Flat 5, 18 St Pauls Square, Bedford, MK40 1SL
About Flat 5
Flat 5 is an end-of-terrace house in Bedford (MK40 1SL). It has a recorded floor area of 22 m² (around 237 sq ft), construction records dating it to 1900-1929 and council tax band A. At 22 m² this is the smallest unit on EPC record across the building (22–52 m²). The building's EPC ratings span E to C, with this unit at the bottom. On EPC score it ranks last in the building (54 versus a best of 78). The latest certificate (November 2021) shows an E (score 54), well below the UK norm with real room to improve. When first surveyed in June 2013 the rating was F, the property has climbed 1 band since. Between certificates, wall efficiency went from Very Poor to Poor, lighting went from Average to Very Good and main heating went from Very Poor to Average; while hot-water efficiency dropped from Average to Very Poor. The recommended improvements would lift it to C (score 72), a 2-band jump. Main heating runs on electricity.
At 22 m² it sits well below the postcode median (44 m² across 8 EPCs), making it one of the more compact homes locally. On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement.
Everything you need to know about Flat 5
The true value, the hidden risks and the full sale history, in one report.
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Energy performance
Flat 5 sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Rating
Property Improvements
Changes detected from historical EPC data
Heating system upgraded to a more efficient system
Hot water efficiency decreased
Wall insulation improved
More low energy lighting installed
Get a survey for this property
Level 3 Building Survey
Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Planning history
Flat 5 has no planning applications on record.
But the area is active
10 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Sales history & valuation
Flat 5 has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
£126,000
Modelled from EPC, postcode comparables.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Median price across the last 3 sales in MK40 1SL: £306,450 (2015–1996).
Versus other St Pauls Square homes
On epc rating, Flat 5 runs well behind the street norm.
EPC Rating
54 (E)
Street avg 73 (C)
Floor Area
22 m²
Street avg 47 m²
CO₂ Emissions
3.3 t/year
Street avg 1.9 t/year
Habitable Rooms
1 rooms
Street avg 2 rooms
Everything you need to know about Flat 5
The true value, the hidden risks and the full sale history, in one report.
Pick your report · every report is £14.99
One time fee only - money back guarantee

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The neighbourhood at a glance
Reported crime in the wider district is trending notably upward year-on-year.
Crime
7/mo
Rising year-on-year across the wider district.
Nearest stop
0.1 km
St Paul's Square — bus stop.
Closest school
0.3 km
Bedford College. 31 schools nearby.
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
56.6dB

Night-time· 23:00 – 07:00
47.5dB






