Model valuation£417,0008 Busby Close
Local market context
20 Rutland Road, Bedford, MK40 1DG
5 sales on record
Estimated value
£429,000
- Since the 2024 sale (£405,000)+6%
- Against MK40 1DG's recent median (£325,000)+32%
Newest record on this page: March 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
Semi-detached
Habitable rooms
7
From EPC
Floor area
197 m²
2120 sq ft
Energy rating
E
Score 49
Council tax
Band D
Tenure
Private Rental
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£429,000
- Against its 2024 sale (£405,000)+6%
- Against MK40 1DG's recent median (£325,000)+32%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 20 Rutland Road is modelled from its 197 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in MK40 1DG. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
197 m² from the EPC lodged in February 2021
Sales of this home
5 sales recorded, the latest in 2024
Recent sales in MK40 1DG
5 sales, median £325,000 (2026–2024)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: March 2026 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
Price for 20 Rutland Road has grown more than fourfold since the 1997 starting point.
Sales timeline
26 November 2024Most recent
£405,000
+28.6%over 9 years15 July 2015
£315,000
+74.0%over 13 years11 October 2001
£181,000
+58.8%over 2 years5 September 1999
£113,995
+52.0%over 2 years17 February 1997
£74,995
Median price across the last 5 sales in MK40 1DG: £325,000 (2026–2024).
What this page doesn't show
2 potential issues have already been flagged for 20 Rutland Road, Bedford, MK40 1DG. The detail, evidence and what to ask about it are in the Risks Report.
- Signs of HMO activity in the areaIn report
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
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About 20 Rutland Road
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
20 Rutland Road is a semi-detached house in Bedford (MK40 1DG). It has a recorded floor area of 197 m² (around 2120 sq ft), construction records dating it to before 1900 and council tax band D. The latest certificate (February 2021) shows an E (score 49), well below the UK norm with real room to improve. When first surveyed in October 2009 the rating was F, the property has climbed 1 band since. Between certificates, roof efficiency went from Very Poor to Average. The recommended improvements would lift it to C (score 79), a 2-band jump.
At 197 m² the property is well over the postcode median (65 m² across 60 EPCs), placing it in the larger end of the local stock. It lags the bulk of the postcode on energy efficiency (less efficient than 72% of similar EPCs). Across 1997–2024, sale prices on this property compounded at 6.3% per year. On a £-per-square-foot basis, the last sale (£191/sq ft) was about 43.1% above the typical sold price in the postcode. Most recent transfer: November 2024 at £405,000.
Before you decide
Everything you need to know about 20 Rutland Road
The true value, the hidden risks and the full sale history, in one report.
Signs of HMO activity in the areaLarger development activity nearby
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
20 Rutland Road's carbon output runs well above what efficient homes in the postcode produce.
Current Certificate(1 of 2)
Feb 2021
EPC Rating
A
B
C
D
E
E49
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
11.0 t/year
Occupancy
Rented
Certificate validity
Valid until 22 February 2031
Property Improvements
Changes detected from historical EPC data
Feb 2021from Oct 2009
EPC improved fromF29toE49
Heating Controls
Prog + TRVsFull
Heating controls upgraded for better temperature management
Roof
Very PoorAverage
Roof insulation improved
Low Energy Lighting
71%93%
More low energy lighting installed
Planning history
Applications and permits filed against 20 Rutland Road, Bedford, MK40 1DG, sourced from the PlanIt planning register.
20 Rutland Road has no planning applications on record.
10
But the area is active
10 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus other Rutland Road homes
Four headline reads against 27 similar houses on this street, drawn from the latest EPC and Land Registry data.
20 Rutland Road is notably below the street on co₂ emissions.
Price per m²
£2,056
Street avg £1,728
Floor Area
197 m²
Street avg 138 m²
Habitable Rooms
7 rooms
Street avg 6 rooms
CO₂ Emissions
11.0 t/year
Street avg 6.4 t/year
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Rail-style transport is unusually close for this postcode.
Crime
328/mo
Falling year-on-year across the wider district.
Nearest stop
0.1 km
Alexandra Road — bus stop.
Closest school
0.2 km
Priory Primary School. 31 schools nearby.
Nearest schools
- Priory Primary SchoolPrimary186m
- Bedford College16 plus625m
- Bedford Free SchoolSecondary744m
- Livingstone Primary SchoolPrimary802m
Nearest stops
- Alexandra RoadBus stop141m
- Bedford Railway StationBus stop206m
- Bedford Railway StationBus stop217m
- Bedford Rail StationRailway station238m
Most reported crime locally
- Violence & Sexual Offences2,300 reports39%
- Anti-social Behaviour897 reports15%
- Public Order447 reports8%
- Vehicle Crime353 reports6%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around MK40 1DG from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
55.0dB
Night-time· 23:00 – 07:00
46.1dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-eraSemi-Detached HouseEPC EPre-1919 buildSolid (non-cavity) walls
Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £1,020 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£460k
1 Alexandra Road
MK40 1JA
2 bed
£365k
1 Costin Street
MK40 1RD
3 bed2 bath
£343k
1 3, Ashburnham Road
MK40 1DX
2 bed1 bath
£315k
1 Grafton Road
MK40 1DH
5 bed3 bath
£272k
1 Merchant Gate, Riverside Square
MK40 1AS
£226k
1 Maitland Street
MK40 1QX
£172k
1 3, Silver Street
MK40 1SY
£168k
1 Ashburnham Court, Ashburnham Road
MK40 1DY
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Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 20 Rutland Road is modelled from its 197 m² EPC floor area, its 5 recorded sales and recent sales of comparable homes in MK40 1DG. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 5 sales are recorded for 20 Rutland Road. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Rutland Road was lodged in February 2021 at band E and is valid until February 2031. 2 certificates are on record, which shows how the home has changed.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Rutland Road. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 31 schools and 30 stops listed are measured in a straight line from MK40 1DG, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 20 Rutland Road is in council tax band D. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 20 Rutland Road, Bedford, MK40 1DG. Each answer is also embedded as structured data for search engines.
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Keep exploring
- Every home in MK40 1DGSold prices, values and energy ratings for the postcode
- MK 40 property marketPrices, postcodes, schools and transport across the district
- 20 Rutland Road, Bedford valuationHow the estimate is built and what moves it
- UK house price mapExplore prices by district, year by year
- Report on another addressLook up any home in England and Wales