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20 Charles Street, Cheltenham, GL51 9HH

Property type
Mid terrace
Bedrooms
2
Bathroom
1
Floor area
50 m²
538 sq ft
Energy rating
D
Score 68
Council tax
Band B
Tenure
Owner Occupied
Overview

About 20 Charles Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Charles Street is a two-bedroom mid-terrace house in Cheltenham (GL51 9HH). It has a recorded floor area of 50 m² (around 538 sq ft), construction records dating it to 1900-1929 and council tax band B. The latest certificate (February 2026) shows a D (score 68), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since July 2009. Between certificates, roof efficiency went from Very Poor to Average; while wall efficiency dropped from Poor to Very Poor and window efficiency dropped from Average to Poor. The recommended improvements would push it to C (score 77). This certificate was lodged in the last six months, so the rating reflects current condition.

Across 2009–2017, sale prices on this property compounded at 1.7% per year. Today's modelled estimate of £213,000 is 46.9% above the 2017 sale price. On a £-per-square-foot basis, the last sale (£269/sq ft) was about 69.4% above the typical sold price in the postcode. 9 years since the last transfer (January 2017). At 50 m² it's 29.7% smaller than the typical home in the postcode (71 m² median across 29 EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1
Before you decide

Everything you need to know about 20 Charles Street

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

The EPC has just been inspected, so the rating reflects current condition.

Current Certificate(1 of 2)
Feb 2026

EPC Rating

A
B
C
D
D68
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Poor
CO2 Emissions
1.7 t/year
Occupancy
Owner Occupied

Property Improvements

Changes detected from historical EPC data

Feb 2026from Jul 2009
Windows
Partial DoubleFull Double

Windows upgraded, improving insulation

Roof Insulation
UninsulatedWell Insulated

Loft insulation installed or upgraded to 250mm+

Low Energy Lighting
60%100%

More low energy lighting installed

SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Planning

Planning history

Applications and permits filed against 20 Charles Street, Cheltenham, GL51 9HH, sourced from the PlanIt planning register.

20 Charles Street has no planning applications on record.

3

But the area is active

3 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

Price

Sales history & valuation

Recorded transactions, our model's current estimate, and a quick read on what neighbouring properties have sold for.

20 Charles Street valuation sits well clear of the typical sold price in this postcode.

Current estimate

£213,000

Modelled from EPC, postcode comparables and a sale-price growth of 1.7% per year over 7 years.

See how we calculated this
Last sold (2017)

£145,000

Growth on file: 1.7% per year over 7 years.

Sales timeline

  1. 26 January 2017Most recent

    £145,000

    +12.8%over 7 years
  2. 18 December 2009

    £128,500

Median price across the last 5 sales in GL51 9HH: £250,000 (2025–2023).

On the street

Versus other Charles Street homes

Four headline reads against 27 similar houses on this street, drawn from the latest EPC and Land Registry data.

On co₂ emissions, 20 Charles Street stands well clear of the street.

Price per m²

£2,900

Street avg £2,227

Above

Floor Area

50 m²

Street avg 75 m²

Strongly below

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

1.7 t/year

Street avg 3.2 t/year

Strongly above
Before you decide

Everything you need to know about 20 Charles Street

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · every report is £14.99

One time fee only - money back guarantee

Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cheltenham district page.

Reported crime in the wider district is trending notably upward year-on-year.

Crime

4/mo

Rising year-on-year across the wider district.

Nearest stop

0.1 km

Tesco — bus stop.

Closest school

0.4 km

Gloucester Road Primary School. 26 schools nearby.

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around GL51 9HH from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for GL51 9HH

Daytime· 07:00 – 23:00

52.4dB

Low
Night-time road noise heatmap for GL51 9HH

Night-time· 23:00 – 07:00

42.4dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Charles Street, Cheltenham, GL51 9HH. Each answer is also embedded as structured data for search engines.