Street, S40 1BH changed over time?

Across 2 sales between August 2013 and April 2021, 39 Bank Street, S40 1BH rose from £65,000 to £115,000, a change of £50,000. That works out to roughly +7.7% per year compounded over 8 years. Source: HM Land Registry.

How energy efficient is 39 Bank Street, S40 1BH?

The current EPC rating for 39 Bank Street, S40 1BH is C with a score of 71 out of 100, lodged in October 2015. It has improved from a E recorded in May 2013 (2 bands). The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 39 Bank Street, S40 1BH?

39 Bank Street, S40 1BH has a recorded floor area of 91 m² (980 sq ft), around 30 m² per bedroom. That makes it about 38% larger than the median EPC-recorded property in S40 1BH. Source: EPC Register.

How is 39 Bank Street, S40 1BH heated?

The latest EPC at 39 Bank Street, S40 1BH records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 39 Bank Street, S40 1BH?

39 Bank Street, S40 1BH is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 39 Bank Street, S40 1BH located?

39 Bank Street, S40 1BH sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

How safe is the area around 39 Bank Street, S40 1BH?

Police records around 39 Bank Street, S40 1BH show an average of 4 reported crimes per month over the last 10 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 39 Bank Street, S40 1BH?

The closest primary school to 39 Bank Street, S40 1BH is Brampton Primary School (162m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (675m), with 5 secondaries in the surrounding area.

How well connected is 39 Bank Street, S40 1BH?

The closest bus stop to 39 Bank Street, S40 1BH is Alma Street West, 109m away. In total there are 30 bus stops within the surrounding area.

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39 Bank Street, Chesterfield, S40 1BH

Property type

Mid terrace

Bedrooms

Bathroom

Floor area

91 m²

980 sq ft

Energy rating

Score 71

Council tax

Band A

Tenure

Owner Occupied

Overview

About 39 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

39 Bank Street is a three-bedroom mid-terrace house in Chesterfield (S40 1BH). It has a recorded floor area of 91 m² (around 980 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (October 2015) shows a C (score 71). When first surveyed in May 2013 the rating was E, the property has climbed 2 bands since. Between certificates, wall efficiency went from Very Poor to Poor, roof efficiency went from Very Poor to Good and window efficiency went from Very Poor to Good; while lighting dropped from Good to Average. The recommended improvements would push it to B (score 85). The latest certificate is from October 2015, so improvements made since then won't be reflected.

At 91 m² the property is well over the postcode median (67 m² across 23 EPCs), placing it in the larger end of the local stock. Its energy rating outperforms most of the postcode (better than 83% of similar EPCs). Across 2013–2021, sale prices on this property compounded at 7.7% per year. Today's modelled estimate of £152,000 is 32.2% above the 2021 sale price. Most recent transfer: April 2021 at £115,000. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms3
Bathrooms1

Before you decide

Everything you need to know about 39 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 13 Oct 2025

Current Certificate(1 of 2)

Oct 2015

EPC Rating

C71

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

3.3 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Oct 2015from May 2013

EPC improved fromE40toC71

Heating Controls

Prog + StatFull

Heating controls upgraded for better temperature management

Hot Water

AverageGood

Hot water efficiency improved

Windows

SingleFull Double

Single glazing replaced with double or better glazing

Walls

Very PoorPoor

Wall insulation improved

Roof

Very PoorGood

Roof insulation improved

Low Energy Lighting

50%25%

Low energy lighting percentage decreased

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC CPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 39 Bank Street, Chesterfield, S40 1BH, sourced from the PlanIt planning register.

39 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Current estimate

£152,000

Modelled from EPC, postcode comparables and a sale-price growth of 7.7% per year over 8 years.

See how we calculated this

Last sold (2021)

£115,000

Growth on file: 7.7% per year over 8 years.

Sales timeline

15 April 2021Most recent
£115,000
+76.9%over 7 years
20 August 2013
£65,000

Median price across the last 5 sales in S40 1BH: £135,000 (2023–2022).

Nearby sales in S40 1BH

On the street

Versus other Bank Street homes

Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.

On habitable rooms, 39 Bank Street stands well clear of the street.

Price per m²

£1,264

Street avg £1,359

Below

Floor Area

91 m²

Street avg 70 m²

Strongly above

Habitable Rooms

5 rooms

Street avg 4 rooms

Strongly above

CO₂ Emissions

3.3 t/year

Street avg 4.0 t/year

Above

Before you decide

Everything you need to know about 39 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£138k

1 Angel Yard

S40 1JP

3 bed1 bath

£135k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£228k

1 Albion Road

S40 1NB

3 bed1 bath

£275k

1 Churston Road

S40 1HR

3 bed1 bath

£304k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

£135k

1 Charles Street

S40 1DE

2 bed

£134k

1 Foljambe Road

S40 1NN

2 bed

£124k

1 Alford Close

S40 1YP

2 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Alma Street West — bus stop.

Closest school

0.2 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BH from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for S40 1BH

Night-time· 23:00 – 07:00

41.4dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 39 Bank Street, Chesterfield, S40 1BH. Each answer is also embedded as structured data for search engines.