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4 Merchant Lane, Cranfield, Bedford, MK43 0BU

3 planning records

Estimated value

£348,000

  • Since the 2006 sale (£199,000)+75%
  • Against MK43 0BU's recent median (£358,125)-3%

Newest record on this page: January 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Semi-detached
Bedroom
1
Bathrooms
3
Floor area
95 m²
1023 sq ft
Energy rating
C
Score 75
Council tax
Band D
Tenure
Private Rental
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£348,000

  • Against its 2006 sale (£199,000)+75%
  • Against MK43 0BU's recent median (£358,125)-3%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 4 Merchant Lane is modelled from its 95 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK43 0BU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    95 m² from the EPC lodged in July 2018

  • Sales of this home

    2 sales recorded, the latest in 2006

  • Recent sales in MK43 0BU

    5 sales, median £358,125 (2026–2019)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: January 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
Planning1 of 3 applicationsFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

4 Merchant Lane changed hands twice within eighteen months — unusual for the area.

Risks

What this page doesn't show

2 potential issues have already been flagged for 4 Merchant Lane, Cranfield, Bedford, MK43 0BU. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

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Overview

About 4 Merchant Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

4 Merchant Lane is a one-bedroom semi-detached house in Cranfield, Bedford, Bedford (MK43 0BU). It has a recorded floor area of 95 m² (around 1023 sq ft), construction records dating it to 2003-2006 and council tax band D. The latest certificate (July 2018) shows a C (score 75), near the top of the C band. The recommended improvements would push it to B (score 85).

Held since January 2006 — that's 21 years off the open market, well above the local norm. Today's modelled estimate of £348,000 sits 74.9% above the 2006 sale of £199,000. On a £-per-square-foot basis, the last sale (£195/sq ft) was about 19.3% below the postcode norm. 3 planning records sit against the property, 2 approved, 1 refused. At 95 m² it's 22.8% smaller than the typical home in the postcode (123 m² median across 7 EPCs). 1 bedrooms is on the smaller side for this postcode, where 3 is the typical count.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms1
  • Bathrooms3
Before you decide

Everything you need to know about 4 Merchant Lane

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate
Jul 2018

EPC Rating

A
B
C
C75
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
2.7 t/year
Occupancy
Rented

Certificate validity

Valid until 20 July 2028

1 year remaining
Planning

Planning history

Applications and permits filed against 4 Merchant Lane, Cranfield, Bedford, MK43 0BU, sourced from the PlanIt planning register.

3 applications on record at 4 Merchant Lane, Cranfield, Bedford, MK43 0BU

3decisions9nearby
  1. Jan 2004
    Demolition And RebuildOutline
    Outcome in report

    Outline: Detached dwelling following demolition of existing dwelling (all matters reserved)

    Reference
    MB/03/02113/OUT
    Full record in report
  2. More recent applications — locked
  3. New BuildDecision
  4. New BuildDecision

Unlock 4 Merchant Lane, Cranfield, Bedford, MK43 0BU's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (3 on record)
  • All 3 applications on this property in full, plus 9 notable nearby
  • What the pattern means for extending or converting here
£14.99one-off · instant

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On the street

Versus other Merchant Lane homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

On price per m², 4 Merchant Lane runs well behind the street norm.

Price per m²

£2,095

Street avg £3,128

Strongly below

Floor Area

95 m²

Street avg 107 m²

On par

Habitable Rooms

5 rooms

Street avg 6 rooms

Below

CO₂ Emissions

2.7 t/year

Street avg 3.2 t/year

On par
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.

Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.

Crime

123/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

War Memorial — bus stop.

Closest school

0.2 km

Cranfield Church of England Academy. 2 schools nearby.

Nearest schools

  • Cranfield Church of England AcademyPrimary227m
  • Holywell SchoolSecondary393m

Nearest stops

  • War MemorialBus stop69m
  • Cross KeysBus stop415m
  • Townsend CloseBus stop461m
  • Lodge RoadBus stop610m

Most reported crime locally

  • Violence & Sexual Offences666 reports39%
  • Anti-social Behaviour304 reports18%
  • Criminal Damage & Arson139 reports8%
  • Vehicle Crime116 reports7%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK43 0BU from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK43 0BU

Daytime· 07:00 – 23:00

45.2dB

Low
Night-time road noise heatmap for MK43 0BU

Night-time· 23:00 – 07:00

36.4dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 2 HomeBuyer Report

21st centurySemi-Detached HouseEPC C

We've checked 10 risk factors against the available data for this property and believe a Level 2 HomeBuyer Report could be a suitable option for you.

From £595 · Includes VAT

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
How the estimate is made
The estimate for 4 Merchant Lane is modelled from its 95 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK43 0BU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 4 Merchant Lane. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 4 Merchant Lane was lodged in July 2018 at band C and is valid until July 2028. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. 3 applications are matched to 4 Merchant Lane. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 14 months, which places each incident at an approximate point. The 2 schools and 20 stops listed are measured in a straight line from MK43 0BU, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
4 Merchant Lane is in council tax band D. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 4 Merchant Lane, Cranfield, Bedford, MK43 0BU. Each answer is also embedded as structured data for search engines.

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