2 Bank Close, Galgate, Lancaster, LA2 0NZ
About 2 Bank Close
2 Bank Close is a three-bedroom detached house in Galgate, Lancaster, Lancaster (LA2 0NZ). It has a recorded floor area of 121 m² (around 1302 sq ft), construction records dating it to 1950-1966 and council tax band E. The latest certificate (May 2016) shows an E (score 53), well below the UK norm with real room to improve. The rating has held steady at E across 2 certificates since January 2009. Between certificates, wall efficiency went from Poor to Good and roof efficiency went from Very Poor to Good. The recommended improvements would lift it to B (score 82), a 3-band jump. The latest certificate is from May 2016, so improvements made since then won't be reflected. Other recorded features include notable views.
It hasn't traded since August 2009, a hold of 17 years that's notably long for the area. That sale fell during the post-crash dip, which often skews comparisons against later neighbouring sales. At 121 m² it's 19.8% larger than the typical home in the postcode (101 m² median across 4 EPCs). On energy efficiency it sits in the bottom 10% of properties in this postcode — significant headroom for improvement. Across 2001–2009, sale prices on this property compounded at 8.2% per year. Today's modelled estimate of £329,000 is 40% above the 2009 sale price.
Know exactly what you're buying at 2 Bank Close
Before you offer, see what the listing won't tell you, the true value, the red flags and the full history.
Already flagged here
Launch offer · save £5
Valuation
against the asking price
Risks
planning & flood
Sold prices
similar homes nearby
Trends
the local market
What this property has
Inside
- Bedrooms3
Outside
- Private gardenfront_and_rear
- Garagedetached
- Notable viewsYes
Building
- RefurbishedYes
Energy performance
2 Bank Close sits at the bottom of the postcode for energy efficiency — meaningful headroom to improve.
EPC Expired
This certificate is over 10 years old and is no longer valid.Expired 16 May 2026
EPC Rating
Property Improvements
Changes detected from historical EPC data
Cavity wall insulation installed
Roof insulation improved
Planning history
2 Bank Close has no planning applications on record.
Notable planning nearby
3applications of note in the surrounding area
We flagged 1 thing worth checking at 2 Bank Close
Independent checks surfaced things a buyer would want to understand before offering. The report explains each one in full, with the underlying data and what to ask.
- Environmental risk flagged
30-day money-back guarantee
Sales history & valuation
The latest sale fell during the post-2008 dip, often a low-water mark in price comparisons.
£329,000
Modelled from EPC, postcode comparables and a sale-price growth of 8.2% per year over 8 years.
£235,000
Growth on file: 8.2% per year over 8 years.
Sales timeline
6 August 2009Most recent
£235,000
+86.5%over 7 years23 August 2001
£126,000
Median price across the last 5 sales in LA2 0NZ: £185,000 (2023–2011).
Everything we know about 2 Bank Close, in one report
What it's really worth, what could be wrong, and the planning, sales and area data in full.
What we flagged
- Environmental risk flagged
Versus other Bank Close homes
EPC Rating for 2 Bank Close lags the street by a wide margin.
Price per m²
£1,942
Street avg £1,583
Floor Area
121 m²
Street avg 107 m²
Habitable Rooms
6 rooms
Street avg 6 rooms
CO₂ Emissions
6.8 t/year
Street avg 4.5 t/year
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1 Braides Bungalow, Sandside, Cockerham
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1 Deep Cutting Farm, Ashton Road
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1 Crofters Fold, Galgate
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The neighbourhood at a glance
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
3/mo
Steady year-on-year across the wider district.
Nearest stop
0.6 km
Crossroads — bus stop.
Closest school
0.7 km
Ellel St John the Evangelist Church of England Primary School. 1 school nearby.
Go deeper on the local area
The full report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Daytime· 07:00 – 23:00
47.7dB
Night-time· 23:00 – 07:00
39.3dB