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Bank Chambers, Apartment 7, 41 Lowgate, Hull, HU1 1EA

2 planning records
Property type
Mid terrace
Floor 04
Habitable rooms
2
From EPC
Floor area
48 m²
517 sq ft
Energy rating
D
Score 63
Council tax
Band A
Tenure
Owner Occupied
Overview

About Bank Chambers

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Bank Chambers is a mid-terrace house in Hull (HU1 1EA). It has a recorded floor area of 48 m² (around 517 sq ft), construction records dating it to 1900-1929 and council tax band A. The latest certificate (December 2021) shows a D (score 63), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since August 2011. Between certificates, roof efficiency went from Good to Very Good, window efficiency went from Very Poor to Good and hot-water efficiency went from Very Poor to Poor; while wall efficiency dropped from Good to Poor. The recommended improvements would lift it to B (score 81), a 2-band jump. Main heating runs on electricity. At 48 m² this is the 6th smallest of 8 units on EPC record in Bank Chambers, where floor areas span 34–110 m². The building's EPC ratings span E to C across 8 units on file.

2 planning records sit against the property, 2 approved, 0 refused.

Before you decide

Everything you need to know about Bank Chambers

The true value, the hidden risks and the full sale history, in one report.

Environmental risk flagged

Pick your report · every report is £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

Recommended upgrades on file would lift this property by multiple EPC bands.

Current Certificate(1 of 2)
Dec 2021

EPC Rating

A
B
C
D
D63
E
F
G
Main Heating
Electric
Main Fuel
Electric
Hot Water
Poor
Windows
Good
CO2 Emissions
2.7 t/year
Occupancy
Owner Occupied

Property Improvements

Changes detected from historical EPC data

Dec 2021from Aug 2011
Hot Water
ImmersionImmersion (Off-Peak)

Hot water system upgraded

Windows
SingleSecondary

Single glazing replaced with double or better glazing

Roof
GoodVery Good

Roof insulation improved

Low Energy Lighting
80%100%

More low energy lighting installed

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid Floor FlatEPC DPre-1919 buildNo mains gas

Because the property was built before 1919 and has no mains gas supply, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Planning

Planning history

Applications and permits filed against Bank Chambers, Apartment 7, 41 Lowgate, Hull, HU1 1EA, sourced from the PlanIt planning register.

2 applications on record at Bank Chambers, Apartment 7, 41 Lowgate, Hull, HU1 1EA

2decisions1nearby
  1. Nov 2004
    Heritage
    Outcome in report

    Listed Building Consent application for 2 internally illuminated fascia signs and external lighting.

    Reference
    04/01568/LBC
    Full record in report
  2. More recent applications — locked
  3. AdvertisingDecision

Unlock Bank Chambers, Apartment 7, 41 Lowgate, Hull, HU1 1EA's full planning history

You're seeing the shape of it. The report has the substance.

  • Every decision — granted, refused or withdrawn (2 on record)
  • All 2 applications on this property in full, plus 1 notable nearby
  • What the pattern means for extending or converting here
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Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

Bank Chambers has no Land Registry sales on file, suggesting it has stayed in the same hands since registration began.

Current estimate

£123,000

Modelled from EPC, postcode comparables.

See how we calculated this

No sales recorded with HM Land Registry

That can mean the property has never traded since the registry began publishing in 1995, was a new build that hasn't been registered yet, or is held in the same hands long-term.

On the street

Versus other Lowgate homes

Four headline reads against 7 similar flats on this street, drawn from the latest EPC and Land Registry data.

EPC Rating for Bank Chambers runs comfortably ahead of the street norm.

EPC Rating

63 (D)

Street avg 60 (D)

Above

Floor Area

48 m²

Street avg 53 m²

Above

CO₂ Emissions

2.7 t/year

Street avg 3.4 t/year

Above

Habitable Rooms

2 rooms

Street avg 2 rooms

On par
Before you decide

Everything you need to know about Bank Chambers

The true value, the hidden risks and the full sale history, in one report.

Environmental risk flagged

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Hull district page.

Reported crime in the wider district is trending notably upward year-on-year.

Crime

10/mo

Rising year-on-year across the wider district.

Nearest stop

0.0 km

Bowlalley Lane — bus stop.

Closest school

0.4 km

Hull College. 22 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around HU1 1EA from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for HU1 1EA

Daytime· 07:00 – 23:00

57.2dB

Moderate
Night-time road noise heatmap for HU1 1EA

Night-time· 23:00 – 07:00

47.7dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Bank Chambers, Apartment 7, 41 Lowgate, Hull, HU1 1EA. Each answer is also embedded as structured data for search engines.