4 Bank Close, Galgate, Lancaster, LA2 0NZ
About 4 Bank Close
4 Bank Close is a four-bedroom semi-detached house in Galgate, Lancaster, Lancaster (LA2 0NZ). It has a recorded floor area of 103 m² (around 1109 sq ft), construction records dating it to 1967-1975 and council tax band B. The latest certificate (February 2015) shows a C (score 69), just inside the C band. The recommended improvements would lift it to A (score 101), a 2-band jump. The latest certificate is from February 2015, so improvements made since then won't be reflected. Other recorded features include notable views. The home occupies a cul-de-sac position.
Untraded for 31 years, with the last transfer in October 1995. Only one transfer is on record with HM Land Registry, suggesting it has stayed in the same hands for a long time. Today's modelled estimate of £207,000 sits 318.2% above the 1995 sale of £49,500. On a £-per-square-foot basis, the last sale (£45/sq ft) was about 74.1% below the postcode norm. One planning record on file: an extension approved in 2021. Past consents include an extension, meaningful when judging how the property has evolved. Its energy rating outperforms most of the postcode (better than 75% of similar EPCs).
Know exactly what you're buying at 4 Bank Close
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Launch offer · save £5
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
What this property has
Inside
- Bedrooms4
- EnsuiteYes
Outside
- Private gardenYes
- Garagedetached
- Notable viewsYes
- Cul-de-sacYes
Building
- Heating systemgas
Energy performance
Recommended upgrades on file would lift this property by multiple EPC bands.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 05 Feb 2025
EPC Rating
Planning history
4 Bank Close has an approved single-storey rear extension on the planning record.
- Oct 2021ExtensionOutlineIn report
Extension: Single storey · Rear of property
Proposed lawful development certificate for the erection of a single storey rear extension
- Agent
- Plan and Design Ltd
- Documents
- 3 docs on file
- Reference
- 21/01123/PLDC
We flagged 1 thing worth checking at 4 Bank Close
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Environmental risk flagged
30-day money-back guarantee
Sales history & valuation
4 Bank Close's modelled value sits at over four times its earliest registered sale price (1995).
£207,000
Modelled from EPC, postcode comparables.
£49,500
Recorded with HM Land Registry.
Sales timeline
27 October 1995Most recent
£49,500
Median price across the last 5 sales in LA2 0NZ: £185,000 (2023–2011).
Everything we know about 4 Bank Close, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Environmental risk flagged

Versus other Bank Close homes
4 Bank Close is notably below the street on price per m².
Price per m²
£481
Street avg £1,948
Floor Area
103 m²
Street avg 111 m²
Habitable Rooms
6 rooms
Street avg 6 rooms
CO₂ Emissions
3.6 t/year
Street avg 5.3 t/year
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1 Bank Close, Galgate
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1 Braides Cottages, Sandside, Cockerham
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1 Crofters Fold, Galgate
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1 Deep Cutting Farm, Ashton Road
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The neighbourhood at a glance
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
3/mo
Steady year-on-year across the wider district.
Nearest stop
0.6 km
Crossroads — bus stop.
Closest school
0.7 km
Ellel St John the Evangelist Church of England Primary School. 1 school nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode

Daytime· 07:00 – 23:00
47.7dB

Night-time· 23:00 – 07:00
39.3dB