4 Chigwell Lane, Loughton, IG10 3RW

4 Chigwell Lane is a three-bedroom semi-detached house in Loughton (IG10 3RW). It has a recorded floor area of 165 m² (around 1776 sq ft), construction records dating it to 1950-1966 and council tax band C. The latest certificate (December 2014) shows a D (score 66), on the cusp of jumping into the C band. When first surveyed in May 2011 the rating was E, the property has climbed 1 band since. Between certificates, wall efficiency went from Poor to Good and roof efficiency went from Average to Good. The recommended improvements would lift it to B (score 83), a 2-band jump. The latest certificate is from December 2014, so improvements made since then won't be reflected. The property has underfloor heating on record, all of which lower running costs and tend to lift resale appeal. Our model identifies extension potential, subject to local planning policy.

At 165 m² the property is well over the postcode median (107 m² across 9 EPCs), placing it in the larger end of the local stock. One planning record on file: an extension approved in 2022. Past consents include an extension, meaningful when judging how the property has evolved. Across 2012–2021, sale prices on this property compounded at 8% per year. Today's modelled estimate of £607,000 is 22.6% above the 2021 sale price. On a £-per-square-foot basis, the last sale (£279/sq ft) was about 20% above the typical sold price in the postcode. Last sale on file: £495,000 in February 2021. That sale was during the post-pandemic price surge, when transactions cleared materially above pre-2020 trend.