What type of property is 20 Bank Street, S40 1BH?

20 Bank Street, S40 1BH is a 2-bedroom end-of-terrace house.

What was the last sold price for 20 Bank Street, S40 1BH?

20 Bank Street, S40 1BH last sold for £60,000 in March 2005, around 21 years ago. Before that, it sold for £60,000 in January 2005. Source: HM Land Registry.

What energy rating does 20 Bank Street, S40 1BH have?

The current EPC rating for 20 Bank Street, S40 1BH is D with a score of 61 out of 100, lodged in June 2025. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 20 Bank Street, S40 1BH?

20 Bank Street, S40 1BH has a recorded floor area of 66 m² (710 sq ft), around 33 m² per bedroom. Source: EPC Register.

How is 20 Bank Street, S40 1BH heated?

The latest EPC at 20 Bank Street, S40 1BH records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 20 Bank Street, S40 1BH?

20 Bank Street, S40 1BH is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 20 Bank Street, S40 1BH located?

20 Bank Street, S40 1BH sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

Is 20 Bank Street, S40 1BH in a safe area?

Police records around 20 Bank Street, S40 1BH show an average of 4 reported crimes per month over the last 10 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 20 Bank Street, S40 1BH?

The closest primary school to 20 Bank Street, S40 1BH is Brampton Primary School (162m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (675m), with 5 secondaries in the surrounding area.

How well connected is 20 Bank Street, S40 1BH?

The closest bus stop to 20 Bank Street, S40 1BH is Alma Street West, 109m away. In total there are 30 bus stops within the surrounding area.

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20 Bank Street, Chesterfield, S40 1BH

Property type

End terrace

Bedrooms

Bathroom

Floor area

66 m²

710 sq ft

Energy rating

Score 61

Council tax

Band A

Tenure

Freehold

Overview

About 20 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Bank Street is a two-bedroom end-of-terrace house in Chesterfield (S40 1BH). It has a recorded floor area of 66 m² (around 710 sq ft), construction records dating it to 1900-1929 and council tax band A. Tenure is freehold. The latest certificate (June 2025) shows a D (score 61), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since October 2013. Between certificates, lighting went from Poor to Very Good; while window efficiency dropped from Good to Average. The recommended improvements would lift it to B (score 86), a 2-band jump.

Untraded for 21 years, with the last transfer in March 2005. Today's modelled estimate of £132,000 sits 120% above the 2005 sale of £60,000. On a £-per-square-foot basis, the last sale (£84/sq ft) was about 24.8% below the postcode norm.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Dining roomYes
FireplaceYes

Outside

Private gardenYes

Building

TenureFreehold

Before you decide

Everything you need to know about 20 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)

Jun 2025

EPC Rating

D61

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

3.7 t/year

Occupancy

Rented

Property Improvements

Changes detected from historical EPC data

Jun 2025from Oct 2013

Heating Controls

Prog + TRVsFull

Heating controls upgraded for better temperature management

Low Energy Lighting

18%78%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraEnd-Terrace HouseFreeholdEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 Bank Street, Chesterfield, S40 1BH, sourced from the PlanIt planning register.

20 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

20 Bank Street changed hands twice within eighteen months — unusual for the area.

Current estimate

£132,000

Modelled from EPC, postcode comparables.

See how we calculated this

Last sold (2005)

£60,000

Recorded with HM Land Registry.

Sales timeline

18 March 2005Most recent
£60,000
10 January 2005
£60,000

Median price across the last 5 sales in S40 1BH: £135,000 (2023–2022).

Nearby sales in S40 1BH

On the street

Versus other Bank Street homes

Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.

Price per m² for 20 Bank Street lags the street by a wide margin.

Price per m²

£909

Street avg £1,381

Below

Floor Area

66 m²

Street avg 72 m²

Below

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

3.7 t/year

Street avg 4.0 t/year

On par

Before you decide

Everything you need to know about 20 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£134k

1 Foljambe Road

S40 1NN

2 bed

£135k

1 Charles Street

S40 1DE

2 bed

£124k

1 Alford Close

S40 1YP

2 bed1 bath

£135k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£138k

1 Angel Yard

S40 1JP

3 bed1 bath

£228k

1 Albion Road

S40 1NB

3 bed1 bath

£275k

1 Churston Road

S40 1HR

3 bed1 bath

£304k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Alma Street West — bus stop.

Closest school

0.2 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BH from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for S40 1BH

Night-time· 23:00 – 07:00

41.4dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Bank Street, Chesterfield, S40 1BH. Each answer is also embedded as structured data for search engines.