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Bank House Cottage, Croft Bank, Croft, Skegness, PE24 4RL

1 planning record
Property type
Detached
Habitable rooms
6
From EPC
Floor area
198 m²
2131 sq ft
Energy rating
E
Score 51
Council tax
Band C
Tenure
Owner Occupied
Overview

About Bank House Cottage

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank House Cottage is a detached house in Croft, Skegness, Skegness (PE24 4RL). It has a recorded floor area of 198 m² (around 2131 sq ft), construction records dating it to 1900-1929 and council tax band C. The latest certificate (July 2023) shows an E (score 51), well below the UK norm with real room to improve. The recommended improvements would lift it to C (score 78), a 2-band jump. Main heating runs on oil.

Held since June 2004 — that's 22 years off the open market, well above the local norm. Today's modelled estimate of £321,000 sits 141.4% above the 2004 sale of £133,000. On a £-per-square-foot basis, the last sale (£62/sq ft) was about 57.3% below the postcode norm. One planning record on file: an extension approved in 2004. Past consents include an extension and a porch, meaningful when judging how the property has evolved.

Before you offer

Know exactly what you're buying at Bank House Cottage

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

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Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Bank House Cottage's carbon output runs well above what efficient homes in the postcode produce.

EPC Rating

A
B
C
D
E
E51
F
G
Main Heating
Gas
Main Fuel
Oil
Hot Water
Average
Windows
Good
CO2 Emissions
10.0 t/year
Occupancy
Owner Occupied
Planning

Planning history

Applications and permits filed against Bank House Cottage, Croft Bank, Croft, Skegness, PE24 4RL, sourced from the PlanIt planning register.
  1. Dec 2004
    PorchFull
    In report

    Extension: Rear of property

    Planning Permission - Extension and alterations to existing house to provide a porch, hallway, kitchen/dining room and snooker room with 2no. bedrooms over and provision of a balcony on the rear elevation of the dwelling, on site of existing buildings to be removed.

    Extension
    Documents
    1 doc on file
    Reference
    S/039/01803/04
    View planning record

What's in Bank House Cottage, Croft Bank, Croft, Skegness, PE24 4RL's planning history?

Refusals, disputes and full decisions on this property and nearby, in the report.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.
Current estimate

£321,000

Modelled from EPC, postcode comparables.

See how we calculated this
Last sold (2004)

£133,000

Recorded with HM Land Registry.

Sales timeline

  1. 8 June 2004Most recent

    £133,000

Median price across the last 5 sales in PE24 4RL: £320,000 (2024–2021).

Before you offer

Everything we know about Bank House Cottage, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

  • Am I paying too much?
  • Is something wrong with it?
  • Is the agent's story true?
  • Will it hold its value?
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On the street

Versus other Croft Bank homes

Four headline reads against 4 similar houses on this street, drawn from the latest EPC and Land Registry data.

On price per m², Bank House Cottage runs well behind the street norm.

Price per m²

£672

Street avg £2,019

Strongly below

Floor Area

198 m²

Street avg 213 m²

On par

Habitable Rooms

6 rooms

Street avg 8 rooms

Below

CO₂ Emissions

10.0 t/year

Street avg 11.6 t/year

Above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Skegness district page.

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

1/mo

Steady year-on-year across the wider district.

Nearest stop

1.3 km

Church Lane — bus stop.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around PE24 4RL from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for PE24 4RL

Daytime· 07:00 – 23:00

48.6dB

Low
Night-time road noise heatmap for PE24 4RL

Night-time· 23:00 – 07:00

41.6dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank House Cottage, Croft Bank, Croft, Skegness, PE24 4RL. Each answer is also embedded as structured data for search engines.