4 Midland Bank Flats, St Marys Lane, Ambleside, LA22 9DG
About 4 Midland Bank Flats
4 Midland Bank Flats is a mid-terrace house in Ambleside (LA22 9DG). It has a recorded floor area of 40 m² (around 430 sq ft) and construction records dating it to 1950-1966. At 40 m² this is the smallest unit on EPC record across the building (40–56 m²). The building's EPC ratings span G to D, with this unit at the bottom. On EPC score it ranks last in the building (13 versus a best of 58). The latest certificate (December 2011) shows a G (score 13), near the bottom of the EPC scale. Main heating runs on electricity. The latest certificate is from December 2011, so improvements made since then won't be reflected.
At 40 m² it's 28.7% smaller than the typical home in the postcode (56 m² median across 15 EPCs). On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. One planning record on file: tree works refused in 2021.
Know exactly what you're buying at 4 Midland Bank Flats
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
Energy performance
4 Midland Bank Flats sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 12 Dec 2021
EPC Rating
Planning history
A tree works application was refused at 4 Midland Bank Flats in 2021.
- Sept 2021Tree WorksTreesIn report
Fell 1 ash tree
- Council
- South Lakeland
- Documents
- 2 docs on file
- Reference
- T/2021/0142
We flagged 3 things worth checking at 4 Midland Bank Flats
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Larger development activity nearby
- Environmental risk flagged
- A planning decision worth checking
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Sales history & valuation
4 Midland Bank Flats has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.
£158,000
Modelled from EPC, postcode comparables.
No sales recorded with HM Land Registry
That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.
Median price across the last 5 sales in LA22 9DG: £242,000 (2021–2019).
Nearby sales in LA22 9DG
Wansfell, St Marys Lane, Ambleside, LA22 9DG
Sold Aug 2021
£350,000Otters Holt, St Marys Lane, Ambleside, LA22 9DG
Sold Mar 2021
£410,000Old Galleries, St Marys Lane, Ambleside, LA22 9DG
Sold Aug 2020
£235,000The Old Hall, Flat 1, St Marys Lane, Ambleside, LA22 9DG
Sold Oct 2019
£242,0002 Midland Bank Flats, St Marys Lane, Ambleside, LA22 9DG
Sold Jan 2019
£252,500
Everything we know about 4 Midland Bank Flats, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Larger development activity nearby
- Environmental risk flagged
- A planning decision worth checking

Versus other St Marys Lane homes
On epc rating, 4 Midland Bank Flats runs well behind the street norm.
EPC Rating
13 (G)
Street avg 58 (D)
Floor Area
40 m²
Street avg 50 m²
CO₂ Emissions
5.9 t/year
Street avg 4.0 t/year
Habitable Rooms
2 rooms
Street avg 2 rooms
Similar properties nearby
Coachmans Yard, Flat 2, St Marys Lane
LA22 9DG
Coachmans Yard, Flat 3, St Marys Lane
LA22 9DG
2 Midland Bank Flats, St Marys Lane
LA22 9DG
3 Midland Bank Flats, St Marys Lane
LA22 9DG
1 Midland Bank Flats, St Marys Lane
LA22 9DG
Brathay Fell, Flat 7, Clappersgate
LA22 9NE
Beck Allans, Apartment 5, College Street, Grasmere
LA22 9SZ
Co Operative, Flat 2, Millans Park
LA22 9AG
The neighbourhood at a glance
Crime
2/mo
Steady year-on-year across the wider district.
Nearest stop
1.3 km
Ambleside Waterhead Ferry Landing — ferry terminal.
Closest school
0.2 km
Ambleside CofE Primary School. 1 school nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
50.7dB

Night-time· 23:00 – 07:00
41.0dB