Model valuation£417,0008 Busby Close
Local market context
1 Bank Cottages, Swainshill, Hereford, HR4 7PU
Estimated value
£152,000
- Since the 1997 sale (£50,000)+204%
- Against HR4 7PU's recent median (£445,000)-66%
Newest record on this page: September 2025. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.
Property type
End terrace
Floor 03
Habitable rooms
2
From EPC
Floor area
46 m²
495 sq ft
Energy rating
E
Score 49
Council tax
Band C
Tenure
Private Rental
About this valuation
How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.
Our estimate
£152,000
- Against its 1997 sale (£50,000)+204%
- Against HR4 7PU's recent median (£445,000)-66%
Your note and figure are shown publicly on this page.
How the estimate is made
The estimate for 1 Bank Cottages is modelled from its 46 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in HR4 7PU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
What it's based on
Floor area
46 m² from the EPC lodged in May 2023
Sales of this home
1 sale recorded, the latest in 1997
Recent sales in HR4 7PU
5 sales, median £445,000 (2025–2024)
This page or the full report?
| Data | This page | Full report |
|---|---|---|
| Sales | Latest sale shown: September 2025 | Latest available records, read when you order |
| Valuation | Estimate from the last refresh | Analysed against comparable sales |
| Planning | None on this home | Full history, plus nearby schemes |
| Flood risk | Not shown | Included |
Sales history & valuation
Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.
1 Bank Cottages's estimated value is more than triple its earliest registered sale price (1997).
Sales timeline
7 March 1997Most recent
£50,000
Median price across the last 5 sales in HR4 7PU: £445,000 (2025–2024).
Nearby sales in HR4 7PU
Bannut Tree House, Swainshill, Hereford, HR4 7PU
Sold Sept 2025
£445,000Forge House, Swainshill, Hereford, HR4 7PU
Sold Mar 2025
£361,500Kemeys, Swainshill, Hereford, HR4 7PU
Sold Mar 2025
£425,000Church Cottage, Swainshill, Hereford, HR4 7PU
Sold Sept 2024
£555,000Cobwebs, Swainshill, Hereford, HR4 7PU
Sold Jul 2024
£641,000
What this page doesn't show
1 potential issue has already been flagged for 1 Bank Cottages, Swainshill, Hereford, HR4 7PU. The detail, evidence and what to ask about it are in the Risks Report.
- Larger development activity nearbyIn report
- Flood risk from rivers, sea and surface waterIn report
- Subsidence and ground-stability signalsIn report
- Refusals, enforcement and big schemes nearbyIn report
One time fee only - money back guarantee
About 1 Bank Cottages
A plain-English summary derived from public records, EPC certificates, sold prices and local data.
1 Bank Cottages is an end-of-terrace house in Swainshill, Hereford, Hereford (HR4 7PU). It has a recorded floor area of 46 m² (around 495 sq ft), construction records dating it to before 1900 and council tax band C. The latest certificate (May 2023) shows an E (score 49), well below the UK norm with real room to improve. The recommended improvements would push it to D (score 63).
Held since March 1997 — that's 29 years off the open market, well above the local norm. Only one transfer is on record with HM Land Registry, suggesting it has stayed in the same hands for a long time. Today's modelled estimate of £152,000 sits 204% above the 1997 sale of £50,000. At 46 m² it sits well below the postcode median (112 m² across 10 EPCs), making it one of the more compact homes locally.
Before you decide
Everything you need to know about 1 Bank Cottages
The true value, the hidden risks and the full sale history, in one report.
Larger development activity nearby
Pick your report · from £14.99
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The data behind every report
Energy performance
Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate
May 2023EPC Rating
A
B
C
D
E
E49
F
G
Main Heating
—
Main Fuel
Gas
Hot Water
Very Poor
Windows
Very Poor
CO2 Emissions
3.6 t/year
Occupancy
Rented
Certificate validity
Valid until 2 May 2033
Planning history
Applications and permits filed against 1 Bank Cottages, Swainshill, Hereford, HR4 7PU, sourced from the PlanIt planning register.
1 Bank Cottages has no planning applications on record.
4
But the area is active
4 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.
Versus the street
Four headline reads against 3 similar flats on this street, drawn from the latest EPC and Land Registry data.
On epc rating, 1 Bank Cottages stands well clear of the street.
EPC Rating
49 (E)
Street avg 48 (E)
Floor Area
46 m²
Street avg 46 m²
CO₂ Emissions
3.6 t/year
Street avg 3.5 t/year
Habitable Rooms
2 rooms
Street avg 1 rooms
The neighbourhood at a glance
A condensed read of the local area. Each tile links through to the full breakdown on the Hereford district page.
Daytime road noise here sits well below conversation level — a quiet pocket of the postcode.
Crime
141/mo
Falling year-on-year across the wider district.
Nearest stop
0.1 km
Stretton Sugwas Turn — bus stop.
Closest school
0.5 km
Stretton Sugwas CofE Academy. 4 schools nearby.
Nearest schools
- Stretton Sugwas CofE AcademyPrimary469m
- St Mary's CofE Primary SchoolPrimary2.0km
- Whitecross HerefordSecondary2.9km
- Trinity Primary SchoolPrimary3.0km
Nearest stops
- Stretton Sugwas TurnBus stop135m
- Village HallBus stop419m
- SchoolBus stop516m
- Swainshill TurnBus stop596m
Most reported crime locally
- Violence & Sexual Offences851 reports35%
- Shoplifting417 reports17%
- Anti-social Behaviour356 reports15%
- Criminal Damage & Arson173 reports7%
Go deeper on the local area
A Local Area report breaks down crime, transport links, schools and air quality in depth.
Road noise across the postcode
Modelled day and night-time noise levels around HR4 7PU from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime· 07:00 – 23:00
48.2dB
Night-time· 23:00 – 07:00
41.8dB
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
Get a survey for this property
Level 3 Building Survey
Victorian-era3rd Floor FlatEPC EPre-1919 buildNo mains gasSolid (non-cavity) walls
Because the property was built before 1919, has no mains gas supply, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.
From £820 · Includes VAT
Similar properties nearby
A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£146k
1 Almhouses, Bishopstone
HR4 7JD
£190k
1 Bankside, Mansel Gamage
HR4 7LE
£194k
1 Danny Lee Walk, Burghill
HR4 7ST
£196k
1 Athol Cottages, Byford
HR4 7LB
£245k
1 Court Farm Cottages, Mansel Gamage
HR4 7LE
£251k
1 Cedar Bungalows, Mansel Lacy
HR4 7HG
£255k
1 Council Houses, Bridge Sollars
HR4 7JL
£278k
1 Church Cottages, Bishopstone
HR4 7JQ
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Start your researchHow to read this page
Where every figure above comes from, how current it is and what it can't tell you.
- How the estimate is made
- The estimate for 1 Bank Cottages is modelled from its 46 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in HR4 7PU. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
- Where sold prices come from
- Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for 1 Bank Cottages. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
- Reading the EPC
- Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 1 Bank Cottages was lodged in May 2023 at band E and is valid until May 2033. Floor area, heating and insulation details on this page come from it.
- Planning records
- Planning applications are collected from local authority registers through PlanIt. None is matched to 1 Bank Cottages. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
- Area figures
- Crime is police-recorded street-level data over the last 17 months, which places each incident at an approximate point. The 4 schools and 30 stops listed are measured in a straight line from HR4 7PU, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
- Council tax band
- 1 Bank Cottages is in council tax band C. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
Common questions
The questions buyers, sellers and homeowners most often ask about 1 Bank Cottages, Swainshill, Hereford, HR4 7PU. Each answer is also embedded as structured data for search engines.
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