What type of property is 2 Bank Street, S40 1BH?

2 Bank Street, S40 1BH is a 2-bedroom semi-detached house.

When did 2 Bank Street, S40 1BH last change hands?

2 Bank Street, S40 1BH last sold for £132,000 in January 2021, around 5 years ago. Land Registry has 3 sales on record going back to £89,000 in May 2004. Source: HM Land Registry.

Has 2 Bank Street, S40 1BH appreciated in value?

Across 3 sales between May 2004 and January 2021, 2 Bank Street, S40 1BH rose from £89,000 to £132,000, a change of £43,000. That works out to roughly +2.4% per year compounded over 17 years. Source: HM Land Registry.

What energy rating does 2 Bank Street, S40 1BH have?

The current EPC rating for 2 Bank Street, S40 1BH is D with a score of 62 out of 100, lodged in September 2020. The assessor estimates the property could reach a B. Source: EPC Register.

What is the floor area of 2 Bank Street, S40 1BH?

2 Bank Street, S40 1BH has a recorded floor area of 82 m² (883 sq ft), around 41 m² per bedroom. That makes it about 24% larger than the median EPC-recorded property in S40 1BH. Source: EPC Register.

How is 2 Bank Street, S40 1BH heated?

The latest EPC at 2 Bank Street, S40 1BH records mains gas as the main heating fuel. Source: EPC Register.

What council tax band is 2 Bank Street, S40 1BH?

2 Bank Street, S40 1BH is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Where is 2 Bank Street, S40 1BH located?

2 Bank Street, S40 1BH sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

What is crime like near 2 Bank Street, S40 1BH?

Police records around 2 Bank Street, S40 1BH show an average of 4 reported crimes per month over the last 10 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

Which schools serve 2 Bank Street, S40 1BH?

The closest primary school to 2 Bank Street, S40 1BH is Brampton Primary School (162m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (675m), with 5 secondaries in the surrounding area.

How well connected is 2 Bank Street, S40 1BH?

The closest bus stop to 2 Bank Street, S40 1BH is Alma Street West, 109m away. In total there are 30 bus stops within the surrounding area.

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2 Bank Street, Chesterfield, S40 1BH

3 sales on record

Property type

Semi-detached

Bedrooms

Bathroom

Floor area

82 m²

883 sq ft

Energy rating

Score 62

Council tax

Band A

Tenure

Owner Occupied

Overview

About 2 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

2 Bank Street is a two-bedroom semi-detached house in Chesterfield (S40 1BH). It has a recorded floor area of 82 m² (around 883 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (September 2020) shows a D (score 62), on the cusp of jumping into the C band. The rating has held steady at D across 3 certificates since September 2010. Between certificates, roof efficiency went from Very Poor to Very Good and lighting went from Good to Very Good. The recommended improvements would lift it to B (score 82), a 2-band jump.

At 82 m² it's 22.4% larger than the typical home in the postcode (67 m² median across 23 EPCs). Across 2004–2021, sale prices on this property compounded at 2.4% per year. Today's modelled estimate of £175,000 is 32.6% above the 2021 sale price. On a £-per-square-foot basis, the last sale (£150/sq ft) was about 37.8% above the typical sold price in the postcode. Last sale on file: £132,000 in January 2021. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Dining roomYes
Utility roomYes

Outside

GarageYes

Building

RefurbishedYes

Before you decide

Everything you need to know about 2 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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The data behind every report

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 3)

Sept 2020

EPC Rating

D62

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Good

CO2 Emissions

3.9 t/year

Occupancy

Owner Occupied

Property Improvements

Changes detected from historical EPC data

Sept 2015from Sept 2010

EPC improved fromD56toE39

Heating Controls

Prog + TRVsProg + Stat

Heating controls upgraded for better temperature management

Low Energy Lighting

50%0%

Low energy lighting percentage decreased

Sept 2020from Sept 2015

EPC improved fromE39toD62

Heating Controls

Prog + StatFull

Heating controls upgraded for better temperature management

Windows

AverageGood

Window efficiency improved

Walls

Very PoorPoor

Wall insulation improved

Roof Insulation

UninsulatedWell Insulated

Loft insulation installed or upgraded to 250mm+

Low Energy Lighting

0%71%

More low energy lighting installed

Get a survey for this property

Level 3 Building Survey

Victorian-eraSemi-Detached HouseEPC DPre-1919 build

Because the property was built before 1919, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against 2 Bank Street, Chesterfield, S40 1BH, sourced from the PlanIt planning register.

2 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Current estimate

£175,000

Modelled from EPC, postcode comparables and a sale-price growth of 2.4% per year over 17 years.

See how we calculated this

Last sold (2021)

£132,000

Growth on file: 2.4% per year over 17 years.

Sales timeline

22 January 2021Most recent
£132,000
+38.9%over 9 years
16 December 2011
£95,000
+6.7%over 7 years
6 May 2004
£89,000

Median price across the last 5 sales in S40 1BH: £135,000 (2023–2022).

Nearby sales in S40 1BH

On the street

Versus other Bank Street homes

Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.

2 Bank Street outperforms the street on floor area by a wide margin.

Price per m²

£1,610

Street avg £1,338

Above

Floor Area

82 m²

Street avg 71 m²

Strongly above

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

3.9 t/year

Street avg 4.0 t/year

On par

Before you decide

Everything you need to know about 2 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£135k

1 Charles Street

S40 1DE

2 bed

£134k

1 Foljambe Road

S40 1NN

2 bed

£124k

1 Alford Close

S40 1YP

2 bed1 bath

£138k

1 Angel Yard

S40 1JP

3 bed1 bath

£135k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£228k

1 Albion Road

S40 1NB

3 bed1 bath

£275k

1 Churston Road

S40 1HR

3 bed1 bath

£304k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Alma Street West — bus stop.

Closest school

0.2 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BH from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for S40 1BH

Night-time· 23:00 – 07:00

41.4dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 2 Bank Street, Chesterfield, S40 1BH. Each answer is also embedded as structured data for search engines.