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3 Bank Lane, Melling, Liverpool, L31 1AX

Estimated value

£188,000

  • Since the 2020 sale (£140,000)+34%
  • Against L31 1AX's recent median (£175,000)+7%

Newest record on this page: January 2022. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
End terrace
Bedrooms
2
Bathroom
1
Floor area
84 m²
904 sq ft
Energy rating
G
Score 3
Council tax
Band A
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£188,000

  • Against its 2020 sale (£140,000)+34%
  • Against L31 1AX's recent median (£175,000)+7%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 3 Bank Lane is modelled from its 84 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in L31 1AX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    84 m² from the EPC lodged in March 2016

  • Sales of this home

    2 sales recorded, the latest in 2020

  • Recent sales in L31 1AX

    5 sales, median £175,000 (2022–2018)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: January 2022Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

The latest sale landed in the post-pandemic price surge — useful context when reading the figure.

Sales timeline

  1. 11 June 2020Most recent

    £140,000

    +47.4%over 3 years

  2. 6 December 2016

    £95,000

Median price across the last 5 sales in L31 1AX: £175,000 (2022–2018).

Risks

What this page doesn't show

1 potential issue has already been flagged for 3 Bank Lane, Melling, Liverpool, L31 1AX. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 3 Bank Lane

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

3 Bank Lane is a two-bedroom end-of-terrace house in Melling, Liverpool, Liverpool (L31 1AX). It has a recorded floor area of 84 m² (around 904 sq ft), construction records dating it to before 1900 and council tax band A. The latest certificate (March 2016) shows a G (score 3), near the bottom of the EPC scale. The recommended improvements would lift it to D (score 55), a 3-band jump. Main heating runs on dual fuel. The latest certificate is from March 2016, so improvements made since then won't be reflected. Period features are noted in the property record.

It lags the bulk of the postcode on energy efficiency (less efficient than 86% of similar EPCs). Across 2016–2020, sale prices on this property compounded at 11.7% per year. Today's modelled estimate of £188,000 is 34.3% above the 2020 sale price. Last sale on file: £140,000 in June 2020.

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1
  • Dining roomYes

Outside

  • Private gardenRear

Building

  • Period featuresYes
Before you decide

Everything you need to know about 3 Bank Lane

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

3 Bank Lane's carbon output runs well above what efficient homes in the postcode produce.

EPC Expired

This certificate is over 10 years old and is no longer valid.Expired 11 Mar 2026

Current Certificate
Mar 2016

EPC Rating

A
B
C
D
E
F
G
G3
Main Heating
—
Main Fuel
—
Hot Water
Very Poor
Windows
Average
CO2 Emissions
14.0 t/year
Occupancy
Owner Occupied

Certificate validity

Expired on 11 March 2026

New assessment needed to sell or let
Planning

Planning history

Applications and permits filed against 3 Bank Lane, Melling, Liverpool, L31 1AX, sourced from the PlanIt planning register.

3 Bank Lane has no planning applications on record.

1

But the area is active

1 notable application nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Bank Lane homes

Four headline reads against 7 similar houses on this street, drawn from the latest EPC and Land Registry data.

EPC Rating for 3 Bank Lane lags the street by a wide margin.

Price per m²

£1,667

Street avg £1,831

Below

Floor Area

84 m²

Street avg 93 m²

On par

Habitable Rooms

4 rooms

Street avg 5 rooms

Below

CO₂ Emissions

14.0 t/year

Street avg 6.1 t/year

Strongly below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Liverpool district page.
Full Liverpool report

Crime

123/mo

Falling year-on-year across the wider district.

Nearest stop

0.2 km

Bank Lane — bus stop.

Closest school

1.3 km

Ravenscroft Community Primary School. 18 schools nearby.

Nearest schools

  • Ravenscroft Community Primary SchoolPrimary1.3km
  • Saints Peter and Paul Catholic Primary SchoolPrimary1.5km
  • Melling Primary SchoolPrimary1.6km
  • Summerhill Primary SchoolPrimary1.8km

Nearest stops

  • Bank LaneBus stop182m
  • Melrose RoadBus stop343m
  • Melrose RoadBus stop365m
  • Bank LaneBus stop411m

Most reported crime locally

  • Violence & Sexual Offences764 reports48%
  • Anti-social Behaviour179 reports11%
  • Public Order160 reports10%
  • Criminal Damage & Arson142 reports9%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around L31 1AX from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for L31 1AX

Daytime· 07:00 – 23:00

50.4dB

Low
Night-time road noise heatmap for L31 1AX

Night-time· 23:00 – 07:00

42.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraEnd-Terrace HouseEPC GPre-1919 buildNo mains gas

Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£187k

1 Beech Avenue, Melling

L31 1BJ

2 bed
£173k

1 Bank Lane, Melling

L31 1AX

2 bed1 bath
£220k

1 Columbine Close, Melling

L31 1DW

2 bed
£230k

1 Andrew Avenue, Melling

L31 1BL

3 bed1 bath
£240k

1 Dunlop Drive, Melling

L31 1BX

3 bed1 bath
£260k

1 Birchtree Drive, Melling

L31 1DE

3 bed
£285k

1 Finch Drive, Maghull

L31 1LX

3 bed3 bath
£286k

1 Cunscough Lane, Melling

L31 1AY

3 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 3 Bank Lane is modelled from its 84 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in L31 1AX. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 3 Bank Lane. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 3 Bank Lane was lodged in March 2016 at band G and expired in March 2026, so a new one is needed to sell or let. Floor area, heating and insulation details on this page come from it.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 3 Bank Lane. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 13 months, which places each incident at an approximate point. The 18 schools and 30 stops listed are measured in a straight line from L31 1AX, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
3 Bank Lane is in council tax band A. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 3 Bank Lane, Melling, Liverpool, L31 1AX. Each answer is also embedded as structured data for search engines.

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