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Flat 2, 12 St Stephens Road, Cheltenham, GL51 3AA

Estimated value

£195,000

  • Since the 1997 sale (£35,000)+457%
  • Against GL51 3AA's recent median (£215,000)-9%

Newest record on this page: May 2026. Land Registry and EPC registers update monthly, so this page can trail them by 2–3 months.

Learn about this valuation
Property type
Detached
Floor 1st
Habitable rooms
2
From EPC
Floor area
57 m²
614 sq ft
Energy rating
D
Score 59
Tenure
Owner Occupied
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Valuation

About this valuation

How the figure is worked out and what it's based on. If you know this home, you can tell other visitors what you think it's worth.

Our estimate

£195,000

  • Against its 1997 sale (£35,000)+457%
  • Against GL51 3AA's recent median (£215,000)-9%

Your note and figure are shown publicly on this page.

How the estimate is made

The estimate for Flat 2 is modelled from its 57 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in GL51 3AA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.

What it's based on

  • Floor area

    57 m² from the EPC lodged in April 2019

  • Sales of this home

    1 sale recorded, the latest in 1997

  • Recent sales in GL51 3AA

    5 sales, median £215,000 (2026–2025)

This page or the full report?

DataThis pageFull report
SalesLatest sale shown: May 2026Latest available records, read when you order
ValuationEstimate from the last refreshAnalysed against comparable sales
PlanningNone on this homeFull history, plus nearby schemes
Flood riskNot shownIncluded
Price

Sales history & valuation

Every recorded sale of this home, how its price has moved, and what neighbouring properties have sold for.

Flat 2's modelled value sits at over four times its earliest registered sale price (1997).

Sales timeline

  1. 13 August 1997Most recent

    £35,000

Median price across the last 5 sales in GL51 3AA: £215,000 (2026–2025).

Risks

What this page doesn't show

Nothing is flagged from the data on this page, but these checks are only run in the report. The detail, evidence and what to ask about it are in the Risks Report.
  • Flood risk from rivers, sea and surface waterIn report
  • Subsidence and ground-stability signalsIn report
  • Refusals, enforcement and big schemes nearbyIn report

One time fee only - money back guarantee

Overview

About Flat 2

A plain-English summary derived from public records, EPC certificates, sold prices and local data.

Flat 2 is a detached house in Cheltenham (GL51 3AA). It has a recorded floor area of 57 m² (around 614 sq ft) and construction records dating it to before 1900. At 57 m² this is the 3rd smallest of 4 units on EPC record in the building, where floor areas span 45–79 m². The building's EPC ratings span D to C, with this unit at the bottom. On EPC score it ranks last in the building (59 versus a best of 72). The latest certificate (April 2019) shows a D (score 59), a step below the typical UK home. The rating has held steady at D across 3 certificates since February 2009. Between certificates, lighting dropped from Good to Poor. The recommended improvements would push it to C (score 74).

Held since August 1997 — that's 29 years off the open market, well above the local norm. Only one transfer is on record with HM Land Registry, suggesting it has stayed in the same hands for a long time. Today's modelled estimate of £195,000 sits 457.1% above the 1997 sale of £35,000. On a £-per-square-foot basis, the last sale (£57/sq ft) was about 77.9% below the postcode norm.

Before you decide

Everything you need to know about Flat 2

The true value, the hidden risks and the full sale history, in one report.

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Preview of the full property report

The data behind every report

  • HM Land Registry, source of sold price history
  • Department for Education, source of schools data
  • Police.uk, source of crime statistics
  • Department for Transport, source of stations and transport links
  • Environment Agency, source of flood risk data
  • Department for Environment, Food & Rural Affairs, source of road noise data
  • PlanIt, source of planning application records
Energy

Energy performance

Every EPC certificate filed against this property — current rating, recorded improvements, and where there's headroom to reach a higher band.
Current Certificate(1 of 3)
Apr 2019

EPC Rating

A
B
C
D
D59
E
F
G
Main Heating
Gas
Main Fuel
Gas
Hot Water
Good
Windows
Very Poor
CO2 Emissions
3.2 t/year
Occupancy
Owner Occupied

Certificate validity

Valid until 17 April 2029

2 years remaining

Property Improvements

Changes detected from historical EPC data

Feb 2009from Feb 2009
EPC improved fromD57toE51
Apr 2019from Feb 2009
EPC improved fromE51toD59
Low Energy Lighting
50%20%

Low energy lighting percentage decreased

Planning

Planning history

Applications and permits filed against Flat 2, 12 St Stephens Road, Cheltenham, GL51 3AA, sourced from the PlanIt planning register.

Flat 2 has no planning applications on record.

A planning report still maps activity across the surrounding area and reads this property's extension & conversion potential.

On the street

Versus other St Stephens Road homes

Four headline reads against 62 similar flats on this street, drawn from the latest EPC and Land Registry data.

Price per m² for Flat 2 lags the street by a wide margin.

Price per m²

£614

Street avg £4,372

Strongly below

Floor Area

57 m²

Street avg 51 m²

Above

Habitable Rooms

2 rooms

Street avg 2 rooms

Below

CO₂ Emissions

3.2 t/year

Street avg 2.9 t/year

Below
Area

The neighbourhood at a glance

A condensed read of the local area. Each tile links through to the full breakdown on the Cheltenham district page.
Full Cheltenham report

Crime

284/mo

Falling year-on-year across the wider district.

Nearest stop

0.0 km

St Stephen's Church — bus stop.

Closest school

0.8 km

St James' Church of England Primary School. 25 schools nearby.

Nearest schools

  • St James' Church of England Primary SchoolPrimary750m
  • Christ Church CofE Primary SchoolPrimary931m
  • Cheltenham Bournside School and Sixth Form CentreSecondary963m
  • The Catholic School of Saint Gregory the GreatPrimary1.2km

Nearest stops

  • St Stephen's ChurchBus stop17m
  • St Stephen's ChurchBus stop83m
  • Texaco GarageBus stop141m
  • Lypiatt StreetBus stop153m

Most reported crime locally

  • Violence & Sexual Offences1,426 reports31%
  • Anti-social Behaviour1,004 reports22%
  • Shoplifting601 reports13%
  • Criminal Damage & Arson291 reports6%

Go deeper on the local area

A Local Area report breaks down crime, transport links, schools and air quality in depth.

Noise

Road noise across the postcode

Modelled day and night-time noise levels around GL51 3AA from Defra's strategic mapping. The pin marks this postcode's centroid.
Daytime road noise heatmap for GL51 3AA

Daytime· 07:00 – 23:00

51.5dB

Low
Night-time road noise heatmap for GL51 3AA

Night-time· 23:00 – 07:00

41.1dB

Low
55 dB
60 dB
65 dB
70 dB
75 dB
80 dB
Defra Road Noise Strategic Mapping, Round 4
SDL Surveying

Get a survey for this property

Level 3 Building Survey

Victorian-era1st Floor FlatEPC DPre-1919 buildExtended multiple times (2+ extensions)Solid (non-cavity) walls

Because the property was built before 1919, has been extended more than once, and has solid (non-cavity) walls, we believe a Level 3 building survey should be considered.

From £820 · Includes VAT

Comparables

Similar properties nearby

A handful of close matches in the same postcode area, ranked by likeness on bedrooms, type and floor area.
£193k

58 60, Flat 7, Windermere Road

GL51 3PH

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58 60, Flat 9, Windermere Road

GL51 3PH

Flat
£192k

58 60, Flat 8, Windermere Road

GL51 3PH

Flat
£190k

58 60, Flat 10, Windermere Road

GL51 3PH

Flat
£190k

58 60, Flat 2, Windermere Road

GL51 3PH

Flat
£190k

58 60, Flat 3, Windermere Road

GL51 3PH

Flat
£190k

86 88, Flat A, Salisbury Avenue

GL51 3BY

Flat
£188k

58 60, Flat 1, Windermere Road

GL51 3PH

Flat

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Method

How to read this page

Where every figure above comes from, how current it is and what it can't tell you.
Valuation method in detail
How the estimate is made
The estimate for Flat 2 is modelled from its 57 m² EPC floor area, its 1 recorded sale and recent sales of comparable homes in GL51 3AA. It is an automated estimate, not a survey or mortgage valuation: condition, layout and improvements that aren't on record can move the real figure either way.
Where sold prices come from
Sold prices are HM Land Registry Price Paid Data, which covers residential sales in England and Wales since 1995. 1 sale is recorded for Flat 2. Sales normally appear two to three months after completion, so the most recent ones take time to show up anywhere.
Reading the EPC
Energy Performance Certificates rate homes from A (most efficient) to G and last 10 years. The latest one for Flat 2 was lodged in April 2019 at band D and is valid until April 2029. 3 certificates are on record, which shows how the home has changed.
Planning records
Planning applications are collected from local authority registers through PlanIt. None is matched to Flat 2. Councils sometimes file applications under a different address format, and applications on neighbouring land aren't listed here; the report covers both.
Area figures
Crime is police-recorded street-level data over the last 16 months, which places each incident at an approximate point. The 25 schools and 30 stops listed are measured in a straight line from GL51 3AA, not by walking route. Road noise is Defra's strategic noise modelling, averaged across the postcode.
FAQ

Common questions

The questions buyers, sellers and homeowners most often ask about Flat 2, 12 St Stephens Road, Cheltenham, GL51 3AA. Each answer is also embedded as structured data for search engines.

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