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2 Midland Bank Flats, St Marys Lane, Ambleside, LA22 9DG

Property type
Mid terrace
Floor Ground
Habitable rooms
2
From EPC
Floor area
54 m²
581 sq ft
Energy rating
E
Score 42
Tenure
Owner Occupied
Overview

About 2 Midland Bank Flats

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

2 Midland Bank Flats is a mid-terrace house in Ambleside (LA22 9DG). It has a recorded floor area of 54 m² (around 581 sq ft) and construction records dating it to 1950-1966. The latest certificate (December 2011) shows an E (score 42), well below the UK norm with real room to improve. Main heating runs on electricity. The latest certificate is from December 2011, so improvements made since then won't be reflected. At 54 m² this is the 2nd smallest of 4 units on EPC record in the building, where floor areas span 40–56 m². The building's EPC ratings span G to D across 4 units on file.

Across 2017–2019, sale prices on this property compounded at 153.3% per year. Today's modelled estimate of £188,000 is 25.5% below the 2019 sale of £252,500, below the original sale price, which typically signals condition or completion-status changes worth verifying. Last sale on file: £252,500 in January 2019.

Before you offer

Know exactly what you're buying at 2 Midland Bank Flats

Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.

Already flagged here

Larger development activity nearbyEnvironmental risk flagged
£14.99
Trusted by UK homebuyers

Valuation

against the asking price

Risks

planning & flood

Sold prices

similar homes nearby

Trends

the local market

Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

2 Midland Bank Flats's carbon output runs well above what efficient homes in the postcode produce.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 12 Dec 2021

EPC Rating

A
B
C
D
E
E42
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Poor
Windows
Very Poor
CO2 Emissions
6.7 t/year
Occupancy
Owner Occupied
Planning

Planning history

Applications and permits filed against 2 Midland Bank Flats, St Marys Lane, Ambleside, LA22 9DG, sourced from the PlanIt planning register.

2 Midland Bank Flats has no planning applications on record.

Notable planning nearby

5applications of note in the surrounding area

Before you offer

We flagged 2 things worth checking at 2 Midland Bank Flats

Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.

  • Larger development activity nearby
  • Environmental risk flagged
£14.99

30-day money-back guarantee

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

2 Midland Bank Flats has more than quadrupled in price since its earliest registered sale in 2017.

Current estimate

£188,000

Modelled from EPC, postcode comparables and a sale-price growth of 153.3% per year over 2 years.

See how we calculated this
Last sold (2019)

£252,500

Growth on file: 153.3% per year over 2 years.

Sales timeline

  1. 25 January 2019Most recent

    £252,500

    +531.3%over 1 year

  2. 31 January 2017

    £40,000

Median price across the last 5 sales in LA22 9DG: £242,000 (2021–2019).

Before you offer

Everything we know about 2 Midland Bank Flats, in one report

What it's really worth, what could be wrong, and the planning, sales and area data in full.

What we flagged

  • Larger development activity nearby
  • Environmental risk flagged
£14.99
Trusted by UK homebuyers
Preview of the full property report
On the street

Versus other St Marys Lane homes

Four headline reads against 8 similar flats on this street, drawn from the latest EPC and Land Registry data.

CO₂ Emissions for 2 Midland Bank Flats lags the street by a wide margin.

EPC Rating

42 (E)

Street avg 55 (E)

Below

Floor Area

54 m²

Street avg 48 m²

Above

CO₂ Emissions

6.7 t/year

Street avg 3.9 t/year

Strongly below

Habitable Rooms

2 rooms

Street avg 2 rooms

On par
Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£192k

3 Midland Bank Flats, St Marys Lane

LA22 9DG

Flat
£184k

Coachmans Yard, Flat 3, St Marys Lane

LA22 9DG

Flat
£178k

Coachmans Yard, Flat 2, St Marys Lane

LA22 9DG

Flat
£206k

1 Midland Bank Flats, St Marys Lane

LA22 9DG

Flat
£216k

Brathay Fell, Flat 7, Clappersgate

LA22 9NE

Flat1 bed1 bath
£158k

4 Midland Bank Flats, St Marys Lane

LA22 9DG

Flat
£241k

Beck Allans, Apartment 5, College Street, Grasmere

LA22 9SZ

Flat2 bed
£261k

Co Operative, Flat 2, Millans Park

LA22 9AG

Flat
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Ambleside district page.
Full Ambleside report

Crime

2/mo

Steady year-on-year across the wider district.

Nearest stop

1.3 km

Ambleside Waterhead Ferry Landing — ferry terminal.

Closest school

0.2 km

Ambleside CofE Primary School. 1 school nearby.

Go deeper on the local area

The full report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around LA22 9DG from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for LA22 9DG

Daytime· 07:00 – 23:00

50.7dB

Low
Night-time road noise heatmap for LA22 9DG

Night-time· 23:00 – 07:00

41.0dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 2 Midland Bank Flats, St Marys Lane, Ambleside, LA22 9DG. Each answer is also embedded as structured data for search engines.