What kind of home is 12 Bank Street, S40 1BH?

12 Bank Street, S40 1BH is a 2-bedroom mid-terrace house.

What was the last sold price for 12 Bank Street, S40 1BH?

12 Bank Street, S40 1BH last sold for £85,000 in February 2005, around 21 years ago. Before that, it sold for £60,000 in November 2004. Source: HM Land Registry.

How energy efficient is 12 Bank Street, S40 1BH?

The current EPC rating for 12 Bank Street, S40 1BH is C with a score of 69 out of 100, lodged in June 2017. The assessor estimates the property could reach a B. Source: EPC Register.

How big is 12 Bank Street, S40 1BH?

12 Bank Street, S40 1BH has a recorded floor area of 68 m² (732 sq ft), around 34 m² per bedroom. Source: EPC Register.

What heating system does 12 Bank Street, S40 1BH use?

The latest EPC at 12 Bank Street, S40 1BH records mains gas as the main heating fuel. Source: EPC Register.

What is the council tax band for 12 Bank Street, S40 1BH?

12 Bank Street, S40 1BH is in council tax band A. That sits at the lower end of the A-H ladder, typically reflecting smaller floor areas or lower 1991 valuations.

Which area is 12 Bank Street, S40 1BH in?

12 Bank Street, S40 1BH sits in Chesterfield. It falls within the S40 postcode district in Derbyshire.

What is crime like near 12 Bank Street, S40 1BH?

Police records around 12 Bank Street, S40 1BH show an average of 4 reported crimes per month over the last 10 months. Violent crime makes up roughly 34% of reports, the most common category. The overall trend is broadly stable. Source: Police UK.

What schools are near 12 Bank Street, S40 1BH?

The closest primary school to 12 Bank Street, S40 1BH is Brampton Primary School (162m), one of 20 primaries within walking distance. The closest secondary is Parkside Community School (675m), with 5 secondaries in the surrounding area.

What transport links are near 12 Bank Street, S40 1BH?

The closest bus stop to 12 Bank Street, S40 1BH is Alma Street West, 109m away. In total there are 30 bus stops within the surrounding area.

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12 Bank Street, Chesterfield, S40 1BH

Property type

Mid terrace

Bedrooms

Bathroom

Floor area

68 m²

732 sq ft

Energy rating

Score 69

Council tax

Band A

Tenure

Owner Occupied

Overview

About 12 Bank Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

12 Bank Street is a two-bedroom mid-terrace house in Chesterfield (S40 1BH). It has a recorded floor area of 68 m² (around 732 sq ft), construction records dating it to 1930-1949 and council tax band A. The latest certificate (June 2017) shows a C (score 69), just inside the C band. The recommended improvements would push it to B (score 88).

Held since February 2005 — that's 21 years off the open market, well above the local norm. Across 2004–2005, sale prices on this property compounded at 41.7% per year. Today's modelled estimate of £146,000 sits 71.8% above the 2005 sale of £85,000. Its energy rating outperforms most of the postcode (better than 83% of similar EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

Bedrooms2
Bathrooms1
Dining roomYes

Outside

Private gardenRear

Before you decide

Everything you need to know about 12 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearbyRecent ownership pattern worth a look

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Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

EPC Rating

C69

Main Heating

Gas

Main Fuel

Gas

Hot Water

Good

Windows

Average

CO2 Emissions

2.8 t/year

Occupancy

Owner Occupied

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Level 2 HomeBuyer Report

Early 20th centuryMid-Terrace HouseEPC C

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Planning

Planning history

Applications and permits filed against 12 Bank Street, Chesterfield, S40 1BH, sourced from the PlanIt planning register.

12 Bank Street has no planning applications on record.

But the area is active

8 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

12 Bank Street changed hands twice within eighteen months — unusual for the area.

Current estimate

£146,000

Modelled from EPC, postcode comparables and a sale-price growth of 41.7% per year over 1 year.

See how we calculated this

Last sold (2005)

£85,000

Growth on file: 41.7% per year over 1 year.

Sales timeline

28 February 2005Most recent
£85,000
+41.7%
25 November 2004
£60,000

Median price across the last 5 sales in S40 1BH: £135,000 (2023–2022).

Nearby sales in S40 1BH

On the street

Versus other Bank Street homes

Four headline reads against 21 similar houses on this street, drawn from the latest EPC and Land Registry data.

12 Bank Street outperforms the street on epc rating by a wide margin.

Price per m²

£1,250

Street avg £1,360

Below

Floor Area

68 m²

Street avg 72 m²

On par

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

2.8 t/year

Street avg 4.1 t/year

Strongly above

Before you decide

Everything you need to know about 12 Bank Street

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearbyRecent ownership pattern worth a look

Pick your report · every report is £14.99

One time fee only - money back guarantee

The data behind every report

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.

£135k

1 Charles Street

S40 1DE

2 bed

£134k

1 Foljambe Road

S40 1NN

2 bed

£124k

1 Alford Close

S40 1YP

2 bed1 bath

£138k

1 Angel Yard

S40 1JP

3 bed1 bath

£135k

1 Angel Apartments, Angel Yard

S40 1JP

Flat3 bed1 bath

£228k

1 Albion Road

S40 1NB

3 bed1 bath

£275k

1 Churston Road

S40 1HR

3 bed1 bath

£304k

1 Ashgate Avenue

S40 1JB

3 bed1 bath

Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Chesterfield district page.

Full Chesterfield report

Crime

4/mo

Steady year-on-year across the wider district.

Nearest stop

0.1 km

Alma Street West — bus stop.

Closest school

0.2 km

Brampton Primary School. 25 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around S40 1BH from Defra's strategic mapping. The pin marks this postcode's centroid.

Daytime· 07:00 – 23:00

52.6dB

Low

Night-time road noise heatmap for S40 1BH

Night-time· 23:00 – 07:00

41.4dB

Low

55 dB

60 dB

65 dB

70 dB

75 dB

80 dB

Defra Road Noise Strategic Mapping, Round 4

FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 12 Bank Street, Chesterfield, S40 1BH. Each answer is also embedded as structured data for search engines.