Model valuation£417,0008 Busby Close
Local market context
20 Bank Street, Chesterfield, S40 1BH
Estimated value
£132,000
- Since the 2005 sale (£60,000)+120%
- Against S40 1BH's recent median (£135,000)-2%
Newest record on this page: June 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
End terrace
Bedrooms
2
Bathroom
1
Floor area
66 m²
710 sq ft
Energy rating
D
Score 61
Council tax
Band A
Tenure
Freehold
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£132,000
- Against its 2005 sale (£60,000)+120%
- Against S40 1BH's recent median (£135,000)-2%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 20 Bank Street is modelled from its 66 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in S40 1BH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
66 m² from the EPC lodged in June 2025
Sales of this home
2 sales recorded, the latest in 2005
Recent sales in S40 1BH
5 sales, median £135,000 (2023–2022)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: November 2023 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
20 Bank Street changed hands twice within eighteen months — unusual for the area.
Sales timeline
18 March 2005Most recent
£60,000
10 January 2005
£60,000
Median price across the last 5 sales in S40 1BH: £135,000 (2023–2022).
Nearby sales in S40 1BH
What this page doesn't show
2 potential issues have already been flagged for 20 Bank Street, Chesterfield, S40 1BH. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 20 Bank Street
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Bank Street is a two-bedroom end-of-terrace house in Chesterfield (S40 1BH). It has a recorded floor area of 66 m² (around 710 sq ft), construction records dating it to 1900-1929 and council tax band A. Tenure is freehold. The latest certificate (June 2025) shows a D (score 61), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since October 2013. Between certificates, lighting went from Poor to Very Good; while window efficiency dropped from Good to Average. The recommended improvements would lift it to B (score 86), a 2-band jump.
Untraded for 21 years, with the last transfer in March 2005. Today's modelled estimate of £132,000 sits 120% above the 2005 sale of £60,000. On a £-per-square-foot basis, the last sale (£84/sq ft) was about 24.8% below the postcode norm.
What this property has
Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.
Inside
- Bedrooms2
- Bathrooms1
- Dining roomYes
- FireplaceYes
Outside
- Private gardenYes
Building
- TenureFreehold
Before you decide
Everything you need to know about 20 Bank Street
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
Pick your report · from £14.99
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Recommended upgrades on file would lift this property by multiple EPC bands.
Current Certificate(1 of 2)
Jun 2025
EPC Rating
A
B
C
D
D61
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
3.7 t/year
Occupancy
Rented
Certificate validity
Valid until 8 June 2035
Property Improvements
Changes detected from historical EPC data
Jun 2025from Oct 2013
Heating Controls
Prog + TRVsFull
Heating controls upgraded for better temperature management
Low Energy Lighting
18%78%
More low energy lighting installed
Planning history
Applications and permits filed against 20 Bank Street, Chesterfield, S40 1BH, sourced from the PlanIt planning register.
20 Bank Street has no planning applications on record.
8
But the area is active
8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Bank Street homes
Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.
Price per m² for 20 Bank Street lags the street by a wide margin.
Price per m²
£909
Street avg £1,381
Floor Area
66 m²
Street avg 72 m²
Habitable Rooms
4 rooms
Street avg 4 rooms
CO₂ Emissions
3.7 t/year
Street avg 4.0 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.
Crime
338/mo
Steady year-on-year across the wider district.
Nearest stop
0.1 km
Alma Street West — bus stop.
Closest school
0.2 km
Brampton Primary School. 25 schools nearby.
Nearest schools
- Brampton Primary SchoolPrimary162m
- William Rhodes Primary and Nursery SchoolPrimary651m
- Parkside Community SchoolSecondary675m
- St Mary's Catholic PrimaryPrimary684m
Nearest stops
- Alma Street WestBus stop109m
- Wheatbridge RoadBus stop210m
- Mecca BingoBus stop225m
- West Bars RoundaboutBus stop226m
Most reported crime locally
- Violence & Sexual Offences2,017 reports37%
- Anti-social Behaviour937 reports17%
- Shoplifting586 reports11%
- Public Order520 reports10%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around S40 1BH from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
52.6dB
Night-time· 23:00 – 07:00
41.4dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraEnd-Terrace HouseFreeholdEPC DPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£131k
1 Charles Street
S40 1DE
2 bed
£124k
1 Alford Close
S40 1YP
2 bed1 bath
£145k
1 Foljambe Road
S40 1NN
2 bed
£139k
1 Angel Yard
S40 1JP
3 bed1 bath
£140k
1 Angel Apartments, Angel Yard
S40 1JP
Flat3 bed1 bath
£197k
1 Albion Road
S40 1NB
3 bed1 bath
£283k
1 Churston Road
S40 1HR
3 bed1 bath
£328k
1 Ashgate Avenue
S40 1JB
3 bed1 bath
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 20 Bank Street is modelled from its 66 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in S40 1BH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 20 Bank Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Bank Street was lodged in June 2025 at band D and is valid until June 2035. 2 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Bank Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from S40 1BH, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 20 Bank Street is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 20 Bank Street, Chesterfield, S40 1BH. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in S40 1BHSold prices, values and energy ratings for the postcode
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- 20 Bank Street, Chesterfield valuationHow the estimate is built and what moves it
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- Report on another addressLook up any home in England and Wales