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12 Rutland Road, Bedford, MK40 1DG

Estimated value

£316,000

  • Since the 2025 sale (£280,000)+13%
  • Against MK40 1DG's recent median (£405,000)-22%

Newest record on this page: March 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Bedrooms
5
Bathrooms
2
Floor area
124 m²
1335 sq ft
Energy rating
C
Score 69
Council tax
Band C
Tenure
Private Rental
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£316,000

  • Against its 2025 sale (£280,000)+13%
  • Against MK40 1DG's recent median (£405,000)-22%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 12 Rutland Road is modelled from its 124 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 1DG. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    124 m² from the EPC lodged in February 2026

  • Sales of this home

    2 sales recorded, the latest in 2025

  • Recent sales in MK40 1DG

    5 sales, median £405,000 (2026–2024)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: March 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

12 Rutland Road has more than tripled in price since its earliest registered sale in 2000.

Sales timeline

  1. 16 July 2025Most recent

    £280,000

    +237.3%over 24 years

  2. 31 August 2000

    £83,000

Median price across the last 5 sales in MK40 1DG: £405,000 (2026–2024).

Risks

What this page doesn't show

2 potential issues have already been flagged for 12 Rutland Road, Bedford, MK40 1DG. The detail, evidence and what to ask about it are in the Risks Report.
  • Signs of HMO activity in the areaIn report
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 12 Rutland Road

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

12 Rutland Road is a five-bedroom mid-terrace house in Bedford (MK40 1DG). It has a recorded floor area of 124 m² (around 1335 sq ft), construction records dating it to 1900-1929 and council tax band C. The latest certificate (February 2026) shows a C (score 69), just inside the C band. When first surveyed in April 2019 the rating was D, the property has climbed 1 band since. Between certificates, wall efficiency went from Very Poor to Poor, roof efficiency went from Good to Very Good and window efficiency went from Poor to Average. This certificate was lodged in the last six months, so the rating reflects current condition.

At 124 m² the property is well over the postcode median (65 m² across 60 EPCs), placing it in the larger end of the local stock. Its energy rating outperforms most of the postcode (better than 80% of similar EPCs). 5 bedrooms is on the larger side for this postcode, where 3 is the typical count. Most recent transfer was July 2025 at £280,000 — fresh data. Across 2000–2025, sale prices on this property compounded at 5% per year. Today's modelled estimate of £316,000 is 12.9% above the 2025 sale price. On a £-per-square-foot basis, the last sale (£210/sq ft) was about 59.8% above the typical sold price in the postcode.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms5
  • Bathrooms2
  • EnsuiteYes
Before you decide

Everything you need to know about 12 Rutland Road

The true value, the hidden risks and the full sale history, in one report.

Signs of HMO activity in the areaLarger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

The EPC has just been inspected, so the rating reflects current condition.

Current Certificate(1 of 2)
Feb 2026

EPC Rating

A
B
C
C69
D
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Average
CO2 Emissions
4.1 t/year
Occupancy
Rented

Certificate validity

Valid until 6 February 2036

9 years remaining

Property Improvements

Changes detected from historical EPC data

Feb 2026from Apr 2019
EPC improved fromD59toC69
Heating Controls
FullFull Control

Heating controls upgraded for better temperature management

Windows
Partial DoubleFull Double

Windows upgraded, improving insulation

Walls
Very PoorPoor

Wall insulation improved

Roof Insulation
InsulatedWell Insulated

Loft insulation upgraded to recommended levels

Floor Insulation
UninsulatedInsulated

Floor insulation added or improved

Planning

Planning history

Applications and permits filed against 12 Rutland Road, Bedford, MK40 1DG, sourced from the PlanIt planning register.

12 Rutland Road has no planning applications on record.

10

But the area is active

10 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Rutland Road homes

Four headline reads against 27 similar houses on this street, drawn from the latest EPC and Land Registry data.

On years held, 12 Rutland Road runs well behind the street norm.

Price per m²

£2,258

Street avg £1,717

Strongly above

Floor Area

124 m²

Street avg 140 m²

Below

Habitable Rooms

7 rooms

Street avg 6 rooms

Above

CO₂ Emissions

4.1 t/year

Street avg 6.7 t/year

Above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Bedford district page.
Full Bedford report

Rail-style transport is unusually close for this postcode.

Crime

328/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Alexandra Road — bus stop.

Closest school

0.2 km

Priory Primary School. 31 schools nearby.

Nearest schools

  • Priory Primary SchoolPrimary186m
  • Bedford College16 plus625m
  • Bedford Free SchoolSecondary744m
  • Livingstone Primary SchoolPrimary802m

Nearest stops

  • Alexandra RoadBus stop141m
  • Bedford Railway StationBus stop206m
  • Bedford Railway StationBus stop217m
  • Bedford Rail StationRailway station238m

Most reported crime locally

  • Violence & Sexual Offences2,300 reports39%
  • Anti-social Behaviour897 reports15%
  • Public Order447 reports8%
  • Vehicle Crime353 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around MK40 1DG from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for MK40 1DG

Daytime· 07:00 – 23:00

55.0dB

Moderate
Night-time road noise heatmap for MK40 1DG

Night-time· 23:00 – 07:00

46.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC CPre-1919 buildExtended multiple times (2+ extensions)Solid (non-cavity) walls

Because the property was built before 1919, has been extended more than once, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £955 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£315k

1 Grafton Road

MK40 1DH

5 bed3 bath
£365k

1 Costin Street

MK40 1RD

3 bed2 bath
£343k

1 3, Ashburnham Road

MK40 1DX

2 bed1 bath
£272k

1 Merchant Gate, Riverside Square

MK40 1AS

£226k

1 Maitland Street

MK40 1QX

£460k

1 Alexandra Road

MK40 1JA

2 bed
£172k

1 3, Silver Street

MK40 1SY

£168k

1 Ashburnham Court, Ashburnham Road

MK40 1DY

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 12 Rutland Road is modelled from its 124 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in MK40 1DG. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 12 Rutland Road. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 12 Rutland Road was lodged in February 2026 at band C and is valid until February 2036. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 12 Rutland Road. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 18 months, which places each incident at an approximate point. The 31 schools and 30 stops listed are measured in a straight line from MK40 1DG, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
12 Rutland Road is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 12 Rutland Road, Bedford, MK40 1DG. Each answer is also embedded as structured data for search engines.

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