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20 Charles Street, Cheltenham, GL51 9HH

Estimated value

£218,000

  • Since the 2017 sale (£145,000)+50%
  • Against GL51 9HH's recent median (£260,000)-16%

Newest record on this page: May 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Mid terrace
Bedrooms
2
Bathroom
1
Floor area
50 m²
538 sq ft
Energy rating
D
Score 68
Council tax
Band B
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£218,000

  • Against its 2017 sale (£145,000)+50%
  • Against GL51 9HH's recent median (£260,000)-16%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for 20 Charles Street is modelled from its 50 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in GL51 9HH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    50 m² from the EPC lodged in February 2026

  • Sales of this home

    2 sales recorded, the latest in 2017

  • Recent sales in GL51 9HH

    5 sales, median £260,000 (2026–2024)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: May 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

20 Charles Street valuation sits well clear of the typical sold price in this postcode.

Sales timeline

  1. 26 January 2017Most recent

    £145,000

    +12.8%over 7 years

  2. 18 December 2009

    £128,500

Median price across the last 5 sales in GL51 9HH: £260,000 (2026–2024).

Risks

What this page doesn't show

1 potential issue has already been flagged for 20 Charles Street, Cheltenham, GL51 9HH. The detail, evidence and what to ask about it are in the Risks Report.
  • Larger development activity nearbyIn report
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About 20 Charles Street

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

20 Charles Street is a two-bedroom mid-terrace house in Cheltenham (GL51 9HH). It has a recorded floor area of 50 m² (around 538 sq ft), construction records dating it to 1900-1929 and council tax band B. The latest certificate (February 2026) shows a D (score 68), on the cusp of jumping into the C band. The rating has held steady at D across 2 certificates since July 2009. Between certificates, roof efficiency went from Very Poor to Average; while wall efficiency dropped from Poor to Very Poor and window efficiency dropped from Average to Poor. The recommended improvements would push it to C (score 77). This certificate was lodged in the last six months, so the rating reflects current condition.

Across 2009–2017, sale prices on this property compounded at 1.7% per year. Today's modelled estimate of £218,000 sits 50.3% above the 2017 sale of £145,000. On a £-per-square-foot basis, the last sale (£269/sq ft) was about 68.8% above the typical sold price in the postcode. 10 years since the last transfer (January 2017). At 50 m² it's 29.7% smaller than the typical home in the postcode (71 m² median across 29 EPCs).

Specifications

What this property has

Pulled from EPC certificates, claim submissions and our property model. Empty categories are hidden — we only show what's known.

Inside

  • Bedrooms2
  • Bathrooms1
Before you decide

Everything you need to know about 20 Charles Street

The true value, the hidden risks and the full sale history, in one report.

Larger development activity nearby

Pick your report · from £14.99

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.

The EPC has just been inspected, so the rating reflects current condition.

Current Certificate(1 of 2)
Feb 2026

EPC Rating

A
B
C
D
D68
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Poor
CO2 Emissions
1.7 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 23 February 2036

9 years remaining

Property Improvements

Changes detected from historical EPC data

Feb 2026from Jul 2009
Windows
Partial DoubleFull Double

Windows upgraded, improving insulation

Roof Insulation
UninsulatedWell Insulated

Loft insulation installed or upgraded to 250mm+

Low Energy Lighting
60%100%

More low energy lighting installed

Planning

Planning history

Applications and permits filed against 20 Charles Street, Cheltenham, GL51 9HH, sourced from the PlanIt planning register.

20 Charles Street has no planning applications on record.

3

But the area is active

3 notable applications nearby — larger schemes and conversions that could reshape the street. The report maps them all.

On the street

Versus other Charles Street homes

Four headline reads against 27 similar houses on this street, drawn from the latest EPC and Land Registry data.

On co₂ emissions, 20 Charles Street stands well clear of the street.

Price per m²

£2,900

Street avg £2,334

Above

Floor Area

50 m²

Street avg 75 m²

Strongly below

Habitable Rooms

4 rooms

Street avg 4 rooms

On par

CO₂ Emissions

1.7 t/year

Street avg 3.2 t/year

Strongly above
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cheltenham district page.
Full Cheltenham report

Crime

284/mo

Falling year-on-year across the wider district.

Nearest stop

0.1 km

Tesco — bus stop.

Closest school

0.4 km

Gloucester Road Primary School. 26 schools nearby.

Nearest schools

  • Gloucester Road Primary SchoolPrimary410m
  • Gardners Lane Primary SchoolPrimary487m
  • The Catholic School of Saint Gregory the GreatPrimary534m
  • Christ Church CofE Primary SchoolPrimary781m

Nearest stops

  • TescoBus stop53m
  • Hardwick CampusBus stop183m
  • Sun StreetBus stop233m
  • Folly LaneBus stop254m

Most reported crime locally

  • Violence & Sexual Offences1,426 reports31%
  • Anti-social Behaviour1,004 reports22%
  • Shoplifting601 reports13%
  • Criminal Damage & Arson291 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around GL51 9HH from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for GL51 9HH

Daytime· 07:00 – 23:00

52.4dB

Low
Night-time road noise heatmap for GL51 9HH

Night-time· 23:00 – 07:00

42.4dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-eraMid-Terrace HouseEPC DPre-1919 buildSolid (non-cavity) walls

Because the property was built before 1919 and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £885 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£224k

1 Coppice Gate

GL51 9QJ

2 bed1 bath
£207k

1 Gara Close, Swindon Village

GL51 9TW

2 bed
£233k

1 Farriers Close

GL51 9JA

2 bed1 bath
£179k

1 Appleyard Close, Uckington

GL51 9FF

2 bed2 bath
£350k

1 Church View, Tewkesbury Road, Uckington

GL51 9SX

2 bed
£267k

1 Baker Street

GL51 9HG

1 bed2 bath
£403k

1 Dark Lane, Swindon Village

GL51 9RN

3 bed2 bath
£539k

1 Deakin Close, Swindon Village

GL51 9SB

3 bed1 bath

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for 20 Charles Street is modelled from its 50 m² EPC floor area, its 2 recorded sales and recent sales of comparable homes in GL51 9HH. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 2 sales are recorded for 20 Charles Street. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for 20 Charles Street was lodged in February 2026 at band D and is valid until February 2036. 2 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to 20 Charles Street. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 26 schools and 30 stops listed are measured in a straight line from GL51 9HH, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
Council tax band
20 Charles Street is in council tax band B. Bands are set by the Valuation Office Agency from historic values (1 April 1991 in England, 1 April 2003 in Wales), not today's price; the amount you pay depends on the council's rate for the band.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about 20 Charles Street, Cheltenham, GL51 9HH. Each answer is also embedded as structured data for search engines.

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